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Side-by-side financial comparison of AMERISERV FINANCIAL INC (ASRV) and Virgin Galactic Holdings, Inc (SPCE). Click either name above to swap in a different company.

Virgin Galactic Holdings, Inc is the larger business by last-quarter revenue ($4.2M vs $3.9M, roughly 1.1× AMERISERV FINANCIAL INC). AMERISERV FINANCIAL INC runs the higher net margin — 36.9% vs -2222.2%, a 2259.1% gap on every dollar of revenue. On growth, Virgin Galactic Holdings, Inc posted the faster year-over-year revenue change (125.5% vs 2.4%).

Ameriserv Financial Inc. is a Pennsylvania-headquartered regional financial services holding company. It provides retail and commercial banking products including deposit accounts, loan products and wealth management solutions, serving individual consumers and SMEs across its local operating markets in the United States.

Virgin Galactic Holdings, Inc. is a British-American spaceflight company founded by Richard Branson and the Virgin Group conglomerate, which retains an 11.9% stake through Virgin Investments Limited.

ASRV vs SPCE — Head-to-Head

Bigger by revenue
SPCE
SPCE
1.1× larger
SPCE
$4.2M
$3.9M
ASRV
Growing faster (revenue YoY)
SPCE
SPCE
+123.2% gap
SPCE
125.5%
2.4%
ASRV
Higher net margin
ASRV
ASRV
2259.1% more per $
ASRV
36.9%
-2222.2%
SPCE

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
ASRV
ASRV
SPCE
SPCE
Revenue
$3.9M
$4.2M
Net Profit
$1.4M
$-93.8M
Gross Margin
-546.6%
Operating Margin
43.0%
-2412.1%
Net Margin
36.9%
-2222.2%
Revenue YoY
2.4%
125.5%
Net Profit YoY
62.2%
30.2%
EPS (diluted)
$0.09
$-4.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASRV
ASRV
SPCE
SPCE
Q4 25
$3.9M
Q3 25
$15.4M
Q2 25
$14.5M
Q1 25
$14.1M
Q4 24
$3.8M
Q3 24
$13.1M
Q2 24
$13.2M
$4.2M
Q1 24
$13.7M
$2.0M
Net Profit
ASRV
ASRV
SPCE
SPCE
Q4 25
$1.4M
Q3 25
$2.5M
Q2 25
$-282.0K
Q1 25
$1.9M
Q4 24
$889.0K
Q3 24
$1.2M
Q2 24
$-375.0K
$-93.8M
Q1 24
$1.9M
$-102.0M
Gross Margin
ASRV
ASRV
SPCE
SPCE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
-546.6%
Q1 24
-1038.1%
Operating Margin
ASRV
ASRV
SPCE
SPCE
Q4 25
43.0%
Q3 25
20.0%
Q2 25
-2.4%
Q1 25
17.0%
Q4 24
28.2%
Q3 24
10.8%
Q2 24
-3.7%
-2412.1%
Q1 24
17.4%
-5599.9%
Net Margin
ASRV
ASRV
SPCE
SPCE
Q4 25
36.9%
Q3 25
16.5%
Q2 25
-1.9%
Q1 25
13.6%
Q4 24
23.3%
Q3 24
9.0%
Q2 24
-2.8%
-2222.2%
Q1 24
13.9%
-5139.1%
EPS (diluted)
ASRV
ASRV
SPCE
SPCE
Q4 25
$0.09
Q3 25
$0.15
Q2 25
$-0.02
Q1 25
$0.12
Q4 24
$0.05
Q3 24
$0.07
Q2 24
$-0.02
$-4.36
Q1 24
$0.11
$-5.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASRV
ASRV
SPCE
SPCE
Cash + ST InvestmentsLiquidity on hand
$775.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$119.3M
$394.8M
Total Assets
$1.5B
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASRV
ASRV
SPCE
SPCE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$775.7M
Q1 24
$765.2M
Stockholders' Equity
ASRV
ASRV
SPCE
SPCE
Q4 25
$119.3M
Q3 25
$114.6M
Q2 25
$110.9M
Q1 25
$110.8M
Q4 24
$107.2M
Q3 24
$108.2M
Q2 24
$103.7M
$394.8M
Q1 24
$103.9M
$417.6M
Total Assets
ASRV
ASRV
SPCE
SPCE
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.4B
$1.1B
Q1 24
$1.4B
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASRV
ASRV
SPCE
SPCE
Operating Cash FlowLast quarter
$3.2M
$-79.1M
Free Cash FlowOCF − Capex
$-113.5M
FCF MarginFCF / Revenue
-2690.7%
Capex IntensityCapex / Revenue
815.5%
Cash ConversionOCF / Net Profit
2.21×
TTM Free Cash FlowTrailing 4 quarters
$-458.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASRV
ASRV
SPCE
SPCE
Q4 25
$3.2M
Q3 25
$1.4M
Q2 25
$-62.0K
Q1 25
$599.0K
Q4 24
$2.7M
Q3 24
$-235.0K
Q2 24
$1.7M
$-79.1M
Q1 24
$-2.2M
$-113.2M
Free Cash Flow
ASRV
ASRV
SPCE
SPCE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$-113.5M
Q1 24
$-126.3M
FCF Margin
ASRV
ASRV
SPCE
SPCE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
-2690.7%
Q1 24
-6362.8%
Capex Intensity
ASRV
ASRV
SPCE
SPCE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
815.5%
Q1 24
658.5%
Cash Conversion
ASRV
ASRV
SPCE
SPCE
Q4 25
2.21×
Q3 25
0.55×
Q2 25
Q1 25
0.31×
Q4 24
3.02×
Q3 24
-0.20×
Q2 24
Q1 24
-1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASRV
ASRV

Asset Management1$3.1M79%
Other$838.0K21%

SPCE
SPCE

Segment breakdown not available.

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