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Side-by-side financial comparison of Atour Lifestyle Holdings Ltd (ATAT) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $789.6M, roughly 1.4× Atour Lifestyle Holdings Ltd). Atour Lifestyle Holdings Ltd runs the higher net margin — 17.6% vs 15.2%, a 2.5% gap on every dollar of revenue. On growth, Atour Lifestyle Holdings Ltd posted the faster year-over-year revenue change (252.5% vs 42.6%).
Atour Lifestyle Holdings Ltd is a leading China-based hospitality and lifestyle enterprise. It operates a wide portfolio of mid-to-premium hotel brands for business and leisure travelers, and offers complementary lifestyle retail products and experience services, catering primarily to middle-class consumers across domestic and selected overseas markets.
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
ATAT vs SOFI — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $789.6M | $1.1B |
| Net Profit | $139.1M | $166.7M |
| Gross Margin | — | — |
| Operating Margin | 22.5% | — |
| Net Margin | 17.6% | 15.2% |
| Revenue YoY | 252.5% | 42.6% |
| Net Profit YoY | 322.2% | 897.2% |
| EPS (diluted) | $0.33 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.1B | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | $789.6M | $961.6M | ||
| Q2 25 | — | $854.9M | ||
| Q1 25 | — | $771.8M | ||
| Q4 24 | — | $734.1M | ||
| Q3 24 | $224.0M | $697.1M | ||
| Q2 24 | — | $598.6M |
| Q1 26 | — | $166.7M | ||
| Q4 25 | — | $173.5M | ||
| Q3 25 | $139.1M | $139.4M | ||
| Q2 25 | — | $97.3M | ||
| Q1 25 | — | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | $33.0M | $60.7M | ||
| Q2 24 | — | $17.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | — | 81.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 18.1% | ||
| Q3 25 | 22.5% | 15.4% | ||
| Q2 25 | — | 13.1% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | 14.7% | 9.2% | ||
| Q2 24 | — | 2.6% |
| Q1 26 | — | 15.2% | ||
| Q4 25 | — | 16.9% | ||
| Q3 25 | 17.6% | 14.5% | ||
| Q2 25 | — | 11.4% | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | — | 45.3% | ||
| Q3 24 | 14.7% | 8.7% | ||
| Q2 24 | — | 2.9% |
| Q1 26 | — | $0.12 | ||
| Q4 25 | — | $0.14 | ||
| Q3 25 | $0.33 | $0.11 | ||
| Q2 25 | — | $0.08 | ||
| Q1 25 | — | $0.06 | ||
| Q4 24 | — | $0.31 | ||
| Q3 24 | $0.08 | $0.05 | ||
| Q2 24 | — | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.2M | $3.4B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $405.0M | $10.8B |
| Total Assets | $1.1B | $53.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $3.4B | ||
| Q4 25 | — | $4.9B | ||
| Q3 25 | $669.2M | $3.2B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | $506.0M | $2.4B | ||
| Q2 24 | — | $2.3B |
| Q1 26 | — | $10.8B | ||
| Q4 25 | — | $10.5B | ||
| Q3 25 | $405.0M | $8.8B | ||
| Q2 25 | — | $6.9B | ||
| Q1 25 | — | $6.7B | ||
| Q4 24 | — | $6.5B | ||
| Q3 24 | $291.3M | $6.1B | ||
| Q2 24 | — | $5.9B |
| Q1 26 | — | $53.7B | ||
| Q4 25 | — | $50.7B | ||
| Q3 25 | $1.1B | $45.3B | ||
| Q2 25 | — | $41.1B | ||
| Q1 25 | — | $37.7B | ||
| Q4 24 | — | $36.3B | ||
| Q3 24 | $927.8M | $34.4B | ||
| Q2 24 | — | $32.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $216.6M | — |
| Free Cash FlowOCF − Capex | $210.7M | — |
| FCF MarginFCF / Revenue | 26.7% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | 1.56× | — |
| TTM Free Cash FlowTrailing 4 quarters | $359.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $-3.7B | ||
| Q3 25 | $216.6M | $-1.3B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $21.5M | ||
| Q4 24 | — | $-1.1B | ||
| Q3 24 | $84.8M | $-1.2B | ||
| Q2 24 | — | $-484.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-4.0B | ||
| Q3 25 | $210.7M | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | — | $-1.3B | ||
| Q3 24 | $83.3M | $-1.2B | ||
| Q2 24 | — | $-521.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | -388.8% | ||
| Q3 25 | 26.7% | -142.0% | ||
| Q2 25 | — | -179.0% | ||
| Q1 25 | — | -4.0% | ||
| Q4 24 | — | -173.5% | ||
| Q3 24 | 37.2% | -174.6% | ||
| Q2 24 | — | -87.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 23.7% | ||
| Q3 25 | 0.8% | 6.2% | ||
| Q2 25 | — | 7.4% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | 0.7% | 6.2% | ||
| Q2 24 | — | 6.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | -21.56× | ||
| Q3 25 | 1.56× | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | 2.57× | -19.32× | ||
| Q2 24 | — | -27.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATAT
Segment breakdown not available.
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
