vs

Side-by-side financial comparison of ARROW FINANCIAL CORP (AROW) and PRECISION BIOSCIENCES INC (DTIL). Click either name above to swap in a different company.

ARROW FINANCIAL CORP is the larger business by last-quarter revenue ($35.0M vs $34.2M, roughly 1.0× PRECISION BIOSCIENCES INC). PRECISION BIOSCIENCES INC runs the higher net margin — 58.9% vs 24.6%, a 34.3% gap on every dollar of revenue. On growth, PRECISION BIOSCIENCES INC posted the faster year-over-year revenue change (5261.1% vs 7.1%). ARROW FINANCIAL CORP produced more free cash flow last quarter ($7.5M vs $-11.3M). Over the past eight quarters, PRECISION BIOSCIENCES INC's revenue compounded faster (39.5% CAGR vs 6.4%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Precision BioSciences, Inc. is a publicly traded American clinical stage gene editing company headquartered in Durham, North Carolina. Founded in 2006, Precision is focused on developing both in vivo and ex vivo gene editing therapies using its proprietary "ARCUS" genome editing platform.

AROW vs DTIL — Head-to-Head

Bigger by revenue
AROW
AROW
1.0× larger
AROW
$35.0M
$34.2M
DTIL
Growing faster (revenue YoY)
DTIL
DTIL
+5254.0% gap
DTIL
5261.1%
7.1%
AROW
Higher net margin
DTIL
DTIL
34.3% more per $
DTIL
58.9%
24.6%
AROW
More free cash flow
AROW
AROW
$18.8M more FCF
AROW
$7.5M
$-11.3M
DTIL
Faster 2-yr revenue CAGR
DTIL
DTIL
Annualised
DTIL
39.5%
6.4%
AROW

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
AROW
AROW
DTIL
DTIL
Revenue
$35.0M
$34.2M
Net Profit
$8.6M
$20.1M
Gross Margin
Operating Margin
36.6%
Net Margin
24.6%
58.9%
Revenue YoY
7.1%
5261.1%
Net Profit YoY
42.3%
213.5%
EPS (diluted)
$0.52
$2.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AROW
AROW
DTIL
DTIL
Q4 25
$34.2M
Q3 25
$13.0K
Q2 25
$18.0K
Q1 25
$29.0K
Q4 24
$638.0K
Q3 24
$576.0K
Q2 24
$35.0M
$49.9M
Q1 24
$34.3M
$17.6M
Net Profit
AROW
AROW
DTIL
DTIL
Q4 25
$20.1M
Q3 25
$-21.8M
Q2 25
$-23.5M
Q1 25
$-20.6M
Q4 24
Q3 24
$-16.4M
Q2 24
$8.6M
$32.7M
Q1 24
$7.7M
$8.6M
Operating Margin
AROW
AROW
DTIL
DTIL
Q4 25
36.6%
Q3 25
-158976.9%
Q2 25
-121538.9%
Q1 25
-76248.3%
Q4 24
Q3 24
-3693.6%
Q2 24
48.4%
Q1 24
-23.8%
Net Margin
AROW
AROW
DTIL
DTIL
Q4 25
58.9%
Q3 25
-167476.9%
Q2 25
-130666.7%
Q1 25
-70913.8%
Q4 24
Q3 24
-2851.6%
Q2 24
24.6%
65.6%
Q1 24
22.3%
48.8%
EPS (diluted)
AROW
AROW
DTIL
DTIL
Q4 25
$2.62
Q3 25
$-1.84
Q2 25
$-2.13
Q1 25
$-2.21
Q4 24
Q3 24
$-2.25
Q2 24
$0.52
$4.67
Q1 24
$0.45
$1.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AROW
AROW
DTIL
DTIL
Cash + ST InvestmentsLiquidity on hand
$115.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$383.0M
$92.2M
Total Assets
$4.2B
$154.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AROW
AROW
DTIL
DTIL
Q4 25
$115.6M
Q3 25
$44.9M
Q2 25
$62.2M
Q1 25
$77.2M
Q4 24
$86.3M
Q3 24
$101.2M
Q2 24
$123.6M
Q1 24
$137.8M
Stockholders' Equity
AROW
AROW
DTIL
DTIL
Q4 25
$92.2M
Q3 25
$16.6M
Q2 25
$34.1M
Q1 25
$49.3M
Q4 24
$56.4M
Q3 24
$64.9M
Q2 24
$383.0M
$74.7M
Q1 24
$378.0M
$37.2M
Total Assets
AROW
AROW
DTIL
DTIL
Q4 25
$154.4M
Q3 25
$93.5M
Q2 25
$108.9M
Q1 25
$124.4M
Q4 24
$136.4M
Q3 24
$153.3M
Q2 24
$4.2B
$165.8M
Q1 24
$4.3B
$184.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AROW
AROW
DTIL
DTIL
Operating Cash FlowLast quarter
$9.1M
$-11.3M
Free Cash FlowOCF − Capex
$7.5M
$-11.3M
FCF MarginFCF / Revenue
21.5%
-32.9%
Capex IntensityCapex / Revenue
4.5%
0.1%
Cash ConversionOCF / Net Profit
1.06×
-0.56×
TTM Free Cash FlowTrailing 4 quarters
$9.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AROW
AROW
DTIL
DTIL
Q4 25
$-11.3M
Q3 25
$-15.3M
Q2 25
$-20.3M
Q1 25
$-19.1M
Q4 24
$-58.4M
Q3 24
$-5.9M
Q2 24
$9.1M
$-14.9M
Q1 24
$10.3M
$-19.0M
Free Cash Flow
AROW
AROW
DTIL
DTIL
Q4 25
$-11.3M
Q3 25
Q2 25
$-20.3M
Q1 25
$-19.1M
Q4 24
$-58.7M
Q3 24
$-6.0M
Q2 24
$7.5M
$-14.9M
Q1 24
$9.2M
$-19.1M
FCF Margin
AROW
AROW
DTIL
DTIL
Q4 25
-32.9%
Q3 25
Q2 25
-112627.8%
Q1 25
-65917.2%
Q4 24
-9199.8%
Q3 24
-1033.2%
Q2 24
21.5%
-29.9%
Q1 24
26.8%
-108.4%
Capex Intensity
AROW
AROW
DTIL
DTIL
Q4 25
0.1%
Q3 25
0.0%
Q2 25
11.1%
Q1 25
220.7%
Q4 24
39.2%
Q3 24
6.8%
Q2 24
4.5%
0.1%
Q1 24
3.4%
0.5%
Cash Conversion
AROW
AROW
DTIL
DTIL
Q4 25
-0.56×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.06×
-0.45×
Q1 24
1.35×
-2.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons