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Side-by-side financial comparison of Aterian, Inc. (ATER) and FIRST US BANCSHARES, INC. (FUSB). Click either name above to swap in a different company.

Aterian, Inc. is the larger business by last-quarter revenue ($15.1M vs $10.4M, roughly 1.5× FIRST US BANCSHARES, INC.). FIRST US BANCSHARES, INC. runs the higher net margin — 20.4% vs -52.5%, a 73.0% gap on every dollar of revenue. On growth, FIRST US BANCSHARES, INC. posted the faster year-over-year revenue change (7.1% vs -38.5%). FIRST US BANCSHARES, INC. produced more free cash flow last quarter ($9.1M vs $-1.0M). Over the past eight quarters, FIRST US BANCSHARES, INC.'s revenue compounded faster (2.6% CAGR vs -13.5%).

Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

ATER vs FUSB — Head-to-Head

Bigger by revenue
ATER
ATER
1.5× larger
ATER
$15.1M
$10.4M
FUSB
Growing faster (revenue YoY)
FUSB
FUSB
+45.6% gap
FUSB
7.1%
-38.5%
ATER
Higher net margin
FUSB
FUSB
73.0% more per $
FUSB
20.4%
-52.5%
ATER
More free cash flow
FUSB
FUSB
$10.1M more FCF
FUSB
$9.1M
$-1.0M
ATER
Faster 2-yr revenue CAGR
FUSB
FUSB
Annualised
FUSB
2.6%
-13.5%
ATER

