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Side-by-side financial comparison of Apyx Medical Corp (APYX) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $19.2M, roughly 1.6× Apyx Medical Corp). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -6.8%, a 43.1% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 34.7%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-2.8M). Over the past eight quarters, Apyx Medical Corp's revenue compounded faster (36.8% CAGR vs 23.7%).

Bovie Medical Corporation was an American medical device manufacturer of medical devices, electrosurgical products and energy technologies. It was based in Clearwater, Florida with a manufacturing facility in Bulgaria.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

APYX vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.6× larger
PDLB
$31.4M
$19.2M
APYX
Growing faster (revenue YoY)
PDLB
PDLB
+2.9% gap
PDLB
37.6%
34.7%
APYX
Higher net margin
PDLB
PDLB
43.1% more per $
PDLB
36.3%
-6.8%
APYX
More free cash flow
PDLB
PDLB
$57.4M more FCF
PDLB
$54.6M
$-2.8M
APYX
Faster 2-yr revenue CAGR
APYX
APYX
Annualised
APYX
36.8%
23.7%
PDLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
APYX
APYX
PDLB
PDLB
Revenue
$19.2M
$31.4M
Net Profit
$-1.3M
$10.1M
Gross Margin
62.6%
Operating Margin
0.1%
43.6%
Net Margin
-6.8%
36.3%
Revenue YoY
34.7%
37.6%
Net Profit YoY
71.9%
245.6%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
APYX
APYX
PDLB
PDLB
Q4 25
$19.2M
$31.4M
Q3 25
$12.9M
$26.7M
Q2 25
$11.4M
$26.5M
Q1 25
$9.4M
$24.6M
Q4 24
$14.2M
$22.8M
Q3 24
$11.5M
$20.2M
Q2 24
$12.1M
$20.2M
Q1 24
$10.2M
$20.5M
Net Profit
APYX
APYX
PDLB
PDLB
Q4 25
$-1.3M
$10.1M
Q3 25
$-2.0M
$6.5M
Q2 25
$-3.8M
$6.1M
Q1 25
$-4.2M
$6.0M
Q4 24
$-4.6M
$2.9M
Q3 24
$-4.7M
$2.4M
Q2 24
$-6.6M
$3.2M
Q1 24
$-7.6M
$2.4M
Gross Margin
APYX
APYX
PDLB
PDLB
Q4 25
62.6%
Q3 25
64.4%
Q2 25
62.3%
Q1 25
60.1%
Q4 24
63.0%
Q3 24
60.5%
Q2 24
61.7%
Q1 24
58.1%
Operating Margin
APYX
APYX
PDLB
PDLB
Q4 25
0.1%
43.6%
Q3 25
-6.5%
32.8%
Q2 25
-22.6%
30.2%
Q1 25
-32.4%
32.5%
Q4 24
-21.4%
19.6%
Q3 24
-31.6%
15.2%
Q2 24
-45.7%
21.8%
Q1 24
-64.6%
18.3%
Net Margin
APYX
APYX
PDLB
PDLB
Q4 25
-6.8%
36.3%
Q3 25
-15.4%
24.3%
Q2 25
-33.2%
23.0%
Q1 25
-44.0%
24.2%
Q4 24
-32.5%
14.1%
Q3 24
-40.9%
12.1%
Q2 24
-54.0%
15.8%
Q1 24
-74.0%
11.8%
EPS (diluted)
APYX
APYX
PDLB
PDLB
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$0.25
Q1 25
$0.25
Q4 24
$0.11
Q3 24
$0.10
Q2 24
$-0.19
$0.14
Q1 24
