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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $367.6M, roughly 1.0× PROSPERITY BANCSHARES INC). Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 11.0%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
PB vs TRUP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $376.9M |
| Net Profit | $116.3M | — |
| Gross Margin | — | 17.3% |
| Operating Margin | — | 1.9% |
| Net Margin | 31.6% | — |
| Revenue YoY | — | 11.7% |
| Net Profit YoY | -10.7% | — |
| EPS (diluted) | $1.16 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $376.9M | ||
| Q3 25 | $273.4M | $366.9M | ||
| Q2 25 | $267.7M | $353.6M | ||
| Q1 25 | $265.4M | $342.0M | ||
| Q4 24 | $267.8M | $337.3M | ||
| Q3 24 | $261.7M | $327.5M | ||
| Q2 24 | $258.8M | $314.8M |
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | — | ||
| Q3 25 | $137.6M | — | ||
| Q2 25 | $135.2M | — | ||
| Q1 25 | $130.2M | — | ||
| Q4 24 | $130.1M | — | ||
| Q3 24 | $127.3M | — | ||
| Q2 24 | $111.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 17.3% | ||
| Q3 25 | — | 16.4% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 14.9% | ||
| Q4 24 | — | 15.7% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 12.8% |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 1.9% | ||
| Q3 25 | 64.4% | 1.6% | ||
| Q2 25 | 64.3% | 0.7% | ||
| Q1 25 | 62.7% | -0.4% | ||
| Q4 24 | 62.0% | 0.1% | ||
| Q3 24 | 62.1% | 0.5% | ||
| Q2 24 | 55.2% | -1.7% |
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | — | ||
| Q3 25 | 50.3% | — | ||
| Q2 25 | 50.5% | — | ||
| Q1 25 | 49.1% | — | ||
| Q4 24 | 48.6% | — | ||
| Q3 24 | 48.6% | — | ||
| Q2 24 | 43.1% | — |
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.13 | ||
| Q3 25 | $1.45 | $0.13 | ||
| Q2 25 | $1.42 | $0.22 | ||
| Q1 25 | $1.37 | $-0.03 | ||
| Q4 24 | $1.36 | $0.04 | ||
| Q3 24 | $1.34 | $0.03 | ||
| Q2 24 | $1.17 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $370.7M |
| Total DebtLower is stronger | — | $101.8M |
| Stockholders' EquityBook value | $8.2B | $383.9M |
| Total Assets | $43.6B | $915.0M |
| Debt / EquityLower = less leverage | — | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $370.7M | ||
| Q3 25 | — | $348.5M | ||
| Q2 25 | — | $319.6M | ||
| Q1 25 | — | $321.8M | ||
| Q4 24 | — | $307.4M | ||
| Q3 24 | — | $293.1M | ||
| Q2 24 | — | $277.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $383.9M | ||
| Q3 25 | $7.7B | $368.6M | ||
| Q2 25 | $7.6B | $355.5M | ||
| Q1 25 | $7.5B | $333.7M | ||
| Q4 24 | $7.4B | $323.3M | ||
| Q3 24 | $7.4B | $320.2M | ||
| Q2 24 | $7.3B | $305.8M |
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $915.0M | ||
| Q3 25 | $38.3B | $880.2M | ||
| Q2 25 | $38.4B | $847.8M | ||
| Q1 25 | $38.8B | $837.2M | ||
| Q4 24 | $39.6B | $806.9M | ||
| Q3 24 | $40.1B | $816.1M | ||
| Q2 24 | $39.8B | $795.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $29.3M |
| Free Cash FlowOCF − Capex | — | $25.3M |
| FCF MarginFCF / Revenue | — | 6.7% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $29.3M | ||
| Q3 25 | $194.8M | $29.2M | ||
| Q2 25 | $98.2M | $15.0M | ||
| Q1 25 | $178.2M | $16.0M | ||
| Q4 24 | $-205.8M | $23.7M | ||
| Q3 24 | $274.6M | $15.3M | ||
| Q2 24 | $216.5M | $6.9M |
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $25.3M | ||
| Q3 25 | $185.7M | $23.9M | ||
| Q2 25 | $91.8M | $12.0M | ||
| Q1 25 | $171.1M | $14.0M | ||
| Q4 24 | $-210.7M | $21.8M | ||
| Q3 24 | $270.2M | $13.4M | ||
| Q2 24 | $211.8M | $4.0M |
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 6.7% | ||
| Q3 25 | 67.9% | 6.5% | ||
| Q2 25 | 34.3% | 3.4% | ||
| Q1 25 | 64.5% | 4.1% | ||
| Q4 24 | -78.7% | 6.5% | ||
| Q3 24 | 103.3% | 4.1% | ||
| Q2 24 | 81.8% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 1.0% | ||
| Q3 25 | 3.3% | 1.4% | ||
| Q2 25 | 2.4% | 0.8% | ||
| Q1 25 | 2.7% | 0.6% | ||
| Q4 24 | 1.8% | 0.6% | ||
| Q3 24 | 1.7% | 0.6% | ||
| Q2 24 | 1.8% | 0.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 1.94× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
