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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and IT TECH PACKAGING, INC. (ITP). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $25.6M, roughly 1.0× IT TECH PACKAGING, INC.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -5.7%, a 28.6% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $1.5M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.
AVBC vs ITP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | ||
|---|---|---|
| Revenue | $26.8M | $25.6M |
| Net Profit | $5.3M | $-1.4M |
| Gross Margin | — | 7.9% |
| Operating Margin | 33.3% | -3.9% |
| Net Margin | 22.9% | -5.7% |
| Revenue YoY | — | 2.1% |
| Net Profit YoY | — | 26.6% |
| EPS (diluted) | — | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | — | ||
| Q3 25 | $28.0M | $25.6M | ||
| Q2 25 | $25.9M | $24.8M | ||
| Q1 25 | $22.9M | $10.9M | ||
| Q4 24 | — | $17.6M | ||
| Q3 24 | — | $25.1M | ||
| Q2 24 | — | $26.2M | ||
| Q1 24 | — | $6.9M |
| Q4 25 | $5.3M | — | ||
| Q3 25 | $-907.0K | $-1.4M | ||
| Q2 25 | $3.9M | $-2.0M | ||
| Q1 25 | $-11.6M | $-3.5M | ||
| Q4 24 | — | $-4.0M | ||
| Q3 24 | — | $-2.0M | ||
| Q2 24 | — | $-77.7K | ||
| Q1 24 | — | $-3.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 12.4% | ||
| Q1 24 | — | 5.8% |
| Q4 25 | 33.3% | — | ||
| Q3 25 | -7.0% | -3.9% | ||
| Q2 25 | 19.4% | -7.1% | ||
| Q1 25 | -72.0% | -31.0% | ||
| Q4 24 | — | -21.5% | ||
| Q3 24 | — | -5.8% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | -51.0% |
| Q4 25 | 22.9% | — | ||
| Q3 25 | -3.2% | -5.7% | ||
| Q2 25 | 15.0% | -7.9% | ||
| Q1 25 | -50.5% | -32.2% | ||
| Q4 24 | — | -22.9% | ||
| Q3 24 | — | -7.9% | ||
| Q2 24 | — | -0.3% | ||
| Q1 24 | — | -54.6% |
| Q4 25 | — | — | ||
| Q3 25 | $-0.05 | $-0.11 | ||
| Q2 25 | — | $-0.16 | ||
| Q1 25 | — | $-0.35 | ||
| Q4 24 | — | $-0.40 | ||
| Q3 24 | — | $-0.20 | ||
| Q2 24 | — | $-0.01 | ||
| Q1 24 | — | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | — |
| Total DebtLower is stronger | — | $4.7M |
| Stockholders' EquityBook value | $379.0M | $152.0M |
| Total Assets | $2.8B | $175.7M |
| Debt / EquityLower = less leverage | — | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | — | ||
| Q3 25 | $208.3M | — | ||
| Q2 25 | $592.5M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $4.7M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $4.7M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $8.9M | ||
| Q2 24 | — | $11.3M | ||
| Q1 24 | — | $11.4M |
| Q4 25 | $379.0M | — | ||
| Q3 25 | $372.0M | $152.0M | ||
| Q2 25 | $191.4M | $152.3M | ||
| Q1 25 | $186.1M | $152.8M | ||
| Q4 24 | — | $156.1M | ||
| Q3 24 | — | $164.3M | ||
| Q2 24 | — | $163.5M | ||
| Q1 24 | — | $164.3M |
| Q4 25 | $2.8B | — | ||
| Q3 25 | $2.8B | $175.7M | ||
| Q2 25 | $3.0B | $175.2M | ||
| Q1 25 | $2.7B | $175.2M | ||
| Q4 24 | — | $177.5M | ||
| Q3 24 | — | $190.0M | ||
| Q2 24 | — | $191.4M | ||
| Q1 24 | — | $177.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $1.5M |
| Free Cash FlowOCF − Capex | $24.1M | $1.5M |
| FCF MarginFCF / Revenue | 89.9% | 5.9% |
| Capex IntensityCapex / Revenue | 16.0% | 0.0% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $3.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | — | ||
| Q3 25 | $24.1M | $1.5M | ||
| Q2 25 | $-2.3M | $1.4M | ||
| Q1 25 | $-2.2M | $-2.5M | ||
| Q4 24 | — | $3.5M | ||
| Q3 24 | — | $1.5M | ||
| Q2 24 | — | $721.9K | ||
| Q1 24 | — | $624.4K |
| Q4 25 | $24.1M | — | ||
| Q3 25 | $23.3M | $1.5M | ||
| Q2 25 | $-3.3M | $1.3M | ||
| Q1 25 | $-3.9M | $-2.5M | ||
| Q4 24 | — | $3.5M | ||
| Q3 24 | — | $1.2M | ||
| Q2 24 | — | $668.3K | ||
| Q1 24 | — | $615.4K |
| Q4 25 | 89.9% | — | ||
| Q3 25 | 83.2% | 5.9% | ||
| Q2 25 | -12.8% | 5.4% | ||
| Q1 25 | -16.9% | -22.8% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 2.5% | ||
| Q1 24 | — | 9.0% |
| Q4 25 | 16.0% | — | ||
| Q3 25 | 3.1% | 0.0% | ||
| Q2 25 | 3.7% | 0.1% | ||
| Q1 25 | 7.2% | 0.1% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.