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Side-by-side financial comparison of Andersons, Inc. (ANDE) and loanDepot, Inc. (LDI). Click either name above to swap in a different company.
Andersons, Inc. is the larger business by last-quarter revenue ($329.5M vs $310.3M, roughly 1.1× loanDepot, Inc.). Andersons, Inc. runs the higher net margin — 20.5% vs -7.2%, a 27.7% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs -2.4%). Andersons, Inc. produced more free cash flow last quarter ($-77.1M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs -1.8%).
The Andersons, Inc. is an American agribusiness established in 1947, that began as Andersons Truck Terminal (ATT) in the 1940s for the grain industry, headquartered in Maumee, Ohio. It is a diversified company rooted in agriculture that conducts business in the commodity merchandising, renewables, and plant nutrient sectors.
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
ANDE vs LDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $329.5M | $310.3M |
| Net Profit | $67.4M | $-22.5M |
| Gross Margin | 70.3% | — |
| Operating Margin | 26.6% | -10.3% |
| Net Margin | 20.5% | -7.2% |
| Revenue YoY | -2.4% | 20.5% |
| Net Profit YoY | 49.6% | 32.4% |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $329.5M | $310.3M | ||
| Q3 25 | $295.8M | $323.3M | ||
| Q2 25 | $535.0M | $282.5M | ||
| Q1 25 | $370.8M | $273.6M | ||
| Q4 24 | $337.5M | $257.5M | ||
| Q3 24 | $231.9M | $314.6M | ||
| Q2 24 | $492.5M | $265.4M | ||
| Q1 24 | $341.4M | $222.8M |
| Q4 25 | $67.4M | $-22.5M | ||
| Q3 25 | $20.1M | $-4.9M | ||
| Q2 25 | $7.9M | $-13.4M | ||
| Q1 25 | $284.0K | $-21.9M | ||
| Q4 24 | $45.1M | $-33.2M | ||
| Q3 24 | $27.4M | $1.4M | ||
| Q2 24 | $36.0M | $-32.2M | ||
| Q1 24 | $5.6M | $-34.3M |
| Q4 25 | 70.3% | — | ||
| Q3 25 | 57.8% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 41.2% | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 76.4% | — | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 37.6% | — |
| Q4 25 | 26.6% | -10.3% | ||
| Q3 25 | 8.7% | -3.2% | ||
| Q2 25 | 4.6% | -11.4% | ||
| Q1 25 | 0.9% | -16.8% | ||
| Q4 24 | 19.9% | -32.7% | ||
| Q3 24 | 26.8% | 1.1% | ||
| Q2 24 | 11.6% | -29.1% | ||
| Q1 24 | 4.1% | -38.2% |
| Q4 25 | 20.5% | -7.2% | ||
| Q3 25 | 6.8% | -1.5% | ||
| Q2 25 | 1.5% | -4.7% | ||
| Q1 25 | 0.1% | -8.0% | ||
| Q4 24 | 13.4% | -12.9% | ||
| Q3 24 | 11.8% | 0.4% | ||
| Q2 24 | 7.3% | -12.1% | ||
| Q1 24 | 1.6% | -15.4% |
| Q4 25 | — | — | ||
| Q3 25 | $0.59 | — | ||
| Q2 25 | $0.23 | — | ||
| Q1 25 | $0.01 | — | ||
| Q4 24 | $1.31 | — | ||
| Q3 24 | $0.80 | $0.01 | ||
| Q2 24 | $1.05 | $-0.18 | ||
| Q1 24 | $0.16 | $-0.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $98.3M | $337.2M |
| Total DebtLower is stronger | $560.0M | $2.1B |
| Stockholders' EquityBook value | $1.2B | $386.0M |
| Total Assets | $3.7B | $6.9B |
| Debt / EquityLower = less leverage | 0.45× | 5.44× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $98.3M | $337.2M | ||
