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Side-by-side financial comparison of Amer Sports, Inc. (AS) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $1.1B, roughly 1.0× Amer Sports, Inc.). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 1.8%, a 13.3% gap on every dollar of revenue.

Amer Sports, Inc. is a Finnish multinational sporting equipment division based in Helsinki, Finland. Established in 1950 as an industrial conglomerate with interests as diverse as tobacco trading, ship owning and publishing, Amer has gradually evolved into a multinational firm devoted to the production and marketing of sporting goods. The company employs over 9,700 people. Since 2018, Amer has been a subsidiary of Chinese retail conglomerate Anta Sports.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

AS vs SOFI — Head-to-Head

Bigger by revenue
SOFI
SOFI
1.0× larger
SOFI
$1.1B
$1.1B
AS
Higher net margin
SOFI
SOFI
13.3% more per $
SOFI
15.2%
1.8%
AS

Income Statement — Q1 FY2024 vs Q1 FY2026

Metric
AS
AS
SOFI
SOFI
Revenue
$1.1B
$1.1B
Net Profit
$19.0M
$166.7M
Gross Margin
52.8%
Operating Margin
12.4%
Net Margin
1.8%
15.2%
Revenue YoY
42.6%
Net Profit YoY
897.2%
EPS (diluted)
$0.05
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AS
AS
SOFI
SOFI
Q1 26
$1.1B
Q4 25
$1.0B
Q3 25
$961.6M
Q2 25
$854.9M
Q1 25
$771.8M
Q4 24
$734.1M
Q3 24
$697.1M
Q2 24
$598.6M
Net Profit
AS
AS
SOFI
SOFI
Q1 26
$166.7M
Q4 25
$173.5M
Q3 25
$139.4M
Q2 25
$97.3M
Q1 25
$71.1M
Q4 24
$332.5M
Q3 24
$60.7M
Q2 24
$17.4M
Gross Margin
AS
AS
SOFI
SOFI
Q1 26
Q4 25
84.2%
Q3 25
83.2%
Q2 25
82.4%
Q1 25
82.4%
Q4 24
82.5%
Q3 24
82.3%
Q2 24
81.7%
Operating Margin
AS
AS
SOFI
SOFI
Q1 26
Q4 25
18.1%
Q3 25
15.4%
Q2 25
13.1%
Q1 25
10.3%
Q4 24
8.2%
Q3 24
9.2%
Q2 24
2.6%
Net Margin
AS
AS
SOFI
SOFI
Q1 26
15.2%
Q4 25
16.9%
Q3 25
14.5%
Q2 25
11.4%
Q1 25
9.2%
Q4 24
45.3%
Q3 24
8.7%
Q2 24
2.9%
EPS (diluted)
AS
AS
SOFI
SOFI
Q1 26
$0.12
Q4 25
$0.14
Q3 25
$0.11
Q2 25
$0.08
Q1 25
$0.06
Q4 24
$0.31
Q3 24
$0.05
Q2 24
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AS
AS
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$3.4B
Total DebtLower is stronger
Stockholders' EquityBook value
$10.8B
Total Assets
$53.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AS
AS
SOFI
SOFI
Q1 26
$3.4B
Q4 25
$4.9B
Q3 25
$3.2B
Q2 25
$2.1B
Q1 25
$2.1B
Q4 24
$2.5B
Q3 24
$2.4B
Q2 24
$2.3B
Stockholders' Equity
AS
AS
SOFI
SOFI
Q1 26
$10.8B
Q4 25
$10.5B
Q3 25
$8.8B
Q2 25
$6.9B
Q1 25
$6.7B
Q4 24
$6.5B
Q3 24
$6.1B
Q2 24
$5.9B
Total Assets
AS
AS
SOFI
SOFI
Q1 26
$53.7B
Q4 25
$50.7B
Q3 25
$45.3B
Q2 25
$41.1B
Q1 25
$37.7B
Q4 24
$36.3B
Q3 24
$34.4B
Q2 24
$32.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AS
AS
SOFI
SOFI
Operating Cash FlowLast quarter
$114.3M
Free Cash FlowOCF − Capex
$92.2M
FCF MarginFCF / Revenue
8.8%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
6.02×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AS
AS
SOFI
SOFI
Q1 26
Q4 25
$-3.7B
Q3 25
$-1.3B
Q2 25
$-1.5B
Q1 25
$21.5M
Q4 24
$-1.1B
Q3 24
$-1.2B
Q2 24
$-484.4M
Free Cash Flow
AS
AS
SOFI
SOFI
Q1 26
Q4 25
$-4.0B
Q3 25
$-1.4B
Q2 25
$-1.5B
Q1 25
$-31.1M
Q4 24
$-1.3B
Q3 24
$-1.2B
Q2 24
$-521.1M
FCF Margin
AS
AS
SOFI
SOFI
Q1 26
Q4 25
-388.8%
Q3 25
-142.0%
Q2 25
-179.0%
Q1 25
-4.0%
Q4 24
-173.5%
Q3 24
-174.6%
Q2 24
-87.0%
Capex Intensity
AS
AS
SOFI
SOFI
Q1 26
Q4 25
23.7%
Q3 25
6.2%
Q2 25
7.4%
Q1 25
6.8%
Q4 24
21.0%
Q3 24
6.2%
Q2 24
6.1%
Cash Conversion
AS
AS
SOFI
SOFI
Q1 26
Q4 25
-21.56×
Q3 25
-9.37×
Q2 25
-15.08×
Q1 25
0.30×
Q4 24
-3.37×
Q3 24
-19.32×
Q2 24
-27.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AS
AS

Americas2$409.6M39%
EMEA1$356.9M34%
Greater China3$205.6M20%
Asia Pacific4$78.2M7%

SOFI
SOFI

Loans and securitizations$932.2M85%
Loan origination, sales, securitizations and servicing$142.2M13%
Corporate borrowings$10.7M1%
Securitizations and warehouses$10.1M1%

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