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ATER
ATER
FUSB
FUSB
Revenue
$15.1M
$10.4M
Net Profit
$-7.9M
$2.1M
Gross Margin
56.1%
Operating Margin
-51.1%
28.1%
Net Margin
-52.5%
20.4%
Revenue YoY
-38.5%
7.1%
Net Profit YoY
-512.2%
24.2%
EPS (diluted)
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATER
ATER
FUSB
FUSB
Q4 25
$15.1M
$10.4M
Q3 25
$19.0M
$10.5M
Q2 25
$19.5M
$10.3M
Q1 25
$15.4M
$9.8M
Q4 24
$24.6M
$9.7M
Q3 24
$26.2M
$10.1M
Q2 24
$28.0M
$10.0M
Q1 24
$20.2M
$9.9M
Net Profit
ATER
ATER
FUSB
FUSB
Q4 25
$-7.9M
$2.1M
Q3 25
$-2.3M
$1.9M
Q2 25
$-4.9M
$155.0K
Q1 25
$-3.9M
$1.8M
Q4 24
$-1.3M
$1.7M
Q3 24
$-1.8M
$2.2M
Q2 24
$-3.6M
$2.1M
Q1 24
$-5.2M
$2.1M
Gross Margin
ATER
ATER
FUSB
FUSB
Q4 25
56.1%
Q3 25
56.1%
Q2 25
54.3%
Q1 25
61.4%
Q4 24
63.4%
Q3 24
60.3%
Q2 24
60.4%
Q1 24
65.1%
Operating Margin
ATER
ATER
FUSB
FUSB
Q4 25
-51.1%
28.1%
Q3 25
-10.7%
23.9%
Q2 25
-23.1%
1.6%
Q1 25
-24.1%
23.8%
Q4 24
-6.5%
23.8%
Q3 24
-6.6%
29.2%
Q2 24
-11.5%
27.4%
Q1 24
-26.1%
27.8%
Net Margin
ATER
ATER
FUSB
FUSB
Q4 25
-52.5%
20.4%
Q3 25
-12.0%
18.4%
Q2 25
-25.0%
1.5%
Q1 25
-25.4%
18.1%
Q4 24
-5.3%
17.6%
Q3 24
-6.8%
22.0%
Q2 24
-13.0%
21.2%
Q1 24
-25.5%
21.3%
EPS (diluted)
ATER
ATER
FUSB
FUSB
Q4 25
$0.36
Q3 25
$0.32
Q2 25
$0.03
Q1 25
$0.29
Q4 24
$0.29
Q3 24
$0.36
Q2 24
$0.34
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATER
ATER
FUSB
FUSB
Cash + ST InvestmentsLiquidity on hand
$4.9M
$73.5M
Total DebtLower is stronger
$10.9M
Stockholders' EquityBook value
$15.2M
$105.6M
Total Assets
$29.6M
$1.2B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATER
ATER
FUSB
FUSB
Q4 25
$4.9M
$73.5M
Q3 25
$7.6M
$54.7M
Q2 25
$10.5M
$54.0M
Q1 25
$14.3M
$56.0M
Q4 24
$18.0M
$47.2M
Q3 24
$16.1M
$82.3M
Q2 24
$20.3M
$58.2M
Q1 24
$17.5M
$60.2M
Total Debt
ATER
ATER
FUSB
FUSB
Q4 25
$10.9M
Q3 25
$10.9M
Q2 25
$10.9M
Q1 25
$10.9M
Q4 24
$10.9M
Q3 24
$10.9M
Q2 24
$10.8M
Q1 24
$10.8M
Stockholders' Equity
ATER
ATER
FUSB
FUSB
Q4 25
$15.2M
$105.6M
Q3 25
$22.6M
$104.2M
Q2 25
$24.3M
$101.9M
Q1 25
$27.0M
$101.2M
Q4 24
$30.0M
$98.6M
Q3 24
$30.6M
$98.5M
Q2 24
$30.9M
$93.8M
Q1 24
$33.0M
$92.3M
Total Assets
ATER
ATER
FUSB
FUSB
Q4 25
$29.6M
$1.2B
Q3 25
$40.1M
$1.1B
Q2 25
$45.4M
$1.1B
Q1 25
$49.8M
$1.1B
Q4 24
$49.5M
$1.1B
Q3 24
$52.1M
$1.1B
Q2 24
$59.9M
$1.1B
Q1 24
$55.7M
$1.1B
Debt / Equity
ATER
ATER
FUSB
FUSB
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.11×
Q1 25
0.11×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATER
ATER
FUSB
FUSB
Operating Cash FlowLast quarter
$-1.0M
$12.3M
Free Cash FlowOCF − Capex
$-1.0M
$9.1M
FCF MarginFCF / Revenue
-6.9%
87.2%
Capex IntensityCapex / Revenue
0.0%
31.1%
Cash ConversionOCF / Net Profit
5.79×
TTM Free Cash FlowTrailing 4 quarters
$16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATER
ATER
FUSB
FUSB
Q4 25
$-1.0M
$12.3M
Q3 25
$-1.6M
$4.2M
Q2 25
$-4.4M
$3.9M
Q1 25
$-3.9M
$1.8M
Q4 24
$-9.0K
$7.8M
Q3 24
$-722.0K
$1.9M
Q2 24
$2.9M
$2.5M
Q1 24
$-6.0K
$825.0K
Free Cash Flow
ATER
ATER
FUSB
FUSB
Q4 25
$-1.0M
$9.1M
Q3 25
$-1.6M
$3.6M
Q2 25
$-4.4M
$1.6M
Q1 25
$1.7M
Q4 24
$5.7M
Q3 24
$1.3M
Q2 24
$2.9M
$2.3M
Q1 24
$-42.0K
$-142.0K
FCF Margin
ATER
ATER
FUSB
FUSB
Q4 25
-6.9%
87.2%
Q3 25
-8.4%
34.2%
Q2 25
-22.7%
16.0%
Q1 25
17.2%
Q4 24
58.2%
Q3 24
12.7%
Q2 24
10.3%
23.5%
Q1 24
-0.2%
-1.4%
Capex Intensity
ATER
ATER
FUSB
FUSB
Q4 25
0.0%
31.1%
Q3 25
0.2%
5.9%
Q2 25
0.0%
21.8%
Q1 25
0.0%
0.7%
Q4 24
0.0%
21.6%
Q3 24
0.0%
6.6%
Q2 24
0.0%
2.0%
Q1 24
0.2%
9.8%
Cash Conversion
ATER
ATER
FUSB
FUSB
Q4 25
5.79×
Q3 25
2.18×
Q2 25
25.16×
Q1 25
0.99×
Q4 24
4.53×
Q3 24
0.87×
Q2 24
1.20×
Q1 24
0.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATER
ATER

Sales Channel Directly To Consumer$13.1M87%
Heating Cooling And Air Quality$2.1M14%

FUSB
FUSB

Segment breakdown not available.

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