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Side-by-side financial comparison of APTARGROUP, INC. (ATR) and Enova International, Inc. (ENVA). Click either name above to swap in a different company.

APTARGROUP, INC. is the larger business by last-quarter revenue ($962.7M vs $875.1M, roughly 1.1× Enova International, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs 7.7%, a 2.7% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 13.5%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 2.6%).

AptarGroup, Inc., also known as Aptar, is a United States–based global manufacturer of consumer dispensing packaging and drug delivery devices. The group has manufacturing operations in 18 countries.

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

ATR vs ENVA — Head-to-Head

Bigger by revenue
ATR
ATR
1.1× larger
ATR
$962.7M
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+3.9% gap
ENVA
17.4%
13.5%
ATR
Higher net margin
ENVA
ENVA
2.7% more per $
ENVA
10.4%
7.7%
ATR
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
2.6%
ATR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ATR
ATR
ENVA
ENVA
Revenue
$962.7M
$875.1M
Net Profit
$74.3M
$91.1M
Gross Margin
Operating Margin
11.0%
23.7%
Net Margin
7.7%
10.4%
Revenue YoY
13.5%
17.4%
Net Profit YoY
-26.4%
24.9%
EPS (diluted)
$1.13
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATR
ATR
ENVA
ENVA
Q1 26
$875.1M
Q4 25
$962.7M
$839.4M
Q3 25
$961.1M
$802.7M
Q2 25
$966.0M
$764.0M
Q1 25
$887.3M
$745.5M
Q4 24
$848.1M
$729.6M
Q3 24
$909.3M
$689.9M
Q2 24
$910.1M
$628.4M
Net Profit
ATR
ATR
ENVA
ENVA
Q1 26
$91.1M
Q4 25
$74.3M
$79.0M
Q3 25
$127.9M
$80.3M
Q2 25
$111.7M
$76.1M
Q1 25
$78.8M
$72.9M
Q4 24
$100.9M
$63.7M
Q3 24
$100.0M
$43.4M
Q2 24
$90.5M
$53.9M
Gross Margin
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
59.8%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
Q3 24
58.0%
Q2 24
58.9%
Operating Margin
ATR
ATR
ENVA
ENVA
Q1 26
23.7%
Q4 25
11.0%
22.2%
Q3 25
14.2%
24.5%
Q2 25
14.9%
24.1%
Q1 25
12.8%
23.1%
Q4 24
14.2%
21.3%
Q3 24
15.2%
22.3%
Q2 24
13.8%
23.1%
Net Margin
ATR
ATR
ENVA
ENVA
Q1 26
10.4%
Q4 25
7.7%
9.4%
Q3 25
13.3%
10.0%
Q2 25
11.6%
10.0%
Q1 25
8.9%
9.8%
Q4 24
11.9%
8.7%
Q3 24
11.0%
6.3%
Q2 24
9.9%
8.6%
EPS (diluted)
ATR
ATR
ENVA
ENVA
Q1 26
$3.46
Q4 25
$1.13
$2.94
Q3 25
$1.92
$3.03
Q2 25
$1.67
$2.86
Q1 25
$1.17
$2.69
Q4 24
$1.48
$2.29
Q3 24
$1.48
$1.57
Q2 24
$1.34
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATR
ATR
ENVA
ENVA
Cash + ST InvestmentsLiquidity on hand
$409.5M
$96.1M
Total DebtLower is stronger
$1.1B
$4.8B
Stockholders' EquityBook value
$2.7B
Total Assets
$5.3B
$6.9B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATR
ATR
ENVA
ENVA
Q1 26
$96.1M
Q4 25
$409.5M
$71.7M
Q3 25
$264.8M
$53.6M
Q2 25
$169.8M
$55.6M
Q1 25
$136.8M
$55.5M
Q4 24
$226.2M
$73.9M
Q3 24
$327.9M
$67.5M
Q2 24
$223.9M
$60.1M
Total Debt
ATR
ATR
ENVA
ENVA
Q1 26
$4.8B
Q4 25
$1.1B
$4.5B
Q3 25
$546.0M
$4.1B
Q2 25
$535.1M
$4.0B
Q1 25
$561.2M
$3.8B
Q4 24
$688.1M
$3.6B
Q3 24
$822.7M
$3.3B
Q2 24
$681.5M
$3.2B
Stockholders' Equity
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
$2.7B
$1.3B
Q3 25
$2.8B
$1.3B
Q2 25
$2.7B
$1.2B
Q1 25
$2.5B
$1.2B
Q4 24
$2.5B
$1.2B
Q3 24
$2.5B
$1.2B
Q2 24
$2.4B
$1.1B
Total Assets
ATR
ATR
ENVA
ENVA
Q1 26
$6.9B
Q4 25
$5.3B
$6.5B
Q3 25
$5.1B
$6.0B
Q2 25
$4.9B
$5.7B
Q1 25
$4.5B
$5.5B
Q4 24
$4.4B
$5.3B
Q3 24
$4.6B
$5.0B
Q2 24
$4.5B
$4.8B
Debt / Equity
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
0.43×
3.37×
Q3 25
0.20×
3.20×
Q2 25
0.20×
3.23×
Q1 25
0.22×
3.14×
Q4 24
0.28×
2.98×
Q3 24
0.32×
2.79×
Q2 24
0.28×
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATR
ATR
ENVA
ENVA
Operating Cash FlowLast quarter
$183.7M
Free Cash FlowOCF − Capex
$96.9M
FCF MarginFCF / Revenue
10.1%
Capex IntensityCapex / Revenue
9.0%
Cash ConversionOCF / Net Profit
2.47×
TTM Free Cash FlowTrailing 4 quarters
$299.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
$183.7M
$498.8M
Q3 25
$177.6M
$481.8M
Q2 25
$126.0M
$447.4M
Q1 25
$82.7M
$391.1M
Q4 24
$178.2M
$430.5M
Q3 24
$229.3M
$398.6M
Q2 24
$143.6M
$360.9M
Free Cash Flow
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
$96.9M
$487.1M
Q3 25
$114.3M
$470.5M
Q2 25
$62.5M
$436.1M
Q1 25
$25.9M
$378.3M
Q4 24
$112.2M
$420.3M
Q3 24
$162.7M
$387.6M
Q2 24
$75.4M
$349.9M
FCF Margin
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
10.1%
58.0%
Q3 25
11.9%
58.6%
Q2 25
6.5%
57.1%
Q1 25
2.9%
50.7%
Q4 24
13.2%
57.6%
Q3 24
17.9%
56.2%
Q2 24
8.3%
55.7%
Capex Intensity
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
9.0%
1.4%
Q3 25
6.6%
1.4%
Q2 25
6.6%
1.5%
Q1 25
6.4%
1.7%
Q4 24
7.8%
1.4%
Q3 24
7.3%
1.6%
Q2 24
7.5%
1.8%
Cash Conversion
ATR
ATR
ENVA
ENVA
Q1 26
Q4 25
2.47×
6.32×
Q3 25
1.39×
6.00×
Q2 25
1.13×
5.87×
Q1 25
1.05×
5.36×
Q4 24
1.77×
6.76×
Q3 24
2.29×
9.18×
Q2 24
1.59×
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATR
ATR

Pharma Segment$833.1M87%
Other$129.6M13%

ENVA
ENVA

Segment breakdown not available.

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