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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
READING INTERNATIONAL INC is the larger business by last-quarter revenue ($50.3M vs $26.8M, roughly 1.9× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -5.1%, a 28.0% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $4.1M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
AVBC vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $50.3M |
| Net Profit | $5.3M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 33.3% | -1.9% |
| Net Margin | 22.9% | -5.1% |
| Revenue YoY | — | -14.2% |
| Net Profit YoY | — | -14.5% |
| EPS (diluted) | — | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $50.3M | ||
| Q3 25 | $28.0M | $52.2M | ||
| Q2 25 | $25.9M | $60.4M | ||
| Q1 25 | $22.9M | $40.2M | ||
| Q4 24 | — | $58.6M | ||
| Q3 24 | — | $60.1M | ||
| Q2 24 | — | $46.8M | ||
| Q1 24 | — | $45.1M |
| Q4 25 | $5.3M | $-2.6M | ||
| Q3 25 | $-907.0K | $-4.2M | ||
| Q2 25 | $3.9M | $-2.7M | ||
| Q1 25 | $-11.6M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | — | $-7.0M | ||
| Q2 24 | — | $-12.8M | ||
| Q1 24 | — | $-13.2M |
| Q4 25 | 33.3% | -1.9% | ||
| Q3 25 | -7.0% | -0.6% | ||
| Q2 25 | 19.4% | 4.8% | ||
| Q1 25 | -72.0% | -17.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | -0.6% | ||
| Q2 24 | — | -16.4% | ||
| Q1 24 | — | -16.7% |
| Q4 25 | 22.9% | -5.1% | ||
| Q3 25 | -3.2% | -8.0% | ||
| Q2 25 | 15.0% | -4.4% | ||
| Q1 25 | -50.5% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | — | -11.7% | ||
| Q2 24 | — | -27.4% | ||
| Q1 24 | — | -29.4% |
| Q4 25 | — | $-0.11 | ||
| Q3 25 | $-0.05 | $-0.18 | ||
| Q2 25 | — | $-0.12 | ||
| Q1 25 | — | $-0.21 | ||
| Q4 24 | — | $-0.11 | ||
| Q3 24 | — | $-0.31 | ||
| Q2 24 | — | $-0.57 | ||
| Q1 24 | — | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $379.0M | $-18.2M |
| Total Assets | $2.8B | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $10.5M | ||
| Q3 25 | $208.3M | $8.1M | ||
| Q2 25 | $592.5M | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $379.0M | $-18.2M | ||
| Q3 25 | $372.0M | $-12.1M | ||
| Q2 25 | $191.4M | $-7.7M | ||
| Q1 25 | $186.1M | $-8.1M | ||
| Q4 24 | — | $-4.4M | ||
| Q3 24 | — | $1.6M | ||
| Q2 24 | — | $6.5M | ||
| Q1 24 | — | $18.0M |
| Q4 25 | $2.8B | $434.9M | ||
| Q3 25 | $2.8B | $435.2M | ||
| Q2 25 | $3.0B | $438.1M | ||
| Q1 25 | $2.7B | $441.0M | ||
| Q4 24 | — | $471.0M | ||
| Q3 24 | — | $495.7M | ||
| Q2 24 | — | $494.9M | ||
| Q1 24 | — | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $4.3M |
| Free Cash FlowOCF − Capex | $24.1M | $4.1M |
| FCF MarginFCF / Revenue | 89.9% | 8.2% |
| Capex IntensityCapex / Revenue | 16.0% | 0.3% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $4.3M | ||
| Q3 25 | $24.1M | $295.0K | ||
| Q2 25 | $-2.3M | $1.6M | ||
| Q1 25 | $-2.2M | $-7.7M | ||
| Q4 24 | — | $8.0M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $-10.4M | ||
| Q1 24 | — | $-2.8M |
| Q4 25 | $24.1M | $4.1M | ||
| Q3 25 | $23.3M | $-246.0K | ||
| Q2 25 | $-3.3M | $1.2M | ||
| Q1 25 | $-3.9M | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M | ||
| Q1 24 | — | $-4.7M |
| Q4 25 | 89.9% | 8.2% | ||
| Q3 25 | 83.2% | -0.5% | ||
| Q2 25 | -12.8% | 1.9% | ||
| Q1 25 | -16.9% | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% | ||
| Q1 24 | — | -10.4% |
| Q4 25 | 16.0% | 0.3% | ||
| Q3 25 | 3.1% | 1.0% | ||
| Q2 25 | 3.7% | 0.6% | ||
| Q1 25 | 7.2% | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 4.3% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
