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Side-by-side financial comparison of AMPCO PITTSBURGH CORP (AP) and WORLD ACCEPTANCE CORP (WRLD). Click either name above to swap in a different company.

WORLD ACCEPTANCE CORP is the larger business by last-quarter revenue ($141.3M vs $104.4M, roughly 1.4× AMPCO PITTSBURGH CORP). WORLD ACCEPTANCE CORP runs the higher net margin — -0.6% vs -55.2%, a 54.6% gap on every dollar of revenue. On growth, AMPCO PITTSBURGH CORP posted the faster year-over-year revenue change (11.5% vs 1.9%). WORLD ACCEPTANCE CORP produced more free cash flow last quarter ($57.2M vs $-64.0K). Over the past eight quarters, AMPCO PITTSBURGH CORP's revenue compounded faster (-2.6% CAGR vs -5.8%).

Ampco-Pittsburgh Corporation is a specialty steel manufacturer headquartered in Downtown Pittsburgh, Pennsylvania. It is one of several companies to bear the Ampco name, and it should not be confused with the Milwaukee-based copper base alloy producer, Ampco Metal Inc.; the Miami-based cabinetry company; the Swiss aluminum corporation; or the Dallas-based tool company. Ampco was formed in 1929 and is a conglomerate made up of several previously established small steel makers. Five small compa...

Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial program through a national network of dealer-partners, the automobile dealers participating in the programs. The company operates two programs: the "Portfolio Program" and the "Purchase Program". Through these programs, the company can advance money to automobile dealers in exchange for the right to service the underlying consumer loans a...

AP vs WRLD — Head-to-Head

Bigger by revenue
WRLD
WRLD
1.4× larger
WRLD
$141.3M
$104.4M
AP
Growing faster (revenue YoY)
AP
AP
+9.6% gap
AP
11.5%
1.9%
WRLD
Higher net margin
WRLD
WRLD
54.6% more per $
WRLD
-0.6%
-55.2%
AP
More free cash flow
WRLD
WRLD
$57.2M more FCF
WRLD
$57.2M
$-64.0K
AP
Faster 2-yr revenue CAGR
AP
AP
Annualised
AP
-2.6%
-5.8%
WRLD

