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Side-by-side financial comparison of Atour Lifestyle Holdings Ltd (ATAT) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.
ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $789.6M, roughly 1.1× Atour Lifestyle Holdings Ltd). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 17.6%, a 11.9% gap on every dollar of revenue. On growth, Atour Lifestyle Holdings Ltd posted the faster year-over-year revenue change (252.5% vs 8.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $210.7M).
Atour Lifestyle Holdings Ltd is a leading China-based hospitality and lifestyle enterprise. It operates a wide portfolio of mid-to-premium hotel brands for business and leisure travelers, and offers complementary lifestyle retail products and experience services, catering primarily to middle-class consumers across domestic and selected overseas markets.
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
ATAT vs ZION — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $789.6M | $891.0M |
| Net Profit | $139.1M | $263.0M |
| Gross Margin | — | — |
| Operating Margin | 22.5% | — |
| Net Margin | 17.6% | 29.5% |
| Revenue YoY | 252.5% | 8.7% |
| Net Profit YoY | 322.2% | 21.8% |
| EPS (diluted) | $0.33 | $1.77 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $891.0M | ||
| Q3 25 | $789.6M | $861.0M | ||
| Q2 25 | — | $838.0M | ||
| Q1 25 | — | $795.0M | ||
| Q4 24 | — | $820.0M | ||
| Q3 24 | $224.0M | $792.0M | ||
| Q2 24 | — | $777.0M | ||
| Q1 24 | $203.4M | $742.0M |
| Q4 25 | — | $263.0M | ||
| Q3 25 | $139.1M | $222.0M | ||
| Q2 25 | — | $244.0M | ||
| Q1 25 | — | $170.0M | ||
| Q4 24 | — | $216.0M | ||
| Q3 24 | $33.0M | $214.0M | ||
| Q2 24 | — | $201.0M | ||
| Q1 24 | $35.6M | $153.0M |
| Q4 25 | — | — | ||
| Q3 25 | 22.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 14.7% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 22.1% | — |
| Q4 25 | — | 29.5% | ||
| Q3 25 | 17.6% | 25.8% | ||
| Q2 25 | — | 29.1% | ||
| Q1 25 | — | 21.4% | ||
| Q4 24 | — | 26.3% | ||
| Q3 24 | 14.7% | 27.0% | ||
| Q2 24 | — | 25.9% | ||
| Q1 24 | 17.5% | 20.6% |
| Q4 25 | — | $1.77 | ||
| Q3 25 | $0.33 | $1.48 | ||
| Q2 25 | — | $1.63 | ||
| Q1 25 | — | $1.13 | ||
| Q4 24 | — | $1.34 | ||
| Q3 24 | $0.08 | $1.37 | ||
| Q2 24 | — | $1.28 | ||
| Q1 24 | $0.09 | $0.96 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.2M | — |
| Total DebtLower is stronger | — | $1.5B |
| Stockholders' EquityBook value | $405.0M | $7.2B |
| Total Assets | $1.1B | $89.0B |
| Debt / EquityLower = less leverage | — | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $669.2M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $506.0M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $520.7M | — |
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $970.0M | ||
| Q1 25 | — | $964.0M | ||
| Q4 24 | — | $950.0M | ||
| Q3 24 | — | $548.0M | ||
| Q2 24 | — | $546.0M | ||
| Q1 24 | $277.0K | $544.0M |
| Q4 25 | — | $7.2B | ||
| Q3 25 | $405.0M | $6.9B | ||
| Q2 25 | — | $6.6B | ||
| Q1 25 | — | $6.3B | ||
| Q4 24 | — | $6.1B | ||
| Q3 24 | $291.3M | $6.4B | ||
| Q2 24 | — | $6.0B | ||
| Q1 24 | $323.5M | $5.8B |
| Q4 25 | — | $89.0B | ||
| Q3 25 | $1.1B | $88.5B | ||
| Q2 25 | — | $88.9B | ||
| Q1 25 | — | $88.0B | ||
| Q4 24 | — | $88.8B | ||
| Q3 24 | $927.8M | $87.0B | ||
| Q2 24 | — | $87.6B | ||
| Q1 24 | $936.3M | $87.1B |
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.09× | ||
| Q1 24 | 0.00× | 0.09× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $216.6M | $1.1B |
| Free Cash FlowOCF − Capex | $210.7M | $952.0M |
| FCF MarginFCF / Revenue | 26.7% | 106.8% |
| Capex IntensityCapex / Revenue | 0.8% | 13.6% |
| Cash ConversionOCF / Net Profit | 1.56× | 4.08× |
| TTM Free Cash FlowTrailing 4 quarters | $359.6M | $1.4B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.1B | ||
| Q3 25 | $216.6M | $438.0M | ||
| Q2 25 | — | $-62.0M | ||
| Q1 25 | — | $179.0M | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | $84.8M | $119.0M | ||
| Q2 24 | — | $251.0M | ||
| Q1 24 | $19.8M | $261.0M |
| Q4 25 | — | $952.0M | ||
| Q3 25 | $210.7M | $413.0M | ||
| Q2 25 | — | $-93.0M | ||
| Q1 25 | — | $152.0M | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | $83.3M | $97.0M | ||
| Q2 24 | — | $234.0M | ||
| Q1 24 | $18.1M | $231.0M |
| Q4 25 | — | 106.8% | ||
| Q3 25 | 26.7% | 48.0% | ||
| Q2 25 | — | -11.1% | ||
| Q1 25 | — | 19.1% | ||
| Q4 24 | — | 128.2% | ||
| Q3 24 | 37.2% | 12.2% | ||
| Q2 24 | — | 30.1% | ||
| Q1 24 | 8.9% | 31.1% |
| Q4 25 | — | 13.6% | ||
| Q3 25 | 0.8% | 2.9% | ||
| Q2 25 | — | 3.7% | ||
| Q1 25 | — | 3.4% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | 0.7% | 2.8% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | 0.9% | 4.0% |
| Q4 25 | — | 4.08× | ||
| Q3 25 | 1.56× | 1.97× | ||
| Q2 25 | — | -0.25× | ||
| Q1 25 | — | 1.05× | ||
| Q4 24 | — | 5.31× | ||
| Q3 24 | 2.57× | 0.56× | ||
| Q2 24 | — | 1.25× | ||
| Q1 24 | 0.56× | 1.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