| Q3 25 | — | $459.2M | ||
| Q2 25 | — | $408.6M | ||
| Q1 25 | — | $371.5M | ||
| Q4 24 | $561.8M | $421.6M | ||
| Q3 24 | — | $483.0M | ||
| Q2 24 | — | $533.2M | ||
| Q1 24 | — | $603.7M |
| Q4 25 | $560.0M | $2.1B | ||
| Q3 25 | — | $2.1B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.0B | ||
| Q4 24 | $608.2M | $2.0B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.3B |
| Q4 25 | $1.2B | $386.0M | ||
| Q3 25 | $1.2B | $433.3M | ||
| Q2 25 | $1.4B | $439.1M | ||
| Q1 25 | $1.4B | $469.3M | ||
| Q4 24 | $1.4B | $506.6M | ||
| Q3 24 | $1.3B | $592.0M | ||
| Q2 24 | $1.3B | $578.9M | ||
| Q1 24 | $1.3B | $637.3M |
| Q4 25 | $3.7B | $6.9B | ||
| Q3 25 | $3.3B | $6.2B | ||
| Q2 25 | $3.4B | $6.2B | ||
| Q1 25 | $3.8B | $6.4B | ||
| Q4 24 | $4.1B | $6.3B | ||
| Q3 24 | $3.4B | $6.4B | ||
| Q2 24 | $3.3B | $5.9B | ||
| Q1 24 | $3.3B | $6.2B |
| Q4 25 | 0.45× | 5.44× | ||
| Q3 25 | — | 4.83× | ||
| Q2 25 | — | 4.70× | ||
| Q1 25 | — | 4.30× | ||
| Q4 24 | 0.45× | 4.00× | ||
| Q3 24 | — | 3.31× | ||
| Q2 24 | — | 3.41× | ||
| Q1 24 | — | 3.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.2M | $-638.7M |
| Free Cash FlowOCF − Capex | $-77.1M | $-648.0M |
| FCF MarginFCF / Revenue | -23.4% | -208.9% |
| Capex IntensityCapex / Revenue | 21.5% | 3.0% |
| Cash ConversionOCF / Net Profit | -0.09× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-56.1M | $-734.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.2M | $-638.7M | ||
| Q3 25 | $233.9M | $43.4M | ||
| Q2 25 | $299.3M | $67.6M | ||
| Q1 25 | $-350.0M | $-179.9M | ||
| Q4 24 | $268.8M | $47.7M | ||
| Q3 24 | $-2.1M | $-349.2M | ||
| Q2 24 | $304.4M | $-278.3M | ||
| Q1 24 | $-239.6M | $-278.5M |
| Q4 25 | $-77.1M | $-648.0M | ||
| Q3 25 | $167.0M | $38.7M | ||
| Q2 25 | $250.5M | $61.4M | ||
| Q1 25 | $-396.6M | $-186.7M | ||
| Q4 24 | $212.9M | $40.8M | ||
| Q3 24 | $-40.0M | $-356.4M | ||
| Q2 24 | $275.8M | $-285.7M | ||
| Q1 24 | $-266.4M | $-283.3M |
| Q4 25 | -23.4% | -208.9% | ||
| Q3 25 | 56.5% | 12.0% | ||
| Q2 25 | 46.8% | 21.7% | ||
| Q1 25 | -106.9% | -68.2% | ||
| Q4 24 | 63.1% | 15.8% | ||
| Q3 24 | -17.2% | -113.3% | ||
| Q2 24 | 56.0% | -107.7% | ||
| Q1 24 | -78.0% | -127.2% |
| Q4 25 | 21.5% | 3.0% | ||
| Q3 25 | 22.6% | 1.5% | ||
| Q2 25 | 9.1% | 2.2% | ||
| Q1 25 | 12.6% | 2.5% | ||
| Q4 24 | 16.6% | 2.7% | ||
| Q3 24 | 16.3% | 2.3% | ||
| Q2 24 | 5.8% | 2.8% | ||
| Q1 24 | 7.8% | 2.1% |
| Q4 25 | -0.09× | — | ||
| Q3 25 | 11.61× | — | ||
| Q2 25 | 38.10× | — | ||
| Q1 25 | -1232.46× | — | ||
| Q4 24 | 5.96× | — | ||
| Q3 24 | -0.08× | -255.05× | ||
| Q2 24 | 8.46× | — | ||
| Q1 24 | -42.94× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ANDE
| Specialty And Primary Nutrients | $137.1M | 42% |
| Premium Ingredients | $66.1M | 20% |
| Segment Reporting Reconciling Item Other | $63.2M | 19% |
| Other | $63.1M | 19% |
LDI
Segment breakdown not available.
