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Side-by-side financial comparison of ASURE SOFTWARE INC (ASUR) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.

ASURE SOFTWARE INC is the larger business by last-quarter revenue ($36.3M vs $25.8M, roughly 1.4× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -14.8%, a 54.1% gap on every dollar of revenue. On growth, ASURE SOFTWARE INC posted the faster year-over-year revenue change (23.7% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $5.7M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 11.2%).

Asure Software, Inc. is a software company. Prior to September 13, 2007, the company was known as Forgent Networks. After rebranding as Asure Software, the company expanded into offering human capital management (HCM) solutions, including payroll, time & attendance, talent management, human resource management, benefits administration and insurance services.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

ASUR vs FNLC — Head-to-Head

Bigger by revenue
ASUR
ASUR
1.4× larger
ASUR
$36.3M
$25.8M
FNLC
Growing faster (revenue YoY)
ASUR
ASUR
+6.2% gap
ASUR
23.7%
17.5%
FNLC
Higher net margin
FNLC
FNLC
54.1% more per $
FNLC
39.4%
-14.8%
ASUR
More free cash flow
FNLC
FNLC
$28.9M more FCF
FNLC
$34.6M
$5.7M
ASUR
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
11.2%
ASUR

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASUR
ASUR
FNLC
FNLC
Revenue
$36.3M
$25.8M
Net Profit
$-5.4M
$10.2M
Gross Margin
63.8%
Operating Margin
-9.7%
48.1%
Net Margin
-14.8%
39.4%
Revenue YoY
23.7%
17.5%
Net Profit YoY
-37.5%
39.7%
EPS (diluted)
$-0.19
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASUR
ASUR
FNLC
FNLC
Q4 25
$25.8M
Q3 25
$36.3M
$24.5M
Q2 25
$30.1M
$22.5M
Q1 25
$34.9M
$21.8M
Q4 24
$22.0M
Q3 24
$29.3M
$20.5M
Q2 24
$28.0M
$19.2M
Q1 24
$31.7M
$18.5M
Net Profit
ASUR
ASUR
FNLC
FNLC
Q4 25
$10.2M
Q3 25
$-5.4M
$9.1M
Q2 25
$-6.1M
$8.1M
Q1 25
$-2.4M
$7.1M
Q4 24
$7.3M
Q3 24
$-3.9M
$7.6M
Q2 24
$-4.4M
$6.2M
Q1 24
$-308.0K
$6.0M
Gross Margin
ASUR
ASUR
FNLC
FNLC
Q4 25
Q3 25
63.8%
Q2 25
66.1%
Q1 25
70.6%
Q4 24
Q3 24
67.2%
Q2 24
67.3%
Q1 24
71.4%
Operating Margin
ASUR
ASUR
FNLC
FNLC
Q4 25
48.1%
Q3 25
-9.7%
45.2%
Q2 25
-15.4%
43.7%
Q1 25
-5.8%
39.3%
Q4 24
39.5%
Q3 24
-12.4%
44.6%
Q2 24
-14.9%
38.8%
Q1 24
-1.4%
39.3%
Net Margin
ASUR
ASUR
FNLC
FNLC
Q4 25
39.4%
Q3 25
-14.8%
37.0%
Q2 25
-20.3%
35.8%
Q1 25
-6.9%
32.5%
Q4 24
33.1%
Q3 24
-13.3%
36.9%
Q2 24
-15.5%
32.1%
Q1 24
-1.0%
32.5%
EPS (diluted)
ASUR
ASUR
FNLC
FNLC
Q4 25
