vs
Side-by-side financial comparison of Aterian, Inc. (ATER) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
Aterian, Inc. is the larger business by last-quarter revenue ($15.1M vs $13.5M, roughly 1.1× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -52.5%, a 77.7% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -38.5%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-1.0M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
ATER vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1M | $13.5M |
| Net Profit | $-7.9M | $3.4M |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 31.5% |
| Net Margin | -52.5% | 25.2% |
| Revenue YoY | -38.5% | 13.6% |
| Net Profit YoY | -512.2% | 36.8% |
| EPS (diluted) | — | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | $13.5M | ||
| Q3 25 | $19.0M | $14.0M | ||
| Q2 25 | $19.5M | $12.6M | ||
| Q1 25 | $15.4M | $13.7M | ||
| Q4 24 | $24.6M | $11.9M | ||
| Q3 24 | $26.2M | $13.8M | ||
| Q2 24 | $28.0M | $13.0M | ||
| Q1 24 | $20.2M | $12.8M |
| Q4 25 | $-7.9M | $3.4M | ||
| Q3 25 | $-2.3M | $4.0M | ||
| Q2 25 | $-4.9M | $2.2M | ||
| Q1 25 | $-3.9M | $2.7M | ||
| Q4 24 | $-1.3M | $2.5M | ||
| Q3 24 | $-1.8M | $3.8M | ||
| Q2 24 | $-3.6M | $4.3M | ||
| Q1 24 | $-5.2M | $4.2M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | 31.5% | ||
| Q3 25 | -10.7% | 40.3% | ||
| Q2 25 | -23.1% | 24.0% | ||
| Q1 25 | -24.1% | 27.5% | ||
| Q4 24 | -6.5% | 27.5% | ||
| Q3 24 | -6.6% | 37.1% | ||
| Q2 24 | -11.5% | 46.4% | ||
| Q1 24 | -26.1% | 45.9% |
| Q4 25 | -52.5% | 25.2% | ||
| Q3 25 | -12.0% | 28.7% | ||
| Q2 25 | -25.0% | 17.2% | ||
| Q1 25 | -25.4% | 19.6% | ||
| Q4 24 | -5.3% | 20.9% | ||
| Q3 24 | -6.8% | 27.7% | ||
| Q2 24 | -13.0% | 33.0% | ||
| Q1 24 | -25.5% | 32.6% |
| Q4 25 | — | $0.18 | ||
| Q3 25 | — | $0.23 | ||
| Q2 25 | — | $0.13 | ||
| Q1 25 | — | $0.16 | ||
| Q4 24 | — | $0.14 | ||
| Q3 24 | — | $0.22 | ||
| Q2 24 | — | $0.25 | ||
| Q1 24 | — | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | $264.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $15.2M | $139.7M |
| Total Assets | $29.6M | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | $264.2M | ||
| Q3 25 | $7.6M | $211.1M | ||
| Q2 25 | $10.5M | $199.5M | ||
| Q1 25 | $14.3M | $198.4M | ||
| Q4 24 | $18.0M | $216.9M | ||
| Q3 24 | $16.1M | $216.8M | ||
| Q2 24 | $20.3M | $166.3M | ||
| Q1 24 | $17.5M | $168.6M |
| Q4 25 | $15.2M | $139.7M | ||
| Q3 25 | $22.6M | $137.4M | ||
| Q2 25 | $24.3M | $134.3M | ||
| Q1 25 | $27.0M | $132.9M | ||
| Q4 24 | $30.0M | $130.4M | ||
| Q3 24 | $30.6M | $132.9M | ||
| Q2 24 | $30.9M | $127.3M | ||
| Q1 24 | $33.0M | $124.2M |
| Q4 25 | $29.6M | $1.2B | ||
| Q3 25 | $40.1M | $1.2B | ||
| Q2 25 | $45.4M | $1.2B | ||
| Q1 25 | $49.8M | $1.2B | ||
| Q4 24 | $49.5M | $1.2B | ||
| Q3 24 | $52.1M | $1.3B | ||
| Q2 24 | $59.9M | $1.2B | ||
| Q1 24 | $55.7M | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $22.1M |
| Free Cash FlowOCF − Capex | $-1.0M | $19.8M |
| FCF MarginFCF / Revenue | -6.9% | 146.0% |
| Capex IntensityCapex / Revenue | 0.0% | 16.8% |
| Cash ConversionOCF / Net Profit | — | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | — | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | $22.1M | ||
| Q3 25 | $-1.6M | $7.0M | ||
| Q2 25 | $-4.4M | $8.7M | ||
| Q1 25 | $-3.9M | $3.0M | ||
| Q4 24 | $-9.0K | $19.6M | ||
| Q3 24 | $-722.0K | $5.4M | ||
| Q2 24 | $2.9M | $2.3M | ||
| Q1 24 | $-6.0K | $7.4M |
| Q4 25 | $-1.0M | $19.8M | ||
| Q3 25 | $-1.6M | $6.1M | ||
| Q2 25 | $-4.4M | $8.1M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $18.6M | ||
| Q3 24 | — | $5.3M | ||
| Q2 24 | $2.9M | $2.0M | ||
| Q1 24 | $-42.0K | $7.0M |
| Q4 25 | -6.9% | 146.0% | ||
| Q3 25 | -8.4% | 43.7% | ||
| Q2 25 | -22.7% | 64.3% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 156.0% | ||
| Q3 24 | — | 38.1% | ||
| Q2 24 | 10.3% | 15.5% | ||
| Q1 24 | -0.2% | 54.8% |
| Q4 25 | 0.0% | 16.8% | ||
| Q3 25 | 0.2% | 6.0% | ||
| Q2 25 | 0.0% | 4.6% | ||
| Q1 25 | 0.0% | 0.9% | ||
| Q4 24 | 0.0% | 8.7% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.0% | 2.2% | ||
| Q1 24 | 0.2% | 3.6% |
| Q4 25 | — | 6.46× | ||
| Q3 25 | — | 1.73× | ||
| Q2 25 | — | 4.01× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
UBFO
Segment breakdown not available.
