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Side-by-side financial comparison of ARCBEST CORP (ARCB) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

ARCBEST CORP is the larger business by last-quarter revenue ($998.8M vs $739.2M, roughly 1.4× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs -0.1%, a 35.5% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 3.3%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs -3.7%).

ArcBest Corporation is a leading U.S.-based logistics and transportation solutions provider. It offers end-to-end supply chain services including less-than-truckload freight shipping, full truckload services, warehousing, expedited delivery, and customized logistics consulting, serving enterprise, small business, and government clients across North America and select global markets.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

ARCB vs UMBF — Head-to-Head

Bigger by revenue
ARCB
ARCB
1.4× larger
ARCB
$998.8M
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+27.8% gap
UMBF
31.1%
3.3%
ARCB
Higher net margin
UMBF
UMBF
35.5% more per $
UMBF
35.4%
-0.1%
ARCB
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
-3.7%
ARCB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ARCB
ARCB
UMBF
UMBF
Revenue
$998.8M
$739.2M
Net Profit
$-1.0M
$261.4M
Gross Margin
Operating Margin
0.3%
Net Margin
-0.1%
35.4%
Revenue YoY
3.3%
31.1%
Net Profit YoY
-133.1%
221.4%
EPS (diluted)
$-0.05
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARCB
ARCB
UMBF
UMBF
Q1 26
$998.8M
$739.2M
Q4 25
$972.7M
$522.5M
Q3 25
$1.0B
$475.0M
Q2 25
$1.0B
$467.0M
Q1 25
$967.1M
$397.6M
Q4 24
$1.0B
$269.0M
Q3 24
$1.1B
$247.4M
Q2 24
$1.1B
$245.1M
Net Profit
ARCB
ARCB
UMBF
UMBF
Q1 26
$-1.0M
$261.4M
Q4 25
$-8.1M
$215.4M
Q3 25
$39.3M
$188.3M
Q2 25
$25.8M
$217.4M
Q1 25
$3.1M
$81.3M
Q4 24
$29.0M
$120.0M
Q3 24
$100.3M
$109.6M
Q2 24
$46.9M
$101.3M
Operating Margin
ARCB
ARCB
UMBF
UMBF
Q1 26
0.3%
Q4 25
-0.8%
51.7%
Q3 25
5.2%
49.8%
Q2 25
3.6%
58.9%
Q1 25
0.7%
23.4%
Q4 24
3.8%
53.8%
Q3 24
12.7%
54.8%
Q2 24
4.5%
51.8%
Net Margin
ARCB
ARCB
UMBF
UMBF
Q1 26
-0.1%
35.4%
Q4 25
-0.8%
41.2%
Q3 25
3.7%
39.6%
Q2 25
2.5%
46.5%
Q1 25
0.3%
20.5%
Q4 24
2.9%
44.6%
Q3 24
9.4%
44.3%
Q2 24
4.4%
41.3%
EPS (diluted)
ARCB
ARCB
UMBF
UMBF
Q1 26
$-0.05
$3.35
Q4 25
$-0.35
$2.90
Q3 25
$1.72
$2.36
Q2 25
$1.12
$2.82
Q1 25
$0.13
$1.21
Q4 24
$1.21
$2.44
Q3 24
$4.23
$2.23
Q2 24
$1.96
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARCB
ARCB
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$86.4M
Total DebtLower is stronger
$223.7M
$477.2M
Stockholders' EquityBook value
$1.3B
$7.8B
Total Assets
$2.5B
$72.7B
Debt / EquityLower = less leverage
0.17×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARCB
ARCB
UMBF
UMBF
Q1 26
$86.4M
Q4 25
$124.2M
$7.8B
Q3 25
$132.6M
$8.8B
Q2 25
$139.7M
$11.0B
Q1 25
$98.7M
$10.6B
Q4 24
$157.2M
$8.4B
Q3 24
$191.1M
$7.3B
Q2 24
$260.5M
$5.0B
Total Debt
ARCB
ARCB
UMBF
UMBF
Q1 26
$223.7M
$477.2M
Q4 25
$474.2M
Q3 25
$214.1M
$471.3M
Q2 25
$241.4M
$657.3M
Q1 25
$214.2M
$654.4M
Q4 24
$189.1M
$385.3M
Q3 24
$180.5M
$384.8M
Q2 24
$203.6M
$384.2M
Stockholders' Equity
ARCB
ARCB
UMBF
UMBF
Q1 26
$1.3B
$7.8B
Q4 25
$1.3B
$7.7B
Q3 25
$1.3B
$7.4B
Q2 25
$1.3B
$7.3B
Q1 25
$1.3B
$6.7B
Q4 24
$1.3B
$3.5B
Q3 24
$1.3B
$3.5B
Q2 24
$1.2B
$3.2B
Total Assets
ARCB
ARCB
UMBF
UMBF
Q1 26
$2.5B
$72.7B
Q4 25
$2.5B
$73.1B
Q3 25
$2.5B
$71.9B
Q2 25
$2.5B
$71.8B
Q1 25
$2.4B
$69.3B
Q4 24
$2.4B
$50.4B
Q3 24
$2.4B
$47.5B
Q2 24
$2.4B
$44.5B
Debt / Equity
ARCB
ARCB
UMBF
UMBF
Q1 26
0.17×
0.06×
Q4 25
0.06×
Q3 25
0.16×
0.06×
Q2 25
0.19×
0.09×
Q1 25
0.17×
0.10×
Q4 24
0.14×
0.11×
Q3 24
0.14×
0.11×
Q2 24
0.17×
0.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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