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Side-by-side financial comparison of ASURE SOFTWARE INC (ASUR) and FRANKLIN FINANCIAL SERVICES CORP (FRAF). Click either name above to swap in a different company.

ASURE SOFTWARE INC is the larger business by last-quarter revenue ($36.3M vs $23.3M, roughly 1.6× FRANKLIN FINANCIAL SERVICES CORP). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -14.8%, a 40.7% gap on every dollar of revenue. On growth, FRANKLIN FINANCIAL SERVICES CORP posted the faster year-over-year revenue change (51.5% vs 23.7%). Over the past eight quarters, FRANKLIN FINANCIAL SERVICES CORP's revenue compounded faster (14.6% CAGR vs 11.2%).

Asure Software, Inc. is a software company. Prior to September 13, 2007, the company was known as Forgent Networks. After rebranding as Asure Software, the company expanded into offering human capital management (HCM) solutions, including payroll, time & attendance, talent management, human resource management, benefits administration and insurance services.

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

ASUR vs FRAF — Head-to-Head

Bigger by revenue
ASUR
ASUR
1.6× larger
ASUR
$36.3M
$23.3M
FRAF
Growing faster (revenue YoY)
FRAF
FRAF
+27.8% gap
FRAF
51.5%
23.7%
ASUR
Higher net margin
FRAF
FRAF
40.7% more per $
FRAF
25.9%
-14.8%
ASUR
Faster 2-yr revenue CAGR
FRAF
FRAF
Annualised
FRAF
14.6%
11.2%
ASUR