$0.91
Q3 25
$-0.19
$0.81
Q2 25
$-0.22
$0.72
Q1 25
$-0.09
$0.63
Q4 24
$0.66
Q3 24
$-0.15
$0.68
Q2 24
$-0.17
$0.55
Q1 24
$-0.01
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASUR
ASUR
FNLC
FNLC
Cash + ST InvestmentsLiquidity on hand
$21.5M
Total DebtLower is stronger
$70.4M
$95.5M
Stockholders' EquityBook value
$193.1M
$283.1M
Total Assets
$447.1M
$3.2B
Debt / EquityLower = less leverage
0.36×
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASUR
ASUR
FNLC
FNLC
Q4 25
Q3 25
$21.5M
Q2 25
$66.0M
Q1 25
$14.1M
Q4 24
Q3 24
$11.2M
Q2 24
$20.7M
Q1 24
$23.2M
Total Debt
ASUR
ASUR
FNLC
FNLC
Q4 25
$95.5M
Q3 25
$70.4M
$95.5M
Q2 25
$67.4M
$95.0M
Q1 25
$14.1M
$70.0M
Q4 24
$95.0M
Q3 24
$7.5M
$95.0M
Q2 24
$6.0M
$70.0M
Q1 24
$5.3M
$70.0M
Stockholders' Equity
ASUR
ASUR
FNLC
FNLC
Q4 25
$283.1M
Q3 25
$193.1M
$274.6M
Q2 25
$194.3M
$265.5M
Q1 25
$197.7M
$259.7M
Q4 24
$252.5M
Q3 24
$199.2M
$256.8M
Q2 24
$195.5M
$244.7M
Q1 24
$197.7M
$242.6M
Total Assets
ASUR
ASUR
FNLC
FNLC
Q4 25
$3.2B
Q3 25
$447.1M
$3.2B
Q2 25
$505.6M
$3.2B
Q1 25
$498.9M
$3.2B
Q4 24
$3.2B
Q3 24
$428.1M
$3.1B
Q2 24
$420.1M
$3.1B
Q1 24
$469.3M
$3.0B
Debt / Equity
ASUR
ASUR
FNLC
FNLC
Q4 25
0.34×
Q3 25
0.36×
0.35×
Q2 25
0.35×
0.36×
Q1 25
0.07×
0.27×
Q4 24
0.38×
Q3 24
0.04×
0.37×
Q2 24
0.03×
0.29×
Q1 24
0.03×
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASUR
ASUR
FNLC
FNLC
Operating Cash FlowLast quarter
$5.8M
$37.8M
Free Cash FlowOCF − Capex
$5.7M
$34.6M
FCF MarginFCF / Revenue
15.6%
133.9%
Capex IntensityCapex / Revenue
0.3%
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$11.6M
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASUR
ASUR
FNLC
FNLC
Q4 25
$37.8M
Q3 25
$5.8M
$12.9M
Q2 25
$3.2M
$7.4M
Q1 25
$2.0M
$2.2M
Q4 24
$26.0M
Q3 24
$1.3M
$9.8M
Q2 24
$2.2M
$6.4M
Q1 24
$-3.9M
$-1.5M
Free Cash Flow
ASUR
ASUR
FNLC
FNLC
Q4 25
$34.6M
Q3 25
$5.7M
$12.6M
Q2 25
$3.0M
$7.2M
Q1 25
$1.8M
$828.0K
Q4 24
$24.6M
Q3 24
$1.2M
$9.6M
Q2 24
$2.1M
$6.3M
Q1 24
$-4.2M
$-1.8M
FCF Margin
ASUR
ASUR
FNLC
FNLC
Q4 25
133.9%
Q3 25
15.6%
51.4%
Q2 25
9.8%
32.1%
Q1 25
5.2%
3.8%
Q4 24
111.7%
Q3 24
3.9%
47.0%
Q2 24
7.5%
32.9%
Q1 24
-13.2%
-9.8%
Capex Intensity
ASUR
ASUR
FNLC
FNLC
Q4 25
12.5%
Q3 25
0.3%
1.2%
Q2 25
0.7%
0.6%
Q1 25
0.6%
6.2%
Q4 24
6.7%
Q3 24
0.6%
0.5%
Q2 24
0.5%
0.3%
Q1 24
0.8%
1.8%
Cash Conversion
ASUR
ASUR
FNLC
FNLC
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASUR
ASUR

Recurring$31.8M88%
Lathem Time$4.6M13%

FNLC
FNLC

Segment breakdown not available.

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