vs
Side-by-side financial comparison of Arhaus, Inc. (ARHS) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $364.8M, roughly 1.0× Arhaus, Inc.). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs 5.1%). TRUPANION, INC. produced more free cash flow last quarter ($25.3M vs $-8.8M). Over the past eight quarters, Arhaus, Inc.'s revenue compounded faster (11.2% CAGR vs 11.0%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
ARHS vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $376.9M |
| Net Profit | $15.1M | — |
| Gross Margin | 38.1% | 17.3% |
| Operating Margin | 5.6% | 1.9% |
| Net Margin | 4.1% | — |
| Revenue YoY | 5.1% | 11.7% |
| Net Profit YoY | -29.1% | — |
| EPS (diluted) | $0.11 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $364.8M | $376.9M | ||
| Q3 25 | $344.6M | $366.9M | ||
| Q2 25 | $358.4M | $353.6M | ||
| Q1 25 | $311.4M | $342.0M | ||
| Q4 24 | $347.0M | $337.3M | ||
| Q3 24 | $319.1M | $327.5M | ||
| Q2 24 | $309.8M | $314.8M | ||
| Q1 24 | $295.2M | $306.1M |
| Q4 25 | $15.1M | — | ||
| Q3 25 | $12.2M | — | ||
| Q2 25 | $35.1M | — | ||
| Q1 25 | $4.9M | — | ||
| Q4 24 | $21.3M | — | ||
| Q3 24 | $9.9M | — | ||
| Q2 24 | $22.2M | — | ||
| Q1 24 | $15.1M | — |
| Q4 25 | 38.1% | 17.3% | ||
| Q3 25 | 38.7% | 16.4% | ||
| Q2 25 | 41.4% | 15.5% | ||
| Q1 25 | 37.1% | 14.9% | ||
| Q4 24 | 40.0% | 15.7% | ||
| Q3 24 | 38.6% | 15.1% | ||
| Q2 24 | 40.1% | 12.8% | ||
| Q1 24 | 39.0% | 11.8% |
| Q4 25 | 5.6% | 1.9% | ||
| Q3 25 | 4.8% | 1.6% | ||
| Q2 25 | 13.0% | 0.7% | ||
| Q1 25 | 1.7% | -0.4% | ||
| Q4 24 | 8.2% | 0.1% | ||
| Q3 24 | 3.3% | 0.5% | ||
| Q2 24 | 9.5% | -1.7% | ||
| Q1 24 | 6.2% | -2.0% |
| Q4 25 | 4.1% | — | ||
| Q3 25 | 3.5% | — | ||
| Q2 25 | 9.8% | — | ||
| Q1 25 | 1.6% | — | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 5.1% | — |
| Q4 25 | $0.11 | $0.13 | ||
| Q3 25 | $0.09 | $0.13 | ||
| Q2 25 | $0.25 | $0.22 | ||
| Q1 25 | $0.03 | $-0.03 | ||
| Q4 24 | $0.15 | $0.04 | ||
| Q3 24 | $0.07 | $0.03 | ||
| Q2 24 | $0.16 | $-0.14 | ||
| Q1 24 | $0.11 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | $370.7M |
| Total DebtLower is stronger | — | $101.8M |
| Stockholders' EquityBook value | $418.2M | $383.9M |
| Total Assets | $1.4B | $915.0M |
| Debt / EquityLower = less leverage | — | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $253.4M | $370.7M | ||
| Q3 25 | $262.2M | $348.5M | ||
| Q2 25 | $234.8M | $319.6M | ||
| Q1 25 | $214.4M | $321.8M | ||
| Q4 24 | $197.5M | $307.4M | ||
| Q3 24 | $177.7M | $293.1M | ||
| Q2 24 | $174.2M | $277.2M | ||
| Q1 24 | $233.2M | $275.2M |
| Q4 25 | — | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $418.2M | $383.9M | ||
| Q3 25 | $400.4M | $368.6M | ||
| Q2 25 | $385.6M | $355.5M | ||
| Q1 25 | $348.8M | $333.7M | ||
| Q4 24 | $343.7M | $323.3M | ||
| Q3 24 | $320.6M | $320.2M | ||
| Q2 24 | $309.3M | $305.8M | ||
| Q1 24 | $285.6M | $303.4M |
| Q4 25 | $1.4B | $915.0M | ||
| Q3 25 | $1.4B | $880.2M | ||
| Q2 25 | $1.3B | $847.8M | ||
| Q1 25 | $1.3B | $837.2M | ||
| Q4 24 | $1.2B | $806.9M | ||
| Q3 24 | $1.2B | $816.1M | ||
| Q2 24 | $1.2B | $795.9M | ||
| Q1 24 | $1.2B | $789.5M |
| Q4 25 | — | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | $29.3M |
| Free Cash FlowOCF − Capex | $-8.8M | $25.3M |
| FCF MarginFCF / Revenue | -2.4% | 6.7% |
| Capex IntensityCapex / Revenue | 5.0% | 1.0% |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.3M | $29.3M | ||
| Q3 25 | $46.1M | $29.2M | ||
| Q2 25 | $34.9M | $15.0M | ||
| Q1 25 | $46.5M | $16.0M | ||
| Q4 24 | $31.7M | $23.7M | ||
| Q3 24 | $31.1M | $15.3M | ||
| Q2 24 | $47.5M | $6.9M | ||
| Q1 24 | $36.8M | $2.4M |
| Q4 25 | $-8.8M | $25.3M | ||
| Q3 25 | $28.0M | $23.9M | ||
| Q2 25 | $20.9M | $12.0M | ||
| Q1 25 | $18.9M | $14.0M | ||
| Q4 24 | $13.0M | $21.8M | ||
| Q3 24 | $4.6M | $13.4M | ||
| Q2 24 | $11.3M | $4.0M | ||
| Q1 24 | $10.9M | $-631.0K |
| Q4 25 | -2.4% | 6.7% | ||
| Q3 25 | 8.1% | 6.5% | ||
| Q2 25 | 5.8% | 3.4% | ||
| Q1 25 | 6.1% | 4.1% | ||
| Q4 24 | 3.7% | 6.5% | ||
| Q3 24 | 1.4% | 4.1% | ||
| Q2 24 | 3.6% | 1.3% | ||
| Q1 24 | 3.7% | -0.2% |
| Q4 25 | 5.0% | 1.0% | ||
| Q3 25 | 5.3% | 1.4% | ||
| Q2 25 | 3.9% | 0.8% | ||
| Q1 25 | 8.9% | 0.6% | ||
| Q4 24 | 5.4% | 0.6% | ||
| Q3 24 | 8.3% | 0.6% | ||
| Q2 24 | 11.7% | 0.9% | ||
| Q1 24 | 8.8% | 1.0% |
| Q4 25 | 0.62× | — | ||
| Q3 25 | 3.77× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 9.53× | — | ||
| Q4 24 | 1.49× | — | ||
| Q3 24 | 3.14× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 2.44× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
