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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.

Creative Media & Community Trust Corp is the larger business by last-quarter revenue ($28.5M vs $26.8M, roughly 1.1× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -125.8%, a 148.7% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.

AVBC vs CMCT — Head-to-Head

Bigger by revenue
CMCT
CMCT
1.1× larger
CMCT
$28.5M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
148.7% more per $
AVBC
22.9%
-125.8%
CMCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
CMCT
CMCT
Revenue
$26.8M
$28.5M
Net Profit
$5.3M
$-11.4M
Gross Margin
Operating Margin
33.3%
-125.6%
Net Margin
22.9%
-125.8%
Revenue YoY
3.6%
Net Profit YoY
-11.4%
EPS (diluted)
$-3.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
CMCT
CMCT
Q4 25
$26.8M
$28.5M
Q3 25
$28.0M
$26.2M
Q2 25
$25.9M
$29.7M
Q1 25
$22.9M
$32.3M
Q4 24
$27.5M
Q3 24
$28.6M
Q2 24
$34.4M
Q1 24
$34.0M
Net Profit
AVBC
AVBC
CMCT
CMCT
Q4 25
$5.3M
$-11.4M
Q3 25
$-907.0K
$-12.5M
Q2 25
$3.9M
$-9.0M
Q1 25
$-11.6M
$-6.1M
Q4 24
$-10.3M
Q3 24
$-10.4M
Q2 24
$-796.0K
Q1 24
$-3.7M
Operating Margin
AVBC
AVBC
CMCT
CMCT
Q4 25
33.3%
-125.6%
Q3 25
-7.0%
-47.7%
Q2 25
19.4%
-30.3%
Q1 25
-72.0%
-19.0%
Q4 24
-128.8%
Q3 24
-36.9%
Q2 24
-1.6%
Q1 24
-10.7%
Net Margin
AVBC
AVBC
CMCT
CMCT
Q4 25
22.9%
-125.8%
Q3 25
-3.2%
-47.5%
Q2 25
15.0%
-30.3%
Q1 25
-50.5%
-18.9%
Q4 24
-129.8%
Q3 24
-36.3%
Q2 24
-2.3%
Q1 24
-11.0%
EPS (diluted)
AVBC
AVBC
CMCT
CMCT
Q4 25
$-3.89
Q3 25
$-0.05
$-23.52
Q2 25
$-18.94
Q1 25
$-20.73
Q4 24
$97.71
Q3 24
$-305.04
Q2 24
$-98.64
Q1 24
$-125.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
CMCT
CMCT
Cash + ST InvestmentsLiquidity on hand
$275.0M
$15.4M
Total DebtLower is stronger
$509.8M
Stockholders' EquityBook value
$379.0M
$265.4M
Total Assets
$2.8B
$859.2M
Debt / EquityLower = less leverage
1.92×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
CMCT
CMCT
Q4 25
$275.0M
$15.4M
Q3 25
$208.3M
$17.3M
Q2 25
$592.5M
$27.8M
Q1 25
$19.8M
Q4 24
$20.3M
Q3 24
$18.5M
Q2 24
$29.3M
Q1 24
$21.3M
Total Debt
AVBC
AVBC
CMCT
CMCT
Q4 25
$509.8M
Q3 25
$527.8M
Q2 25
$535.6M
Q1 25
$512.7M
Q4 24
$505.7M
Q3 24
$478.3M
Q2 24
$485.1M
Q1 24
$472.8M
Stockholders' Equity
AVBC
AVBC
CMCT
CMCT
Q4 25
$379.0M
$265.4M
Q3 25
$372.0M
$281.9M
Q2 25
$191.4M
$287.1M
Q1 25
$186.1M
$293.0M
Q4 24
$304.5M
Q3 24
$321.0M
Q2 24
$351.1M
Q1 24
$369.9M
Total Assets
AVBC
AVBC
CMCT
CMCT
Q4 25
$2.8B
$859.2M
Q3 25
$2.8B
$871.8M
Q2 25
$3.0B
$885.0M
Q1 25
$2.7B
$882.3M
Q4 24
$889.6M
Q3 24
$868.0M
Q2 24
$891.2M
Q1 24
$887.5M
Debt / Equity
AVBC
AVBC
CMCT
CMCT
Q4 25
1.92×
Q3 25
1.87×
Q2 25
1.87×
Q1 25
1.75×
Q4 24
1.66×
Q3 24
1.49×
Q2 24
1.38×
Q1 24
1.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
CMCT
CMCT
Operating Cash FlowLast quarter
$28.4M
$5.8M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
CMCT
CMCT
Q4 25
$28.4M
$5.8M
Q3 25
$24.1M
$3.7M
Q2 25
$-2.3M
$-2.5M
Q1 25
$-2.2M
$1.2M
Q4 24
$17.0M
Q3 24
$10.3M
Q2 24
$3.9M
Q1 24
$1.6M
Free Cash Flow
AVBC
AVBC
CMCT
CMCT
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
AVBC
AVBC
CMCT
CMCT
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
AVBC
AVBC
CMCT
CMCT
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
AVBC
AVBC
CMCT
CMCT
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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