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Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and PETMED EXPRESS INC (PETS). Click either name above to swap in a different company.

PETMED EXPRESS INC is the larger business by last-quarter revenue ($40.7M vs $28.0M, roughly 1.5× Avidbank Holdings, Inc.). Avidbank Holdings, Inc. runs the higher net margin — 32.3% vs -26.0%, a 58.2% gap on every dollar of revenue.

Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.

PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.

AVBH vs PETS — Head-to-Head

Bigger by revenue
PETS
PETS
1.5× larger
PETS
$40.7M
$28.0M
AVBH
Higher net margin
AVBH
AVBH
58.2% more per $
AVBH
32.3%
-26.0%
PETS

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
AVBH
AVBH
PETS
PETS
Revenue
$28.0M
$40.7M
Net Profit
$9.0M
$-10.6M
Gross Margin
23.3%
Operating Margin
-25.7%
Net Margin
32.3%
-26.0%
Revenue YoY
-23.3%
Net Profit YoY
65.9%
-1392.6%
EPS (diluted)
$0.84
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBH
AVBH
PETS
PETS
Q1 26
$28.0M
Q4 25
$26.8M
$40.7M
Q3 25
$48.0K
$44.4M
Q2 25
$21.8M
$51.2M
Q1 25
$50.8M
Q4 24
$52.0M
Q3 24
$58.0M
Q2 24
$66.2M
Net Profit
AVBH
AVBH
PETS
PETS
Q1 26
$9.0M
Q4 25
$6.9M
$-10.6M
Q3 25
$-37.7M
$-8.5M
Q2 25
$5.8M
$-34.2M
Q1 25
$-11.6M
Q4 24
$-707.0K
Q3 24
$2.3M
Q2 24
$3.8M
Gross Margin
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
23.3%
Q3 25
28.0%
Q2 25
28.1%
Q1 25
29.9%
Q4 24
31.0%
Q3 24
32.3%
Q2 24
28.8%
Operating Margin
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
-25.7%
Q3 25
-110491.7%
-18.9%
Q2 25
38.0%
-66.7%
Q1 25
-11.9%
Q4 24
-0.9%
Q3 24
1.0%
Q2 24
6.6%
Net Margin
AVBH
AVBH
PETS
PETS
Q1 26
32.3%
Q4 25
25.9%
-26.0%
Q3 25
-78614.6%
-19.2%
Q2 25
26.6%
-66.7%
Q1 25
-22.9%
Q4 24
-1.4%
Q3 24
4.0%
Q2 24
5.7%
EPS (diluted)
AVBH
AVBH
PETS
PETS
Q1 26
$0.84
Q4 25
$0.65
$-0.50
Q3 25
$-4.12
$-0.41
Q2 25
$0.75
$-1.65
Q1 25
$-0.56
Q4 24
$-0.03
Q3 24
$0.11
Q2 24
$0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBH
AVBH
PETS
PETS
Cash + ST InvestmentsLiquidity on hand
$26.9M
Total DebtLower is stronger
$55.0M
Stockholders' EquityBook value
$287.2M
$32.8M
Total Assets
$2.5B
$88.0M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
$26.9M
Q3 25
$36.1M
Q2 25
$41.1M
Q1 25
$54.7M
Q4 24
$50.1M
Q3 24
$52.0M
Q2 24
$46.0M
Total Debt
AVBH
AVBH
PETS
PETS
Q1 26
$55.0M
Q4 25
$60.0M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
AVBH
AVBH
PETS
PETS
Q1 26
$287.2M
Q4 25
$278.4M
$32.8M
Q3 25
$273.1M
$43.1M
Q2 25
$204.4M
$51.5M
Q1 25
$85.1M
Q4 24
$96.2M
Q3 24
$96.4M
Q2 24
$93.5M
Total Assets
AVBH
AVBH
PETS
PETS
Q1 26
$2.5B
Q4 25
$2.5B
$88.0M
Q3 25
$2.4B
$100.3M
Q2 25
$2.4B
$109.8M
Q1 25
$148.7M
Q4 24
$144.8M
Q3 24
$146.0M
Q2 24
$152.7M
Debt / Equity
AVBH
AVBH
PETS
PETS
Q1 26
0.19×
Q4 25
0.22×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBH
AVBH
PETS
PETS
Operating Cash FlowLast quarter
$-9.2M
Free Cash FlowOCF − Capex
$-9.2M
FCF MarginFCF / Revenue
-22.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-23.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
$-9.2M
Q3 25
$12.4M
$-2.2M
Q2 25
$10.7M
$-12.3M
Q1 25
$7.0M
Q4 24
$-1.2M
Q3 24
$7.4M
Q2 24
$-8.5M
Free Cash Flow
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
$-9.2M
Q3 25
$12.4M
$-4.8M
Q2 25
$10.6M
$-13.6M
Q1 25
$4.6M
Q4 24
$-1.9M
Q3 24
$6.1M
Q2 24
$-9.2M
FCF Margin
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
-22.7%
Q3 25
25783.3%
-10.8%
Q2 25
48.6%
-26.5%
Q1 25
9.1%
Q4 24
-3.7%
Q3 24
10.6%
Q2 24
-13.9%
Capex Intensity
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
0.1%
Q3 25
72.9%
5.9%
Q2 25
0.3%
2.5%
Q1 25
4.7%
Q4 24
1.5%
Q3 24
2.2%
Q2 24
1.0%
Cash Conversion
AVBH
AVBH
PETS
PETS
Q1 26
Q4 25
Q3 25
Q2 25
1.84×
Q1 25
Q4 24
Q3 24
3.18×
Q2 24
-2.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBH
AVBH

Net Interest Income$26.5M95%
Noninterest Income$1.5M5%

PETS
PETS

Reorder$34.0M84%
New Order$5.0M12%
Membership Fees$1.6M4%

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