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Side-by-side financial comparison of Ameriprise Financial (AMP) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
Ameriprise Financial is the larger business by last-quarter revenue ($4.9B vs $333.4M, roughly 14.7× PRA GROUP INC). Ameriprise Financial runs the higher net margin — 18.7% vs 17.0%, a 1.8% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 9.0%). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 5.5%).
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-di...
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
AMP vs PRAA — Head-to-Head
Income Statement — Q1 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $4.9B | $333.4M |
| Net Profit | $915.0M | $56.5M |
| Gross Margin | — | — |
| Operating Margin | — | 37.7% |
| Net Margin | 18.7% | 17.0% |
| Revenue YoY | 9.0% | 13.7% |
| Net Profit YoY | 57.0% | 206.3% |
| EPS (diluted) | — | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $4.9B | — | ||
| Q4 25 | $5.0B | $333.4M | ||
| Q3 25 | $4.9B | $311.1M | ||
| Q2 25 | $4.5B | $287.7M | ||
| Q1 25 | $4.5B | $269.6M | ||
| Q4 24 | $4.6B | $293.2M | ||
| Q3 24 | $4.6B | $281.5M | ||
| Q2 24 | $4.4B | $284.2M |
| Q1 26 | $915.0M | — | ||
| Q4 25 | $1.0B | $56.5M | ||
| Q3 25 | $912.0M | $-407.7M | ||
| Q2 25 | $1.1B | $42.4M | ||
| Q1 25 | $583.0M | $3.7M | ||
| Q4 24 | $1.1B | $18.5M | ||
| Q3 24 | $511.0M | $27.2M | ||
| Q2 24 | $829.0M | $21.5M |
| Q1 26 | — | — | ||
| Q4 25 | 25.6% | 37.7% | ||
| Q3 25 | 24.0% | -101.4% | ||
| Q2 25 | 30.1% | 29.6% | ||
| Q1 25 | 15.3% | 27.7% | ||
| Q4 24 | 29.1% | 32.1% | ||
| Q3 24 | 14.1% | 32.0% | ||
| Q2 24 | 23.9% | 31.4% |
| Q1 26 | 18.7% | — | ||
| Q4 25 | 20.0% | 17.0% | ||
| Q3 25 | 18.6% | -131.0% | ||
| Q2 25 | 23.6% | 14.7% | ||
| Q1 25 | 13.0% | 1.4% | ||
| Q4 24 | 23.0% | 6.3% | ||
| Q3 24 | 11.2% | 9.6% | ||
| Q2 24 | 18.9% | 7.6% |
| Q1 26 | — | — | ||
| Q4 25 | $10.39 | $1.47 | ||
| Q3 25 | $9.33 | $-10.43 | ||
| Q2 25 | $10.73 | $1.08 | ||
| Q1 25 | $5.83 | $0.09 | ||
| Q4 24 | $10.57 | $0.47 | ||
| Q3 24 | $5.00 | $0.69 | ||
| Q2 24 | $8.02 | $0.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.3B | $104.4M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $355.9B | $979.9M |
| Total Assets | $184.4B | $5.1B |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $8.3B | — | ||
| Q4 25 | — | $104.4M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $131.6M | ||
| Q1 25 | — | $128.7M | ||
| Q4 24 | — | $105.9M | ||
| Q3 24 | — | $141.1M | ||
| Q2 24 | — | $118.9M |
| Q1 26 | $3.3B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $355.9B | — | ||
| Q4 25 | $6.5B | $979.9M | ||
| Q3 25 | $6.5B | $928.5M | ||
| Q2 25 | $6.1B | $1.3B | ||
| Q1 25 | $5.4B | $1.2B | ||
| Q4 24 | $5.2B | $1.1B | ||
| Q3 24 | $5.7B | $1.2B | ||
| Q2 24 | $5.0B | $1.1B |
| Q1 26 | $184.4B | — | ||
| Q4 25 | $190.9B | $5.1B | ||
| Q3 25 | $190.1B | $5.0B | ||
| Q2 25 | $184.9B | $5.4B | ||
| Q1 25 | $179.1B | $5.1B | ||
| Q4 24 | $181.4B | $4.9B | ||
| Q3 24 | $186.0B | $4.9B | ||
| Q2 24 | $179.7B | $4.7B |
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-9.9M |
| Free Cash FlowOCF − Capex | — | $-11.3M |
| FCF MarginFCF / Revenue | — | -3.4% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | -0.18× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-90.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $2.7B | $-9.9M | ||
| Q3 25 | $2.2B | $-10.1M | ||
| Q2 25 | $1.8B | $-12.9M | ||
| Q1 25 | $1.7B | $-52.6M | ||
| Q4 24 | $383.0M | $42.9M | ||
| Q3 24 | $3.0B | $-35.0M | ||
| Q2 24 | $1.7B | $-29.5M |
| Q1 26 | — | — | ||
| Q4 25 | $2.6B | $-11.3M | ||
| Q3 25 | $2.2B | $-11.3M | ||
| Q2 25 | $1.7B | $-14.2M | ||
| Q1 25 | $1.6B | $-53.5M | ||
| Q4 24 | $325.0M | $41.8M | ||
| Q3 24 | $3.0B | $-36.1M | ||
| Q2 24 | $1.7B | $-30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 52.0% | -3.4% | ||
| Q3 25 | 44.1% | -3.6% | ||
| Q2 25 | 38.4% | -4.9% | ||
| Q1 25 | 36.8% | -19.8% | ||
| Q4 24 | 7.0% | 14.2% | ||
| Q3 24 | 65.8% | -12.8% | ||
| Q2 24 | 38.8% | -10.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 0.4% | ||
| Q3 25 | 0.9% | 0.4% | ||
| Q2 25 | 0.8% | 0.4% | ||
| Q1 25 | 0.8% | 0.3% | ||
| Q4 24 | 1.2% | 0.4% | ||
| Q3 24 | 1.1% | 0.4% | ||
| Q2 24 | 0.4% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.65× | -0.18× | ||
| Q3 25 | 2.42× | — | ||
| Q2 25 | 1.66× | -0.30× | ||
| Q1 25 | 2.89× | -14.37× | ||
| Q4 24 | 0.36× | 2.33× | ||
| Q3 24 | 5.96× | -1.29× | ||
| Q2 24 | 2.07× | -1.37× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AMP
| Management and financial advice fees | $2.9B | 60% |
| Other | $872.0M | 18% |
| Distribution fees | $563.0M | 12% |
| Premiums, policy and contract charges | $341.0M | 7% |
| Other revenues | $166.0M | 3% |
PRAA
Segment breakdown not available.
