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Side-by-side financial comparison of ORASURE TECHNOLOGIES INC (OSUR) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $26.8M, roughly 1.2× ORASURE TECHNOLOGIES INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -72.1%, a 108.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -28.5%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-9.9M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -29.7%).
OraSure Technologies, Inc. is a Bethlehem, Pennsylvania–based company in the medical device industry. Their products include diagnostic testing kits. The company had recently developed OraQuick testing kit, the first over-the-counter home HIV test.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
OSUR vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $31.4M |
| Net Profit | $-19.3M | $10.1M |
| Gross Margin | 41.0% | — |
| Operating Margin | -75.1% | 43.6% |
| Net Margin | -72.1% | 36.3% |
| Revenue YoY | -28.5% | 37.6% |
| Net Profit YoY | -78.7% | 245.6% |
| EPS (diluted) | $-0.28 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $31.4M | ||
| Q3 25 | $27.1M | $26.7M | ||
| Q2 25 | $31.2M | $26.5M | ||
| Q1 25 | $29.9M | $24.6M | ||
| Q4 24 | $37.4M | $22.8M | ||
| Q3 24 | $39.9M | $20.2M | ||
| Q2 24 | $54.3M | $20.2M | ||
| Q1 24 | $54.1M | $20.5M |
| Q4 25 | $-19.3M | $10.1M | ||
| Q3 25 | $-13.7M | $6.5M | ||
| Q2 25 | $-19.7M | $6.1M | ||
| Q1 25 | $-16.0M | $6.0M | ||
| Q4 24 | $-10.8M | $2.9M | ||
| Q3 24 | $-4.5M | $2.4M | ||
| Q2 24 | $-615.0K | $3.2M | ||
| Q1 24 | $-3.6M | $2.4M |
| Q4 25 | 41.0% | — | ||
| Q3 25 | 43.5% | — | ||
| Q2 25 | 42.1% | — | ||
| Q1 25 | 41.1% | — | ||
| Q4 24 | 36.2% | — | ||
| Q3 24 | 42.8% | — | ||
| Q2 24 | 45.4% | — | ||
| Q1 24 | 44.5% | — |
| Q4 25 | -75.1% | 43.6% | ||
| Q3 25 | -59.4% | 32.8% | ||
| Q2 25 | -57.7% | 30.2% | ||
| Q1 25 | -59.3% | 32.5% | ||
| Q4 24 | -33.2% | 19.6% | ||
| Q3 24 | -15.0% | 15.2% | ||
| Q2 24 | -5.0% | 21.8% | ||
| Q1 24 | -13.1% | 18.3% |
| Q4 25 | -72.1% | 36.3% | ||
| Q3 25 | -50.6% | 24.3% | ||
| Q2 25 | -63.0% | 23.0% | ||
| Q1 25 | -53.6% | 24.2% | ||
| Q4 24 | -28.8% | 14.1% | ||
| Q3 24 | -11.3% | 12.1% | ||
| Q2 24 | -1.1% | 15.8% | ||
| Q1 24 | -6.6% | 11.8% |
| Q4 25 | $-0.28 | $0.43 | ||
| Q3 25 | $-0.19 | $0.27 | ||
| Q2 25 | $-0.26 | $0.25 | ||
| Q1 25 | $-0.21 | $0.25 | ||
| Q4 24 | $-0.14 | $0.11 | ||
| Q3 24 | $-0.06 | $0.10 | ||
| Q2 24 | $-0.01 | $0.14 | ||
| Q1 24 | $-0.05 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $199.3M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $340.8M | $541.5M |
| Total Assets | $403.2M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $199.3M | $126.2M | ||
| Q3 25 | $216.5M | $146.6M | ||
| Q2 25 | $234.6M | $126.6M | ||
| Q1 25 | $247.6M | $129.9M | ||
| Q4 24 | $267.8M | $139.8M | ||
| Q3 24 | $278.6M | $155.8M | ||
| Q2 24 | $267.4M | $103.2M | ||
| Q1 24 | $263.8M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $340.8M | $541.5M | ||
| Q3 25 | $362.0M | $529.8M | ||
| Q2 25 | $380.7M | $521.1M | ||
| Q1 25 | $396.3M | $513.9M | ||
| Q4 24 | $410.3M | $505.5M | ||
| Q3 24 | $425.6M | $504.6M | ||
| Q2 24 | $425.8M | $497.7M | ||
| Q1 24 | $426.3M | $493.7M |
| Q4 25 | $403.2M | $3.2B | ||
| Q3 25 | $423.1M | $3.2B | ||
| Q2 25 | $445.0M | $3.2B | ||
| Q1 25 | $457.6M | $3.1B | ||
| Q4 24 | $479.7M | $3.0B | ||
| Q3 24 | $464.1M | $3.0B | ||
| Q2 24 | $466.3M | $2.8B | ||
| Q1 24 | $467.6M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.0M | $55.6M |
| Free Cash FlowOCF − Capex | $-9.9M | $54.6M |
| FCF MarginFCF / Revenue | -37.1% | 173.9% |
| Capex IntensityCapex / Revenue | 3.4% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-53.2M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.0M | $55.6M | ||
| Q3 25 | $-10.1M | $1.4M | ||
| Q2 25 | $-10.2M | $6.2M | ||
| Q1 25 | $-19.7M | $13.1M | ||
| Q4 24 | $109.0K | $7.2M | ||
| Q3 24 | $12.7M | $-14.6M | ||
| Q2 24 | $7.8M | $-2.6M | ||
| Q1 24 | $6.7M | $1.5M |
| Q4 25 | $-9.9M | $54.6M | ||
| Q3 25 | $-11.0M | $786.0K | ||
| Q2 25 | $-12.2M | $5.9M | ||
| Q1 25 | $-20.2M | $12.9M | ||
| Q4 24 | $-347.0K | $4.5M | ||
| Q3 24 | $12.5M | $-15.0M | ||
| Q2 24 | $6.2M | $-2.6M | ||
| Q1 24 | $5.2M | $-315.0K |
| Q4 25 | -37.1% | 173.9% | ||
| Q3 25 | -40.6% | 2.9% | ||
| Q2 25 | -38.9% | 22.4% | ||
| Q1 25 | -67.3% | 52.6% | ||
| Q4 24 | -0.9% | 19.7% | ||
| Q3 24 | 31.4% | -74.1% | ||
| Q2 24 | 11.5% | -13.0% | ||
| Q1 24 | 9.5% | -1.5% |
| Q4 25 | 3.4% | 3.1% | ||
| Q3 25 | 3.4% | 2.3% | ||
| Q2 25 | 6.2% | 1.0% | ||
| Q1 25 | 1.4% | 0.6% | ||
| Q4 24 | 1.2% | 11.9% | ||
| Q3 24 | 0.4% | 2.0% | ||
| Q2 24 | 3.0% | 0.3% | ||
| Q1 24 | 2.9% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OSUR
| Product And Services | $24.9M | 93% |
| Other | $1.9M | 7% |
PDLB
Segment breakdown not available.
