vs
Side-by-side financial comparison of Eightco Holdings Inc. (ORBS) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $10.2M, roughly 32.7× Eightco Holdings Inc.). PRA GROUP INC runs the higher net margin — 17.0% vs -2281.6%, a 2298.6% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -49.9%). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 13.1%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
ORBS vs PRAA — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $10.2M | $333.4M |
| Net Profit | $-232.5M | $56.5M |
| Gross Margin | -13.0% | — |
| Operating Margin | -475.0% | 37.7% |
| Net Margin | -2281.6% | 17.0% |
| Revenue YoY | -49.9% | 13.7% |
| Net Profit YoY | -9183.3% | 206.3% |
| EPS (diluted) | $-2.34 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $10.2M | $333.4M | ||
| Q3 25 | $5.3M | $311.1M | ||
| Q2 25 | $7.6M | $287.7M | ||
| Q1 25 | $9.9M | $269.6M | ||
| Q4 24 | $20.3M | $293.2M | ||
| Q3 24 | $6.1M | $281.5M | ||
| Q2 24 | $5.3M | $284.2M | ||
| Q1 24 | $8.0M | $255.6M |
| Q4 25 | $-232.5M | $56.5M | ||
| Q3 25 | $-25.8M | $-407.7M | ||
| Q2 25 | $-1.2M | $42.4M | ||
| Q1 25 | $-2.5M | $3.7M | ||
| Q4 24 | $-2.5M | $18.5M | ||
| Q3 24 | $-3.2M | $27.2M | ||
| Q2 24 | $4.4M | $21.5M | ||
| Q1 24 | $1.9M | $3.5M |
| Q4 25 | -13.0% | — | ||
| Q3 25 | -3.7% | — | ||
| Q2 25 | 16.4% | — | ||
| Q1 25 | 8.2% | — | ||
| Q4 24 | 8.2% | — | ||
| Q3 24 | 26.5% | — | ||
| Q2 24 | 25.1% | — | ||
| Q1 24 | 17.5% | — |
| Q4 25 | -475.0% | 37.7% | ||
| Q3 25 | -116.9% | -101.4% | ||
| Q2 25 | -15.9% | 29.6% | ||
| Q1 25 | -14.3% | 27.7% | ||
| Q4 24 | -11.9% | 32.1% | ||
| Q3 24 | -29.1% | 32.0% | ||
| Q2 24 | -16.4% | 31.4% | ||
| Q1 24 | -39.6% | 26.0% |
| Q4 25 | -2281.6% | 17.0% | ||
| Q3 25 | -487.6% | -131.0% | ||
| Q2 25 | -15.4% | 14.7% | ||
| Q1 25 | -25.7% | 1.4% | ||
| Q4 24 | -12.3% | 6.3% | ||
| Q3 24 | -52.5% | 9.6% | ||
| Q2 24 | 84.2% | 7.6% | ||
| Q1 24 | 24.4% | 1.4% |
| Q4 25 | $-2.34 | $1.47 | ||
| Q3 25 | $-0.58 | $-10.43 | ||
| Q2 25 | $-0.38 | $1.08 | ||
| Q1 25 | $-0.84 | $0.09 | ||
| Q4 24 | $-1.44 | $0.47 | ||
| Q3 24 | $-1.77 | $0.69 | ||
| Q2 24 | $2.15 | $0.54 | ||
| Q1 24 | $1.42 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.5M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $232.6M | $979.9M |
| Total Assets | $250.2M | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.5M | $104.4M | ||
| Q3 25 | $23.7M | $107.5M | ||
| Q2 25 | $696.3K | $131.6M | ||
| Q1 25 | $434.4K | $128.7M | ||
| Q4 24 | $239.2K | $105.9M | ||
| Q3 24 | $2.4M | $141.1M | ||
| Q2 24 | $363.1K | $118.9M | ||
| Q1 24 | $808.8K | $108.1M |
| Q4 25 | $232.6M | $979.9M | ||
| Q3 25 | $339.2M | $928.5M | ||
| Q2 25 | $8.9M | $1.3B | ||
| Q1 25 | $9.7M | $1.2B | ||
| Q4 24 | $11.9M | $1.1B | ||
| Q3 24 | $13.0M | $1.2B | ||
| Q2 24 | $13.8M | $1.1B | ||
| Q1 24 | $3.9M | $1.1B |
| Q4 25 | $250.2M | $5.1B | ||
| Q3 25 | $355.5M | $5.0B | ||
| Q2 25 | $48.7M | $5.4B | ||
| Q1 25 | $47.6M | $5.1B | ||
| Q4 24 | $50.8M | $4.9B | ||
| Q3 24 | $49.2M | $4.9B | ||
| Q2 24 | $48.4M | $4.7B | ||
| Q1 24 | $50.2M | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.7M | $-9.9M |
| Free Cash FlowOCF − Capex | — | $-11.3M |
| FCF MarginFCF / Revenue | — | -3.4% |
| Capex IntensityCapex / Revenue | 0.0% | 0.4% |
| Cash ConversionOCF / Net Profit | — | -0.18× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-90.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.7M | $-9.9M | ||
| Q3 25 | $-1.6M | $-10.1M | ||
| Q2 25 | $-659.2K | $-12.9M | ||
| Q1 25 | $999.8K | $-52.6M | ||
| Q4 24 | $-5.6M | $42.9M | ||
| Q3 24 | $77.7K | $-35.0M | ||
| Q2 24 | $-440.3K | $-29.5M | ||
| Q1 24 | $-723.3K | $-73.0M |
| Q4 25 | — | $-11.3M | ||
| Q3 25 | — | $-11.3M | ||
| Q2 25 | $-661.3K | $-14.2M | ||
| Q1 25 | $999.7K | $-53.5M | ||
| Q4 24 | — | $41.8M | ||
| Q3 24 | $73.0K | $-36.1M | ||
| Q2 24 | — | $-30.8M | ||
| Q1 24 | — | $-73.5M |
| Q4 25 | — | -3.4% | ||
| Q3 25 | — | -3.6% | ||
| Q2 25 | -8.7% | -4.9% | ||
| Q1 25 | 10.1% | -19.8% | ||
| Q4 24 | — | 14.2% | ||
| Q3 24 | 1.2% | -12.8% | ||
| Q2 24 | — | -10.8% | ||
| Q1 24 | — | -28.8% |
| Q4 25 | 0.0% | 0.4% | ||
| Q3 25 | 0.0% | 0.4% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.0% | 0.3% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | 0.1% | 0.4% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.2% |
| Q4 25 | — | -0.18× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -0.30× | ||
| Q1 25 | — | -14.37× | ||
| Q4 24 | — | 2.33× | ||
| Q3 24 | — | -1.29× | ||
| Q2 24 | -0.10× | -1.37× | ||
| Q1 24 | -0.37× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