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
AP
AP
WRLD
WRLD
Revenue
$104.4M
$141.3M
Net Profit
$-57.7M
$-911.3K
Gross Margin
Operating Margin
-54.0%
-0.7%
Net Margin
-55.2%
-0.6%
Revenue YoY
11.5%
1.9%
Net Profit YoY
-1958.9%
-106.8%
EPS (diluted)
$-2.87
$-0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AP
AP
WRLD
WRLD
Q4 25
$104.4M
$141.3M
Q3 25
$103.7M
$134.5M
Q2 25
$108.9M
$132.5M
Q1 25
$99.2M
$165.3M
Q4 24
$93.6M
$138.6M
Q3 24
$92.1M
$131.4M
Q2 24
$107.1M
$129.5M
Q1 24
$110.0M
$159.3M
Net Profit
AP
AP
WRLD
WRLD
Q4 25
$-57.7M
$-911.3K
Q3 25
$-2.2M
$-1.9M
Q2 25
$-7.3M
$1.3M
Q1 25
$1.1M
$44.3M
Q4 24
$3.1M
$13.4M
Q3 24
$-2.0M
$22.1M
Q2 24
$2.0M
$9.9M
Q1 24
$-2.7M
$35.1M
Operating Margin
AP
AP
WRLD
WRLD
Q4 25
-54.0%
-0.7%
Q3 25
1.1%
-1.3%
Q2 25
-2.8%
1.5%
Q1 25
3.9%
33.3%
Q4 24
5.5%
11.6%
Q3 24
2.0%
21.3%
Q2 24
4.7%
10.0%
Q1 24
0.1%
29.3%
Net Margin
AP
AP
WRLD
WRLD
Q4 25
-55.2%
-0.6%
Q3 25
-2.1%
-1.4%
Q2 25
-6.7%
1.0%
Q1 25
1.2%
26.8%
Q4 24
3.3%
9.7%
Q3 24
-2.1%
16.8%
Q2 24
1.9%
7.7%
Q1 24
-2.5%
22.0%
EPS (diluted)
AP
AP
WRLD
WRLD
Q4 25
$-2.87
$-0.19
Q3 25
$-0.11
$-0.38
Q2 25
$-0.36
$0.25
Q1 25
$0.06
$8.07
Q4 24
$0.16
$2.45
Q3 24
$-0.10
$3.99
Q2 24
$0.10
$1.79
Q1 24
$-0.14
$6.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AP
AP
WRLD
WRLD
Cash + ST InvestmentsLiquidity on hand
$10.7M
$10.0M
Total DebtLower is stronger
$117.9M
$677.2M
Stockholders' EquityBook value
$32.6M
$351.6M
Total Assets
$495.4M
$1.1B
Debt / EquityLower = less leverage
3.61×
1.93×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AP
AP
WRLD
WRLD
Q4 25
$10.7M
$10.0M
Q3 25
$15.0M
$14.9M
Q2 25
$9.9M
$8.1M
Q1 25
$7.1M
$4.7M
Q4 24
$15.4M
$10.3M
Q3 24
$11.8M
$9.7M
Q2 24
$7.9M
$11.1M
Q1 24
$10.8M
$5.2M
Total Debt
AP
AP
WRLD
WRLD
Q4 25
$117.9M
$677.2M
Q3 25
$119.0M
$584.6M
Q2 25
$115.9M
$472.5M
Q1 25
$115.0M
$447.9M
Q4 24
$116.4M
$561.2M
Q3 24
$116.0M
$506.6M
Q2 24
$119.4M
$494.7M
Q1 24
$116.2M
$498.4M
Stockholders' Equity
AP
AP
WRLD
WRLD
Q4 25
$32.6M
$351.6M
Q3 25
$60.1M
$365.6M
Q2 25
$62.7M
$427.9M
Q1 25
$64.6M
$439.5M
Q4 24
$58.9M
$428.2M
Q3 24
$61.3M
$417.5M
Q2 24
$58.0M
$422.6M
Q1 24
$56.3M
$424.4M
Total Assets
AP
AP
WRLD
WRLD
Q4 25
$495.4M
$1.1B
Q3 25
$524.4M
$1.1B
Q2 25
$537.2M
$1.0B
Q1 25
$536.2M
$1.0B
Q4 24
$530.9M
$1.1B
Q3 24
$547.4M
$1.0B
Q2 24
$560.8M
$1.0B
Q1 24
$565.8M
$1.1B
Debt / Equity
AP
AP
WRLD
WRLD
Q4 25
3.61×
1.93×
Q3 25
1.98×
1.60×
Q2 25
1.85×
1.10×
Q1 25
1.78×
1.02×
Q4 24
1.98×
1.31×
Q3 24
1.89×
1.21×
Q2 24
2.06×
1.17×
Q1 24
2.06×
1.17×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AP
AP
WRLD
WRLD
Operating Cash FlowLast quarter
$2.7M
$58.0M
Free Cash FlowOCF − Capex
$-64.0K
$57.2M
FCF MarginFCF / Revenue
-0.1%
40.5%
Capex IntensityCapex / Revenue
2.7%
0.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.1M
$412.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AP
AP
WRLD
WRLD
Q4 25
$2.7M
$58.0M
Q3 25
$6.3M
$48.6M
Q2 25
$-2.3M
$58.2M
Q1 25
$-5.3M
$254.2M
Q4 24
$7.5M
$61.1M
Q3 24
$11.4M
$53.8M
Q2 24
$-5.3M
$48.4M
Q1 24
$4.5M
$265.8M
Free Cash Flow
AP
AP
WRLD
WRLD
Q4 25
$-64.0K
$57.2M
Q3 25
$3.3M
$47.7M
Q2 25
$-3.8M
$57.1M
Q1 25
$-7.5M
$250.5M
Q4 24
$3.7M
$60.4M
Q3 24
$8.4M
$52.7M
Q2 24
$-8.0M
$47.3M
Q1 24
$1.7M
$259.9M
FCF Margin
AP
AP
WRLD
WRLD
Q4 25
-0.1%
40.5%
Q3 25
3.2%
35.5%
Q2 25
-3.5%
43.1%
Q1 25
-7.5%
151.6%
Q4 24
4.0%
43.6%
Q3 24
9.1%
40.1%
Q2 24
-7.5%
36.5%
Q1 24
1.5%
163.2%
Capex Intensity
AP
AP
WRLD
WRLD
Q4 25
2.7%
0.6%
Q3 25
2.9%
0.7%
Q2 25
1.3%
0.8%
Q1 25
2.2%
2.2%
Q4 24
4.0%
0.5%
Q3 24
3.2%
0.8%
Q2 24
2.5%
0.8%
Q1 24
2.6%
3.7%
Cash Conversion
AP
AP
WRLD
WRLD
Q4 25
Q3 25
Q2 25
43.27×
Q1 25
-4.62×
5.74×
Q4 24
2.40×
4.56×
Q3 24
2.43×
Q2 24
-2.64×
4.87×
Q1 24
7.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AP
AP

Forged And Cast Mill Rolls$67.0M64%
Air Handling Systems$14.3M14%
Heat Exchange Coils$13.1M13%
Centrifugal Pumps$10.3M10%
Forged Engineered Products$4.0M4%

WRLD
WRLD

Segment breakdown not available.

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