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Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Avidbank Holdings, Inc. is the larger business by last-quarter revenue ($28.0M vs $19.1M, roughly 1.5× Americas Gold & Silver Corp). Avidbank Holdings, Inc. runs the higher net margin — 32.3% vs -82.3%, a 114.6% gap on every dollar of revenue.

Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

AVBH vs USAS — Head-to-Head

Bigger by revenue
AVBH
AVBH
1.5× larger
AVBH
$28.0M
$19.1M
USAS
Higher net margin
AVBH
AVBH
114.6% more per $
AVBH
32.3%
-82.3%
USAS

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
AVBH
AVBH
USAS
USAS
Revenue
$28.0M
$19.1M
Net Profit
$9.0M
$-15.7M
Gross Margin
34.2%
Operating Margin
Net Margin
32.3%
-82.3%
Revenue YoY
-28.0%
Net Profit YoY
65.9%
2.8%
EPS (diluted)
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBH
AVBH
USAS
USAS
Q1 26
$28.0M
Q4 25
$26.8M
Q3 25
$48.0K
$19.1M
Q2 25
$21.8M
Q3 24
$26.5M
Net Profit
AVBH
AVBH
USAS
USAS
Q1 26
$9.0M
Q4 25
$6.9M
Q3 25
$-37.7M
$-15.7M
Q2 25
$5.8M
Q3 24
$-16.2M
Gross Margin
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
34.2%
Q2 25
Q3 24
23.6%
Operating Margin
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
-110491.7%
Q2 25
38.0%
Q3 24
Net Margin
AVBH
AVBH
USAS
USAS
Q1 26
32.3%
Q4 25
25.9%
Q3 25
-78614.6%
-82.3%
Q2 25
26.6%
Q3 24
-60.9%
EPS (diluted)
AVBH
AVBH
USAS
USAS
Q1 26
$0.84
Q4 25
$0.65
Q3 25
$-4.12
Q2 25
$0.75
Q3 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBH
AVBH
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$39.1M
Total DebtLower is stronger
$55.0M
Stockholders' EquityBook value
$287.2M
$50.2M
Total Assets
$2.5B
$234.7M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
$39.1M
Q2 25
Q3 24
Total Debt
AVBH
AVBH
USAS
USAS
Q1 26
$55.0M
Q4 25
$60.0M
Q3 25
Q2 25
Q3 24
Stockholders' Equity
AVBH
AVBH
USAS
USAS
Q1 26
$287.2M
Q4 25
$278.4M
Q3 25
$273.1M
$50.2M
Q2 25
$204.4M
Q3 24
$53.1M
Total Assets
AVBH
AVBH
USAS
USAS
Q1 26
$2.5B
Q4 25
$2.5B
Q3 25
$2.4B
$234.7M
Q2 25
$2.4B
Q3 24
Debt / Equity
AVBH
AVBH
USAS
USAS
Q1 26
0.19×
Q4 25
0.22×
Q3 25
Q2 25
Q3 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBH
AVBH
USAS
USAS
Operating Cash FlowLast quarter
$-12.5M
Free Cash FlowOCF − Capex
$-41.3M
FCF MarginFCF / Revenue
-216.5%
Capex IntensityCapex / Revenue
150.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
$12.4M
$-12.5M
Q2 25
$10.7M
Q3 24
$2.4M
Free Cash Flow
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
$12.4M
$-41.3M
Q2 25
$10.6M
Q3 24
$-11.2M
FCF Margin
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
25783.3%
-216.5%
Q2 25
48.6%
Q3 24
-42.2%
Capex Intensity
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
72.9%
150.8%
Q2 25
0.3%
Q3 24
51.2%
Cash Conversion
AVBH
AVBH
USAS
USAS
Q1 26
Q4 25
Q3 25
Q2 25
1.84×
Q3 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBH
AVBH

Net Interest Income$26.5M95%
Noninterest Income$1.5M5%

USAS
USAS

Segment breakdown not available.

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