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Side-by-side financial comparison of AleAnna, Inc. (ANNA) and BayFirst Financial Corp. (BAFN). Click either name above to swap in a different company.

BayFirst Financial Corp. is the larger business by last-quarter revenue ($10.3M vs $9.1M, roughly 1.1× AleAnna, Inc.). AleAnna, Inc. runs the higher net margin — 2.8% vs -55.0%, a 57.8% gap on every dollar of revenue.

Anna University is a public state university located in Chennai, Tamil Nadu, India. The main campus is in Guindy. It was originally established on 4 September 1978 and is named after C. N. Annadurai, former Chief Minister of Tamil Nadu.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

ANNA vs BAFN — Head-to-Head

Bigger by revenue
BAFN
BAFN
1.1× larger
BAFN
$10.3M
$9.1M
ANNA
Higher net margin
ANNA
ANNA
57.8% more per $
ANNA
2.8%
-55.0%
BAFN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ANNA
ANNA
BAFN
BAFN
Revenue
$9.1M
$10.3M
Net Profit
$258.1K
$-5.7M
Gross Margin
Operating Margin
2.4%
Net Margin
2.8%
-55.0%
Revenue YoY
Net Profit YoY
102.7%
-130.6%
EPS (diluted)
$0.00
$-1.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ANNA
ANNA
BAFN
BAFN
Q1 26
$10.3M
Q4 25
$9.1M
$11.2M
Q3 25
$11.2M
$10.2M
Q2 25
$4.0M
$23.1M
Q1 25
$19.8M
Q4 24
$32.9M
Q3 24
$21.7M
Q2 24
$20.8M
Net Profit
ANNA
ANNA
BAFN
BAFN
Q1 26
$-5.7M
Q4 25
$258.1K
$-2.5M
Q3 25
$5.3M
$-18.9M
Q2 25
$644.7K
$-1.2M
Q1 25
$-335.0K
Q4 24
$9.8M
Q3 24
$1.1M
Q2 24
$866.0K
Operating Margin
ANNA
ANNA
BAFN
BAFN
Q1 26
Q4 25
2.4%
-25.3%
Q3 25
51.0%
-253.0%
Q2 25
14.5%
-7.1%
Q1 25
-2.3%
Q4 24
Q3 24
7.1%
Q2 24
5.9%
Net Margin
ANNA
ANNA
BAFN
BAFN
Q1 26
-55.0%
Q4 25
2.8%
-22.1%
Q3 25
47.4%
-184.7%
Q2 25
16.0%
-5.3%
Q1 25
-1.7%
Q4 24
91.8%
Q3 24
5.2%
Q2 24
4.2%
EPS (diluted)
ANNA
ANNA
BAFN
BAFN
Q1 26
$-1.48
Q4 25
$0.00
$-0.71
Q3 25
$0.08
$-4.66
Q2 25
$0.01
$-0.39
Q1 25
$-0.17
Q4 24
$2.21
Q3 24
$0.18
Q2 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ANNA
ANNA
BAFN
BAFN
Cash + ST InvestmentsLiquidity on hand
$31.8M
$134.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$58.7M
$81.9M
Total Assets
$101.3M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ANNA
ANNA
BAFN
BAFN
Q1 26
$134.5M
Q4 25
$31.8M
$207.0M
Q3 25
$31.2M
$118.5M
Q2 25
$77.3M
Q1 25
$63.2M
Q4 24
$77.8M
Q3 24
$64.4M
Q2 24
$60.8M
Stockholders' Equity
ANNA
ANNA
BAFN
BAFN
Q1 26
$81.9M
Q4 25
$58.7M
$87.6M
Q3 25
$58.3M
$89.7M
Q2 25
$52.3M
$108.2M
Q1 25
$110.1M
Q4 24
$110.9M
Q3 24
$102.3M
Q2 24
$101.0M
Total Assets
ANNA
ANNA
BAFN
BAFN
Q1 26
$1.2B
Q4 25
$101.3M
$1.3B
Q3 25
$100.1M
$1.3B
Q2 25
$89.9M
$1.3B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.2B
Q2 24
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ANNA
ANNA
BAFN
BAFN
Operating Cash FlowLast quarter
$3.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
14.51×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ANNA
ANNA
BAFN
BAFN
Q1 26
Q4 25
$3.7M
$285.3M
Q3 25
$9.0M
$47.3M
Q2 25
$-700.0K
$63.3M
Q1 25
$74.2M
Q4 24
$390.5M
Q3 24
$90.8M
Q2 24
$78.8M
Free Cash Flow
ANNA
ANNA
BAFN
BAFN
Q1 26
Q4 25
$285.0M
Q3 25
$47.3M
Q2 25
$63.1M
Q1 25
$74.1M
Q4 24
$388.8M
Q3 24
$90.5M
Q2 24
$78.4M
FCF Margin
ANNA
ANNA
BAFN
BAFN
Q1 26
Q4 25
2554.2%
Q3 25
462.2%
Q2 25
272.7%
Q1 25
375.1%
Q4 24
1180.9%
Q3 24
416.5%
Q2 24
376.1%
Capex Intensity
ANNA
ANNA
BAFN
BAFN
Q1 26
Q4 25
2.7%
Q3 25
0.1%
Q2 25
0.8%
Q1 25
0.4%
Q4 24
5.1%
Q3 24
1.5%
Q2 24
1.9%
Cash Conversion
ANNA
ANNA
BAFN
BAFN
Q1 26
Q4 25
14.51×
Q3 25
1.69×
Q2 25
-1.09×
Q1 25
Q4 24
39.95×
Q3 24
79.85×
Q2 24
90.94×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ANNA
ANNA

Segment breakdown not available.

BAFN
BAFN

Net Interest Income$9.4M91%
Noninterest Income$884.0K9%

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