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Side-by-side financial comparison of Aterian, Inc. (ATER) and Tectonic Financial, Inc. (TECTP). Click either name above to swap in a different company.
Tectonic Financial, Inc. is the larger business by last-quarter revenue ($23.0M vs $15.1M, roughly 1.5× Aterian, Inc.). Tectonic Financial, Inc. runs the higher net margin — 23.8% vs -52.5%, a 76.4% gap on every dollar of revenue. On growth, Tectonic Financial, Inc. posted the faster year-over-year revenue change (17.9% vs -38.5%). Aterian, Inc. produced more free cash flow last quarter ($-1.0M vs $-17.3M). Over the past eight quarters, Tectonic Financial, Inc.'s revenue compounded faster (270.5% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
Tectonic Financial, Inc.TECTPEarnings & Financial Report
Tectonic Financial, Inc. is a US-based diversified financial services provider. It offers core services including wealth management, investment banking, capital markets advisory, and tailored financial solutions. Its key client segments cover high-net-worth individuals, institutional investors, and small to mid-sized enterprises across North America.
ATER vs TECTP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1M | $23.0M |
| Net Profit | $-7.9M | $5.5M |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 30.6% |
| Net Margin | -52.5% | 23.8% |
| Revenue YoY | -38.5% | 17.9% |
| Net Profit YoY | -512.2% | 15.9% |
| EPS (diluted) | — | $0.73 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | — | ||
| Q3 25 | $19.0M | $23.0M | ||
| Q2 25 | $19.5M | $21.6M | ||
| Q1 25 | $15.4M | $21.8M | ||
| Q4 24 | $24.6M | $21.4M | ||
| Q3 24 | $26.2M | $19.5M | ||
| Q2 24 | $28.0M | $18.6M | ||
| Q1 24 | $20.2M | $17.6M |
| Q4 25 | $-7.9M | — | ||
| Q3 25 | $-2.3M | $5.5M | ||
| Q2 25 | $-4.9M | $4.3M | ||
| Q1 25 | $-3.9M | $4.5M | ||
| Q4 24 | $-1.3M | $3.0M | ||
| Q3 24 | $-1.8M | $4.7M | ||
| Q2 24 | $-3.6M | $3.1M | ||
| Q1 24 | $-5.2M | $3.1M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | — | ||
| Q3 25 | -10.7% | 30.6% | ||
| Q2 25 | -23.1% | 25.9% | ||
| Q1 25 | -24.1% | 26.0% | ||
| Q4 24 | -6.5% | 22.1% | ||
| Q3 24 | -6.6% | 29.1% | ||
| Q2 24 | -11.5% | 21.5% | ||
| Q1 24 | -26.1% | 22.2% |
| Q4 25 | -52.5% | — | ||
| Q3 25 | -12.0% | 23.8% | ||
| Q2 25 | -25.0% | 19.8% | ||
| Q1 25 | -25.4% | 20.4% | ||
| Q4 24 | -5.3% | 14.0% | ||
| Q3 24 | -6.8% | 24.2% | ||
| Q2 24 | -13.0% | 16.9% | ||
| Q1 24 | -25.5% | 17.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | $0.73 | ||
| Q2 25 | — | $0.55 | ||
| Q1 25 | — | $0.57 | ||
| Q4 24 | — | $0.35 | ||
| Q3 24 | — | $0.58 | ||
| Q2 24 | — | $0.38 | ||
| Q1 24 | — | $0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $15.2M | $119.2M |
| Total Assets | $29.6M | $1.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $10.5M | — | ||
| Q1 25 | $14.3M | — | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $16.1M | — | ||
| Q2 24 | $20.3M | — | ||
| Q1 24 | $17.5M | — |
| Q4 25 | $15.2M | — | ||
| Q3 25 | $22.6M | $119.2M | ||
| Q2 25 | $24.3M | $114.6M | ||
| Q1 25 | $27.0M | $111.3M | ||
| Q4 24 | $30.0M | $113.4M | ||
| Q3 24 | $30.6M | $112.8M | ||
| Q2 24 | $30.9M | $110.4M | ||
| Q1 24 | $33.0M | $108.5M |
| Q4 25 | $29.6M | — | ||
| Q3 25 | $40.1M | $1.1B | ||
| Q2 25 | $45.4M | $997.0M | ||
| Q1 25 | $49.8M | $910.5M | ||
| Q4 24 | $49.5M | $863.4M | ||
| Q3 24 | $52.1M | $847.5M | ||
| Q2 24 | $59.9M | $777.1M | ||
| Q1 24 | $55.7M | $777.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $-17.3M |
| Free Cash FlowOCF − Capex | $-1.0M | $-17.3M |
| FCF MarginFCF / Revenue | -6.9% | -74.9% |
| Capex IntensityCapex / Revenue | 0.0% | 0.0% |
| Cash ConversionOCF / Net Profit | — | -3.14× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | — | ||
| Q3 25 | $-1.6M | $-17.3M | ||
| Q2 25 | $-4.4M | $-32.5M | ||
| Q1 25 | $-3.9M | $-35.6M | ||
| Q4 24 | $-9.0K | $-86.6M | ||
| Q3 24 | $-722.0K | $-22.5M | ||
| Q2 24 | $2.9M | $-30.7M | ||
| Q1 24 | $-6.0K | $-3.2M |
| Q4 25 | $-1.0M | — | ||
| Q3 25 | $-1.6M | $-17.3M | ||
| Q2 25 | $-4.4M | — | ||
| Q1 25 | — | $-35.6M | ||
| Q4 24 | — | $-86.8M | ||
| Q3 24 | — | $-22.5M | ||
| Q2 24 | $2.9M | $-30.7M | ||
| Q1 24 | $-42.0K | $-3.3M |
| Q4 25 | -6.9% | — | ||
| Q3 25 | -8.4% | -74.9% | ||
| Q2 25 | -22.7% | — | ||
| Q1 25 | — | -163.2% | ||
| Q4 24 | — | -406.5% | ||
| Q3 24 | — | -115.0% | ||
| Q2 24 | 10.3% | -165.5% | ||
| Q1 24 | -0.2% | -18.8% |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.2% | 0.0% | ||
| Q2 25 | 0.0% | 0.0% | ||
| Q1 25 | 0.0% | 0.0% | ||
| Q4 24 | 0.0% | 1.0% | ||
| Q3 24 | 0.0% | 0.1% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.2% | 0.9% |
| Q4 25 | — | — | ||
| Q3 25 | — | -3.14× | ||
| Q2 25 | — | -7.61× | ||
| Q1 25 | — | -8.00× | ||
| Q4 24 | — | -28.99× | ||
| Q3 24 | — | -4.74× | ||
| Q2 24 | — | -9.76× | ||
| Q1 24 | — | -1.03× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
TECTP
Segment breakdown not available.
