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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Marti Technologies, Inc. (MRT). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $14.6M, roughly 1.8× Marti Technologies, Inc.).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

The Marti Group is a Swiss construction company, consisting of over 80 subsidiaries, officially owned by Marti Holding AG. Besides Switzerland, they are active in neighboring countries such as Germany and Austria, and also outside of Europe such as China and Chile. The company is known for high-profile public and private sector projects and using innovative technologies. Their areas of expertise include building construction, construction and renovation of tunnels, road construction, hydrauli...

AVBC vs MRT — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.8× larger
AVBC
$26.8M
$14.6M
MRT

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
AVBC
AVBC
MRT
MRT
Revenue
$26.8M
$14.6M
Net Profit
$5.3M
Gross Margin
49.4%
Operating Margin
33.3%
-86.1%
Net Margin
22.9%
Revenue YoY
63.1%
Net Profit YoY
EPS (diluted)
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
MRT
MRT
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
$14.6M
Q1 25
$22.9M
Q2 24
$8.9M
Net Profit
AVBC
AVBC
MRT
MRT
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
Q1 25
$-11.6M
Q2 24
Gross Margin
AVBC
AVBC
MRT
MRT
Q4 25
Q3 25
Q2 25
49.4%
Q1 25
Q2 24
Operating Margin
AVBC
AVBC
MRT
MRT
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
-86.1%
Q1 25
-72.0%
Q2 24
-204.1%
Net Margin
AVBC
AVBC
MRT
MRT
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
Q1 25
-50.5%
Q2 24
EPS (diluted)
AVBC
AVBC
MRT
MRT
Q4 25
Q3 25
$-0.05
Q2 25
$-0.26
Q1 25
Q2 24
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
MRT
MRT
Cash + ST InvestmentsLiquidity on hand
$275.0M
$4.2M
Total DebtLower is stronger
$83.0M
Stockholders' EquityBook value
$379.0M
$-73.2M
Total Assets
$2.8B
$17.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
MRT
MRT
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
$4.2M
Q1 25
Q2 24
$9.0M
Total Debt
AVBC
AVBC
MRT
MRT
Q4 25
Q3 25
Q2 25
$83.0M
Q1 25
Q2 24
$60.2M
Stockholders' Equity
AVBC
AVBC
MRT
MRT
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
$-73.2M
Q1 25
$186.1M
Q2 24
$-51.2M
Total Assets
AVBC
AVBC
MRT
MRT
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
$17.2M
Q1 25
$2.7B
Q2 24
$25.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
MRT
MRT
Operating Cash FlowLast quarter
$28.4M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
MRT
MRT
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
Q1 25
$-2.2M
Q2 24
Free Cash Flow
AVBC
AVBC
MRT
MRT
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q2 24
FCF Margin
AVBC
AVBC
MRT
MRT
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q2 24
Capex Intensity
AVBC
AVBC
MRT
MRT
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q2 24
Cash Conversion
AVBC
AVBC
MRT
MRT
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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