vs

Side-by-side financial comparison of ASURE SOFTWARE INC (ASUR) and TRUSTCO BANK CORP N Y (TRST). Click either name above to swap in a different company.

TRUSTCO BANK CORP N Y is the larger business by last-quarter revenue ($49.5M vs $36.3M, roughly 1.4× ASURE SOFTWARE INC). TRUSTCO BANK CORP N Y runs the higher net margin — 32.9% vs -14.8%, a 47.7% gap on every dollar of revenue. Over the past eight quarters, ASURE SOFTWARE INC's revenue compounded faster (11.2% CAGR vs 6.8%).

Asure Software, Inc. is a software company. Prior to September 13, 2007, the company was known as Forgent Networks. After rebranding as Asure Software, the company expanded into offering human capital management (HCM) solutions, including payroll, time & attendance, talent management, human resource management, benefits administration and insurance services.

TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.

ASUR vs TRST — Head-to-Head

Bigger by revenue
TRST
TRST
1.4× larger
TRST
$49.5M
$36.3M
ASUR
Higher net margin
TRST
TRST
47.7% more per $
TRST
32.9%
-14.8%
ASUR
Faster 2-yr revenue CAGR
ASUR
ASUR
Annualised
ASUR
11.2%
6.8%
TRST

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
ASUR
ASUR
TRST
TRST
Revenue
$36.3M
$49.5M
Net Profit
$-5.4M
$16.3M
Gross Margin
63.8%
Operating Margin
-9.7%
Net Margin
-14.8%
32.9%
Revenue YoY
23.7%
Net Profit YoY
-37.5%
14.1%
EPS (diluted)
$-0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASUR
ASUR
TRST
TRST
Q1 26
$49.5M
Q4 25
$48.2M
Q3 25
$36.3M
$47.8M
Q2 25
$30.1M
$46.6M
Q1 25
$34.9M
$45.3M
Q4 24
$43.3M
Q3 24
$29.3M
$43.6M
Q2 24
$28.0M
$43.4M
Net Profit
ASUR
ASUR
TRST
TRST
Q1 26
$16.3M
Q4 25
$15.6M
Q3 25
$-5.4M
$16.3M
Q2 25
$-6.1M
$15.0M
Q1 25
$-2.4M
$14.3M
Q4 24
$11.3M
Q3 24
$-3.9M
$12.9M
Q2 24
$-4.4M
$12.6M
Gross Margin
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
Q3 25
63.8%
Q2 25
66.1%
Q1 25
70.6%
Q4 24
Q3 24
67.2%
Q2 24
67.3%
Operating Margin
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
43.7%
Q3 25
-9.7%
44.6%
Q2 25
-15.4%
42.3%
Q1 25
-5.8%
41.3%
Q4 24
34.0%
Q3 24
-12.4%
38.8%
Q2 24
-14.9%
37.9%
Net Margin
ASUR
ASUR
TRST
TRST
Q1 26
32.9%
Q4 25
32.3%
Q3 25
-14.8%
34.0%
Q2 25
-20.3%
32.3%
Q1 25
-6.9%
31.5%
Q4 24
26.0%
Q3 24
-13.3%
29.5%
Q2 24
-15.5%
28.9%
EPS (diluted)
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
$0.85
Q3 25
$-0.19
$0.86
Q2 25
$-0.22
$0.79
Q1 25
$-0.09
$0.75
Q4 24
$0.59
Q3 24
$-0.15
$0.68
Q2 24
$-0.17
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASUR
ASUR
TRST
TRST
Cash + ST InvestmentsLiquidity on hand
$21.5M
Total DebtLower is stronger
$70.4M
$112.9M
Stockholders' EquityBook value
$193.1M
$670.9M
Total Assets
$447.1M
$6.5B
Debt / EquityLower = less leverage
0.36×
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
$730.4M
Q3 25
$21.5M
$695.6M
Q2 25
$66.0M
$713.6M
Q1 25
$14.1M
$756.1M
Q4 24
$641.8M
Q3 24
$11.2M
$523.0M
Q2 24
$20.7M
$536.1M
Total Debt
ASUR
ASUR
TRST
TRST
Q1 26
$112.9M
Q4 25
Q3 25
$70.4M
Q2 25
$67.4M
Q1 25
$14.1M
Q4 24
Q3 24
$7.5M
Q2 24
$6.0M
Stockholders' Equity
ASUR
ASUR
TRST
TRST
Q1 26
$670.9M
Q4 25
$686.6M
Q3 25
$193.1M
$692.0M
Q2 25
$194.3M
$692.8M
Q1 25
$197.7M
$687.8M
Q4 24
$676.3M
Q3 24
$199.2M
$669.0M
Q2 24
$195.5M
$655.2M
Total Assets
ASUR
ASUR
TRST
TRST
Q1 26
$6.5B
Q4 25
$6.4B
Q3 25
$447.1M
$6.3B
Q2 25
$505.6M
$6.3B
Q1 25
$498.9M
$6.3B
Q4 24
$6.2B
Q3 24
$428.1M
$6.1B
Q2 24
$420.1M
$6.1B
Debt / Equity
ASUR
ASUR
TRST
TRST
Q1 26
0.17×
Q4 25
Q3 25
0.36×
Q2 25
0.35×
Q1 25
0.07×
Q4 24
Q3 24
0.04×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASUR
ASUR
TRST
TRST
Operating Cash FlowLast quarter
$5.8M
Free Cash FlowOCF − Capex
$5.7M
FCF MarginFCF / Revenue
15.6%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$11.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
$57.6M
Q3 25
$5.8M
$12.8M
Q2 25
$3.2M
$27.1M
Q1 25
$2.0M
$1.3M
Q4 24
$59.4M
Q3 24
$1.3M
$16.5M
Q2 24
$2.2M
$18.7M
Free Cash Flow
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
$45.7M
Q3 25
$5.7M
$10.0M
Q2 25
$3.0M
$24.9M
Q1 25
$1.8M
$-3.3M
Q4 24
$54.6M
Q3 24
$1.2M
$15.6M
Q2 24
$2.1M
$17.6M
FCF Margin
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
95.0%
Q3 25
15.6%
20.9%
Q2 25
9.8%
53.5%
Q1 25
5.2%
-7.2%
Q4 24
126.0%
Q3 24
3.9%
35.7%
Q2 24
7.5%
40.5%
Capex Intensity
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
24.6%
Q3 25
0.3%
5.9%
Q2 25
0.7%
4.5%
Q1 25
0.6%
10.0%
Q4 24
11.3%
Q3 24
0.6%
2.1%
Q2 24
0.5%
2.6%
Cash Conversion
ASUR
ASUR
TRST
TRST
Q1 26
Q4 25
3.70×
Q3 25
0.79×
Q2 25
1.80×
Q1 25
0.09×
Q4 24
5.27×
Q3 24
1.28×
Q2 24
1.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASUR
ASUR

Recurring$31.8M88%
Lathem Time$4.6M13%

TRST
TRST

Net Interest Income$44.7M90%
Noninterest Income$4.8M10%

Related Comparisons