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASUR
ASUR
FRAF
FRAF
Revenue
$36.3M
$23.3M
Net Profit
$-5.4M
$6.0M
Gross Margin
63.8%
Operating Margin
-9.7%
32.1%
Net Margin
-14.8%
25.9%
Revenue YoY
23.7%
51.5%
Net Profit YoY
-37.5%
1140.7%
EPS (diluted)
$-0.19
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASUR
ASUR
FRAF
FRAF
Q4 25
$23.3M
Q3 25
$36.3M
$23.0M
Q2 25
$30.1M
$22.3M
Q1 25
$34.9M
$20.2M
Q4 24
$15.4M
Q3 24
$29.3M
$19.5M
Q2 24
$28.0M
$18.6M
Q1 24
$31.7M
$17.7M
Net Profit
ASUR
ASUR
FRAF
FRAF
Q4 25
$6.0M
Q3 25
$-5.4M
$5.4M
Q2 25
$-6.1M
$5.9M
Q1 25
$-2.4M
$3.9M
Q4 24
$487.0K
Q3 24
$-3.9M
$4.2M
Q2 24
$-4.4M
$3.0M
Q1 24
$-308.0K
$3.4M
Gross Margin
ASUR
ASUR
FRAF
FRAF
Q4 25
Q3 25
63.8%
Q2 25
66.1%
Q1 25
70.6%
Q4 24
Q3 24
67.2%
Q2 24
67.3%
Q1 24
71.4%
Operating Margin
ASUR
ASUR
FRAF
FRAF
Q4 25
32.1%
Q3 25
-9.7%
28.9%
Q2 25
-15.4%
32.8%
Q1 25
-5.8%
23.9%
Q4 24
3.4%
Q3 24
-12.4%
26.2%
Q2 24
-14.9%
19.8%
Q1 24
-1.4%
22.6%
Net Margin
ASUR
ASUR
FRAF
FRAF
Q4 25
25.9%
Q3 25
-14.8%
23.3%
Q2 25
-20.3%
26.4%
Q1 25
-6.9%
19.4%
Q4 24
3.2%
Q3 24
-13.3%
21.6%
Q2 24
-15.5%
16.3%
Q1 24
-1.0%
18.9%
EPS (diluted)
ASUR
ASUR
FRAF
FRAF
Q4 25
$1.35
Q3 25
$-0.19
$1.19
Q2 25
$-0.22
$1.32
Q1 25
$-0.09
$0.88
Q4 24
$0.13
Q3 24
$-0.15
$0.95
Q2 24
$-0.17
$0.66
Q1 24
$-0.01
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASUR
ASUR
FRAF
FRAF
Cash + ST InvestmentsLiquidity on hand
$21.5M
$127.7M
Total DebtLower is stronger
$70.4M
Stockholders' EquityBook value
$193.1M
$175.2M
Total Assets
$447.1M
$2.2B
Debt / EquityLower = less leverage
0.36×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASUR
ASUR
FRAF
FRAF
Q4 25
$127.7M
Q3 25
$21.5M
$188.1M
Q2 25
$66.0M
$207.8M
Q1 25
$14.1M
$225.0M
Q4 24
$203.6M
Q3 24
$11.2M
$236.3M
Q2 24
$20.7M
$179.7M
Q1 24
$23.2M
$182.6M
Total Debt
ASUR
ASUR
FRAF
FRAF
Q4 25
Q3 25
$70.4M
Q2 25
$67.4M
Q1 25
$14.1M
Q4 24
Q3 24
$7.5M
Q2 24
$6.0M
Q1 24
$5.3M
Stockholders' Equity
ASUR
ASUR
FRAF
FRAF
Q4 25
$175.2M
Q3 25
$193.1M
$166.3M
Q2 25
$194.3M
$157.4M
Q1 25
$197.7M
$151.4M
Q4 24
$144.7M
Q3 24
$199.2M
$149.9M
Q2 24
$195.5M
$136.8M
Q1 24
$197.7M
$134.2M
Total Assets
ASUR
ASUR
FRAF
FRAF
Q4 25
$2.2B
Q3 25
$447.1M
$2.3B
Q2 25
$505.6M
$2.3B
Q1 25
$498.9M
$2.3B
Q4 24
$2.2B
Q3 24
$428.1M
$2.2B
Q2 24
$420.1M
$2.0B
Q1 24
$469.3M
$2.0B
Debt / Equity
ASUR
ASUR
FRAF
FRAF
Q4 25
Q3 25
0.36×
Q2 25
0.35×
Q1 25
0.07×
Q4 24
Q3 24
0.04×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASUR
ASUR
FRAF
FRAF
Operating Cash FlowLast quarter
$5.8M
$25.4M
Free Cash FlowOCF − Capex
$5.7M
FCF MarginFCF / Revenue
15.6%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$11.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASUR
ASUR
FRAF
FRAF
Q4 25
$25.4M
Q3 25
$5.8M
$8.3M
Q2 25
$3.2M
$5.1M
Q1 25
$2.0M
$8.8M
Q4 24
$21.8M
Q3 24
$1.3M
$7.8M
Q2 24
$2.2M
$2.4M
Q1 24
$-3.9M
$7.3M
Free Cash Flow
ASUR
ASUR
FRAF
FRAF
Q4 25
Q3 25
$5.7M
Q2 25
$3.0M
Q1 25
$1.8M
Q4 24
Q3 24
$1.2M
Q2 24
$2.1M
Q1 24
$-4.2M
FCF Margin
ASUR
ASUR
FRAF
FRAF
Q4 25
Q3 25
15.6%
Q2 25
9.8%
Q1 25
5.2%
Q4 24
Q3 24
3.9%
Q2 24
7.5%
Q1 24
-13.2%
Capex Intensity
ASUR
ASUR
FRAF
FRAF
Q4 25
Q3 25
0.3%
Q2 25
0.7%
Q1 25
0.6%
Q4 24
Q3 24
0.6%
Q2 24
0.5%
Q1 24
0.8%
Cash Conversion
ASUR
ASUR
FRAF
FRAF
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASUR
ASUR

Recurring$31.8M88%
Lathem Time$4.6M13%

FRAF
FRAF

Segment breakdown not available.

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