$-0.22
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
APYX
APYX
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$31.7M
$126.2M
Total DebtLower is stronger
$37.5M
$596.1M
Stockholders' EquityBook value
$14.5M
$541.5M
Total Assets
$66.8M
$3.2B
Debt / EquityLower = less leverage
2.58×
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
APYX
APYX
PDLB
PDLB
Q4 25
$31.7M
$126.2M
Q3 25
$25.1M
$146.6M
Q2 25
$29.3M
$126.6M
Q1 25
$31.0M
$129.9M
Q4 24
$31.7M
$139.8M
Q3 24
$28.0M
$155.8M
Q2 24
$32.7M
$103.2M
Q1 24
$37.3M
$134.7M
Total Debt
APYX
APYX
PDLB
PDLB
Q4 25
$37.5M
$596.1M
Q3 25
$37.5M
$521.1M
Q2 25
$37.5M
$536.1M
Q1 25
$37.5M
$521.1M
Q4 24
$37.5M
$596.1M
Q3 24
$37.5M
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
APYX
APYX
PDLB
PDLB
Q4 25
$14.5M
$541.5M
Q3 25
$5.8M
$529.8M
Q2 25
$7.3M
$521.1M
Q1 25
$10.5M
$513.9M
Q4 24
$14.2M
$505.5M
Q3 24
$11.0M
$504.6M
Q2 24
$14.7M
$497.7M
Q1 24
$20.3M
$493.7M
Total Assets
APYX
APYX
PDLB
PDLB
Q4 25
$66.8M
$3.2B
Q3 25
$57.4M
$3.2B
Q2 25
$58.2M
$3.2B
Q1 25
$60.2M
$3.1B
Q4 24
$64.8M
$3.0B
Q3 24
$60.7M
$3.0B
Q2 24
$65.4M
$2.8B
Q1 24
$70.7M
$2.8B
Debt / Equity
APYX
APYX
PDLB
PDLB
Q4 25
2.58×
1.10×
Q3 25
6.41×
0.98×
Q2 25
5.17×
1.03×
Q1 25
3.57×
1.01×
Q4 24
2.64×
1.18×
Q3 24
3.40×
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
APYX
APYX
PDLB
PDLB
Operating Cash FlowLast quarter
$-2.5M
$55.6M
Free Cash FlowOCF − Capex
$-2.8M
$54.6M
FCF MarginFCF / Revenue
-14.6%
173.9%
Capex IntensityCapex / Revenue
1.4%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$-9.1M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
APYX
APYX
PDLB
PDLB
Q4 25
$-2.5M
$55.6M
Q3 25
$-3.5M
$1.4M
Q2 25
$-1.2M
$6.2M
Q1 25
$-702.0K
$13.1M
Q4 24
$-2.9M
$7.2M
Q3 24
$-4.4M
$-14.6M
Q2 24
$-4.3M
$-2.6M
Q1 24
$-6.3M
$1.5M
Free Cash Flow
APYX
APYX
PDLB
PDLB
Q4 25
$-2.8M
$54.6M
Q3 25
$-4.1M
$786.0K
Q2 25
$-1.5M
$5.9M
Q1 25
$-757.0K
$12.9M
Q4 24
$-3.2M
$4.5M
Q3 24
$-4.6M
$-15.0M
Q2 24
$-4.6M
$-2.6M
Q1 24
$-6.4M
$-315.0K
FCF Margin
APYX
APYX
PDLB
PDLB
Q4 25
-14.6%
173.9%
Q3 25
-31.5%
2.9%
Q2 25
-13.2%
22.4%
Q1 25
-8.0%
52.6%
Q4 24
-22.4%
19.7%
Q3 24
-40.0%
-74.1%
Q2 24
-38.0%
-13.0%
Q1 24
-62.2%
-1.5%
Capex Intensity
APYX
APYX
PDLB
PDLB
Q4 25
1.4%
3.1%
Q3 25
4.0%
2.3%
Q2 25
2.3%
1.0%
Q1 25
0.6%
0.6%
Q4 24
1.7%
11.9%
Q3 24
1.3%
2.0%
Q2 24
2.4%
0.3%
Q1 24
0.3%
8.7%
Cash Conversion
APYX
APYX
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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