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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and IT TECH PACKAGING, INC. (ITP). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $25.6M, roughly 1.0× IT TECH PACKAGING, INC.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -5.7%, a 28.6% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $1.5M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.

AVBC vs ITP — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.0× larger
AVBC
$26.8M
$25.6M
ITP
Higher net margin
AVBC
AVBC
28.6% more per $
AVBC
22.9%
-5.7%
ITP
More free cash flow
AVBC
AVBC
$22.6M more FCF
AVBC
$24.1M
$1.5M
ITP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AVBC
AVBC
ITP
ITP
Revenue
$26.8M
$25.6M
Net Profit
$5.3M
$-1.4M
Gross Margin
7.9%
Operating Margin
33.3%
-3.9%
Net Margin
22.9%
-5.7%
Revenue YoY
2.1%
Net Profit YoY
26.6%
EPS (diluted)
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
ITP
ITP
Q4 25
$26.8M
Q3 25
$28.0M
$25.6M
Q2 25
$25.9M
$24.8M
Q1 25
$22.9M
$10.9M
Q4 24
$17.6M
Q3 24
$25.1M
Q2 24
$26.2M
Q1 24
$6.9M
Net Profit
AVBC
AVBC
ITP
ITP
Q4 25
$5.3M
Q3 25
$-907.0K
$-1.4M
Q2 25
$3.9M
$-2.0M
Q1 25
$-11.6M
$-3.5M
Q4 24
$-4.0M
Q3 24
$-2.0M
Q2 24
$-77.7K
Q1 24
$-3.7M
Gross Margin
AVBC
AVBC
ITP
ITP
Q4 25
Q3 25
7.9%
Q2 25
5.1%
Q1 25
0.8%
Q4 24
6.3%
Q3 24
7.6%
Q2 24
12.4%
Q1 24
5.8%
Operating Margin
AVBC
AVBC
ITP
ITP
Q4 25
33.3%
Q3 25
-7.0%
-3.9%
Q2 25
19.4%
-7.1%
Q1 25
-72.0%
-31.0%
Q4 24
-21.5%
Q3 24
-5.8%
Q2 24
2.1%
Q1 24
-51.0%
Net Margin
AVBC
AVBC
ITP
ITP
Q4 25
22.9%
Q3 25
-3.2%
-5.7%
Q2 25
15.0%
-7.9%
Q1 25
-50.5%
-32.2%
Q4 24
-22.9%
Q3 24
-7.9%
Q2 24
-0.3%
Q1 24
-54.6%
EPS (diluted)
AVBC
AVBC
ITP
ITP
Q4 25
Q3 25
$-0.05
$-0.11
Q2 25
$-0.16
Q1 25
$-0.35
Q4 24
$-0.40
Q3 24
$-0.20
Q2 24
$-0.01
Q1 24
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
ITP
ITP
Cash + ST InvestmentsLiquidity on hand
$275.0M
Total DebtLower is stronger
$4.7M
Stockholders' EquityBook value
$379.0M
$152.0M
Total Assets
$2.8B
$175.7M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
ITP
ITP
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
AVBC
AVBC
ITP
ITP
Q4 25
Q3 25
$4.7M
Q2 25
$4.7M
Q1 25
$4.7M
Q4 24
$4.7M
Q3 24
$8.9M
Q2 24
$11.3M
Q1 24
$11.4M
Stockholders' Equity
AVBC
AVBC
ITP
ITP
Q4 25
$379.0M
Q3 25
$372.0M
$152.0M
Q2 25
$191.4M
$152.3M
Q1 25
$186.1M
$152.8M
Q4 24
$156.1M
Q3 24
$164.3M
Q2 24
$163.5M
Q1 24
$164.3M
Total Assets
AVBC
AVBC
ITP
ITP
Q4 25
$2.8B
Q3 25
$2.8B
$175.7M
Q2 25
$3.0B
$175.2M
Q1 25
$2.7B
$175.2M
Q4 24
$177.5M
Q3 24
$190.0M
Q2 24
$191.4M
Q1 24
$177.5M
Debt / Equity
AVBC
AVBC
ITP
ITP
Q4 25
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.05×
Q2 24
0.07×
Q1 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
ITP
ITP
Operating Cash FlowLast quarter
$28.4M
$1.5M
Free Cash FlowOCF − Capex
$24.1M
$1.5M
FCF MarginFCF / Revenue
89.9%
5.9%
Capex IntensityCapex / Revenue
16.0%
0.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M
$3.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
ITP
ITP
Q4 25
$28.4M
Q3 25
$24.1M
$1.5M
Q2 25
$-2.3M
$1.4M
Q1 25
$-2.2M
$-2.5M
Q4 24
$3.5M
Q3 24
$1.5M
Q2 24
$721.9K
Q1 24
$624.4K
Free Cash Flow
AVBC
AVBC
ITP
ITP
Q4 25
$24.1M
Q3 25
$23.3M
$1.5M
Q2 25
$-3.3M
$1.3M
Q1 25
$-3.9M
$-2.5M
Q4 24
$3.5M
Q3 24
$1.2M
Q2 24
$668.3K
Q1 24
$615.4K
FCF Margin
AVBC
AVBC
ITP
ITP
Q4 25
89.9%
Q3 25
83.2%
5.9%
Q2 25
-12.8%
5.4%
Q1 25
-16.9%
-22.8%
Q4 24
19.6%
Q3 24
4.9%
Q2 24
2.5%
Q1 24
9.0%
Capex Intensity
AVBC
AVBC
ITP
ITP
Q4 25
16.0%
Q3 25
3.1%
0.0%
Q2 25
3.7%
0.1%
Q1 25
7.2%
0.1%
Q4 24
0.1%
Q3 24
1.0%
Q2 24
0.2%
Q1 24
0.1%
Cash Conversion
AVBC
AVBC
ITP
ITP
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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