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Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and Zeo Energy Corp. (ZEO). Click either name above to swap in a different company.
Avidbank Holdings, Inc. is the larger business by last-quarter revenue ($28.0M vs $18.6M, roughly 1.5× Zeo Energy Corp.). Avidbank Holdings, Inc. runs the higher net margin — 32.3% vs -10.8%, a 43.1% gap on every dollar of revenue.
Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.
AVBH vs ZEO — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.0M | $18.6M |
| Net Profit | $9.0M | $-2.0M |
| Gross Margin | — | — |
| Operating Margin | — | -11.8% |
| Net Margin | 32.3% | -10.8% |
| Revenue YoY | — | -0.4% |
| Net Profit YoY | 65.9% | -360.9% |
| EPS (diluted) | $0.84 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $28.0M | — | ||
| Q4 25 | $26.8M | $18.6M | ||
| Q3 25 | $48.0K | $23.9M | ||
| Q2 25 | $21.8M | $18.1M | ||
| Q1 25 | — | $8.8M | ||
| Q4 24 | — | $18.6M | ||
| Q3 24 | — | $19.7M | ||
| Q2 24 | — | $14.8M |
| Q1 26 | $9.0M | — | ||
| Q4 25 | $6.9M | $-2.0M | ||
| Q3 25 | $-37.7M | $-3.2M | ||
| Q2 25 | $5.8M | $-2.4M | ||
| Q1 25 | — | $-6.4M | ||
| Q4 24 | — | $-435.3K | ||
| Q3 24 | — | $-424.3K | ||
| Q2 24 | — | $-277.8K |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 57.9% | ||
| Q2 25 | — | 59.8% | ||
| Q1 25 | — | 99.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 50.2% | ||
| Q2 24 | — | 52.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | -11.8% | ||
| Q3 25 | -110491.7% | -8.3% | ||
| Q2 25 | 38.0% | -15.8% | ||
| Q1 25 | — | -153.8% | ||
| Q4 24 | — | -6.0% | ||
| Q3 24 | — | -15.2% | ||
| Q2 24 | — | -18.0% |
| Q1 26 | 32.3% | — | ||
| Q4 25 | 25.9% | -10.8% | ||
| Q3 25 | -78614.6% | -13.5% | ||
| Q2 25 | 26.6% | -13.3% | ||
| Q1 25 | — | -72.4% | ||
| Q4 24 | — | -2.3% | ||
| Q3 24 | — | -2.2% | ||
| Q2 24 | — | -1.9% |
| Q1 26 | $0.84 | — | ||
| Q4 25 | $0.65 | — | ||
| Q3 25 | $-4.12 | — | ||
| Q2 25 | $0.75 | — | ||
| Q1 25 | — | $-0.48 | ||
| Q4 24 | — | $1.11 | ||
| Q3 24 | — | $-0.08 | ||
| Q2 24 | — | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $6.1M |
| Total DebtLower is stronger | $55.0M | $79.1K |
| Stockholders' EquityBook value | $287.2M | $5.3M |
| Total Assets | $2.5B | $56.9M |
| Debt / EquityLower = less leverage | 0.19× | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $3.9M | ||
| Q2 25 | — | $68.7K | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | $4.3M | ||
| Q2 24 | — | $5.3M |
| Q1 26 | $55.0M | — | ||
| Q4 25 | $60.0M | $79.1K | ||
| Q3 25 | — | $84.6K | ||
| Q2 25 | — | $642.8K | ||
| Q1 25 | — | $715.4K | ||
| Q4 24 | — | $787.7K | ||
| Q3 24 | — | $858.6K | ||
| Q2 24 | — | $1.6M |
| Q1 26 | $287.2M | — | ||
| Q4 25 | $278.4M | $5.3M | ||
| Q3 25 | $273.1M | $-1.7M | ||
| Q2 25 | $204.4M | $-59.4M | ||
| Q1 25 | — | $-23.1M | ||
| Q4 24 | — | $-88.9M | ||
| Q3 24 | — | $-39.3M | ||
| Q2 24 | — | $-53.0M |
| Q1 26 | $2.5B | — | ||
| Q4 25 | $2.5B | $56.9M | ||
| Q3 25 | $2.4B | $58.5M | ||
| Q2 25 | $2.4B | $46.2M | ||
| Q1 25 | — | $47.4M | ||
| Q4 24 | — | $61.0M | ||
| Q3 24 | — | $47.1M | ||
| Q2 24 | — | $49.1M |
| Q1 26 | 0.19× | — | ||
| Q4 25 | 0.22× | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $2.4M |
| Free Cash FlowOCF − Capex | — | $2.3M |
| FCF MarginFCF / Revenue | — | 12.2% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $2.4M | ||
| Q3 25 | $12.4M | $-6.6M | ||
| Q2 25 | $10.7M | $-2.3M | ||
| Q1 25 | — | $-2.3M | ||
| Q4 24 | — | $3.5M | ||
| Q3 24 | — | $162.2K | ||
| Q2 24 | — | $-2.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3M | ||
| Q3 25 | $12.4M | $-6.8M | ||
| Q2 25 | $10.6M | $-2.7M | ||
| Q1 25 | — | $-2.6M | ||
| Q4 24 | — | $3.4M | ||
| Q3 24 | — | $116.5K | ||
| Q2 24 | — | $-2.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 12.2% | ||
| Q3 25 | 25783.3% | -28.6% | ||
| Q2 25 | 48.6% | -15.0% | ||
| Q1 25 | — | -30.0% | ||
| Q4 24 | — | 18.2% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | -15.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.9% | ||
| Q3 25 | 72.9% | 1.0% | ||
| Q2 25 | 0.3% | 2.4% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.84× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBH
| Net Interest Income | $26.5M | 95% |
| Noninterest Income | $1.5M | 5% |
ZEO
| Nonrelated Party | $18.1M | 98% |
| Related Party | $432.1K | 2% |
