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Side-by-side financial comparison of Aterian, Inc. (ATER) and OP Bancorp (OPBK). Click either name above to swap in a different company.
OP Bancorp is the larger business by last-quarter revenue ($24.3M vs $15.1M, roughly 1.6× Aterian, Inc.). On growth, OP Bancorp posted the faster year-over-year revenue change (13.7% vs -38.5%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $-1.0M). Over the past eight quarters, OP Bancorp's revenue compounded faster (11.4% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
ATER vs OPBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1M | $24.3M |
| Net Profit | $-7.9M | — |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 39.2% |
| Net Margin | -52.5% | — |
| Revenue YoY | -38.5% | 13.7% |
| Net Profit YoY | -512.2% | — |
| EPS (diluted) | — | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | $24.3M | ||
| Q3 25 | $19.0M | $24.5M | ||
| Q2 25 | $19.5M | $23.7M | ||
| Q1 25 | $15.4M | $22.2M | ||
| Q4 24 | $24.6M | $21.3M | ||
| Q3 24 | $26.2M | $20.7M | ||
| Q2 24 | $28.0M | $20.4M | ||
| Q1 24 | $20.2M | $19.6M |
| Q4 25 | $-7.9M | — | ||
| Q3 25 | $-2.3M | $6.7M | ||
| Q2 25 | $-4.9M | $6.3M | ||
| Q1 25 | $-3.9M | $5.6M | ||
| Q4 24 | $-1.3M | — | ||
| Q3 24 | $-1.8M | $5.4M | ||
| Q2 24 | $-3.6M | $5.4M | ||
| Q1 24 | $-5.2M | $5.2M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | 39.2% | ||
| Q3 25 | -10.7% | 39.5% | ||
| Q2 25 | -23.1% | 35.7% | ||
| Q1 25 | -24.1% | 34.6% | ||
| Q4 24 | -6.5% | 31.2% | ||
| Q3 24 | -6.6% | 36.5% | ||
| Q2 24 | -11.5% | 37.2% | ||
| Q1 24 | -26.1% | 37.1% |
| Q4 25 | -52.5% | — | ||
| Q3 25 | -12.0% | 27.4% | ||
| Q2 25 | -25.0% | 26.7% | ||
| Q1 25 | -25.4% | 25.0% | ||
| Q4 24 | -5.3% | — | ||
| Q3 24 | -6.8% | 26.2% | ||
| Q2 24 | -13.0% | 26.7% | ||
| Q1 24 | -25.5% | 26.7% |
| Q4 25 | — | $0.48 | ||
| Q3 25 | — | $0.45 | ||
| Q2 25 | — | $0.42 | ||
| Q1 25 | — | $0.37 | ||
| Q4 24 | — | $0.33 | ||
| Q3 24 | — | $0.36 | ||
| Q2 24 | — | $0.36 | ||
| Q1 24 | — | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | $167.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $15.2M | $227.9M |
| Total Assets | $29.6M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | $167.3M | ||
| Q3 25 | $7.6M | $166.7M | ||
| Q2 25 | $10.5M | $205.4M | ||
| Q1 25 | $14.3M | $198.9M | ||
| Q4 24 | $18.0M | $134.9M | ||
| Q3 24 | $16.1M | $166.8M | ||
| Q2 24 | $20.3M | $127.7M | ||
| Q1 24 | $17.5M | $139.2M |
| Q4 25 | $15.2M | $227.9M | ||
| Q3 25 | $22.6M | $221.5M | ||
| Q2 25 | $24.3M | $213.7M | ||
| Q1 25 | $27.0M | $210.1M | ||
| Q4 24 | $30.0M | $205.0M | ||
| Q3 24 | $30.6M | $203.6M | ||
| Q2 24 | $30.9M | $195.9M | ||
| Q1 24 | $33.0M | $194.7M |
| Q4 25 | $29.6M | $2.7B | ||
| Q3 25 | $40.1M | $2.6B | ||
| Q2 25 | $45.4M | $2.6B | ||
| Q1 25 | $49.8M | $2.5B | ||
| Q4 24 | $49.5M | $2.4B | ||
| Q3 24 | $52.1M | $2.4B | ||
| Q2 24 | $59.9M | $2.3B | ||
| Q1 24 | $55.7M | $2.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $26.2M |
| Free Cash FlowOCF − Capex | $-1.0M | $23.4M |
| FCF MarginFCF / Revenue | -6.9% | 96.2% |
| Capex IntensityCapex / Revenue | 0.0% | 11.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | $26.2M | ||
| Q3 25 | $-1.6M | $23.9M | ||
| Q2 25 | $-4.4M | $-7.0M | ||
| Q1 25 | $-3.9M | $5.6M | ||
| Q4 24 | $-9.0K | $31.2M | ||
| Q3 24 | $-722.0K | $13.3M | ||
| Q2 24 | $2.9M | $15.8M | ||
| Q1 24 | $-6.0K | $-3.2M |
| Q4 25 | $-1.0M | $23.4M | ||
| Q3 25 | $-1.6M | $23.4M | ||
| Q2 25 | $-4.4M | $-7.7M | ||
| Q1 25 | — | $4.2M | ||
| Q4 24 | — | $29.7M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | $2.9M | $15.7M | ||
| Q1 24 | $-42.0K | $-3.2M |
| Q4 25 | -6.9% | 96.2% | ||
| Q3 25 | -8.4% | 95.6% | ||
| Q2 25 | -22.7% | -32.5% | ||
| Q1 25 | — | 19.0% | ||
| Q4 24 | — | 139.0% | ||
| Q3 24 | — | 61.5% | ||
| Q2 24 | 10.3% | 77.0% | ||
| Q1 24 | -0.2% | -16.6% |
| Q4 25 | 0.0% | 11.5% | ||
| Q3 25 | 0.2% | 2.3% | ||
| Q2 25 | 0.0% | 3.0% | ||
| Q1 25 | 0.0% | 6.4% | ||
| Q4 24 | 0.0% | 7.3% | ||
| Q3 24 | 0.0% | 2.8% | ||
| Q2 24 | 0.0% | 0.4% | ||
| Q1 24 | 0.2% | 0.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.57× | ||
| Q2 25 | — | -1.10× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.45× | ||
| Q2 24 | — | 2.90× | ||
| Q1 24 | — | -0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
OPBK
Segment breakdown not available.
