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Side-by-side financial comparison of Axos Financial, Inc. (AX) and ESCO TECHNOLOGIES INC (ESE). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $289.7M, roughly 1.4× ESCO TECHNOLOGIES INC). Axos Financial, Inc. runs the higher net margin — 31.8% vs 9.9%, a 21.9% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 7.8%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Esco is a Singaporean brand that develops, manufactures, and sells products and services for laboratories.
AX vs ESE — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $289.7M |
| Net Profit | $124.7M | $28.7M |
| Gross Margin | — | 41.4% |
| Operating Margin | — | 13.2% |
| Net Margin | 31.8% | 9.9% |
| Revenue YoY | — | 17.3% |
| Net Profit YoY | 18.5% | 22.2% |
| EPS (diluted) | $2.15 | $1.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $289.7M | ||
| Q3 25 | $323.4M | $286.5M | ||
| Q2 25 | $321.4M | $296.3M | ||
| Q1 25 | $308.8M | $265.5M | ||
| Q4 24 | $307.9M | $247.0M | ||
| Q3 24 | $320.7M | $298.5M | ||
| Q2 24 | $290.9M | $260.8M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $28.7M | ||
| Q3 25 | $112.4M | $218.7M | ||
| Q2 25 | $110.7M | $26.1M | ||
| Q1 25 | $105.2M | $31.0M | ||
| Q4 24 | $104.7M | $23.5M | ||
| Q3 24 | $112.3M | $34.3M | ||
| Q2 24 | $104.9M | $29.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 41.4% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 41.2% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 39.8% | ||
| Q3 24 | — | 40.1% | ||
| Q2 24 | — | 39.6% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 13.2% | ||
| Q3 25 | 46.3% | 17.2% | ||
| Q2 25 | 48.5% | 11.2% | ||
| Q1 25 | 47.9% | 15.3% | ||
| Q4 24 | 48.8% | 11.4% | ||
| Q3 24 | 49.6% | 14.8% | ||
| Q2 24 | 49.6% | 14.3% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 9.9% | ||
| Q3 25 | 34.7% | 76.3% | ||
| Q2 25 | 34.4% | 8.8% | ||
| Q1 25 | 34.1% | 11.7% | ||
| Q4 24 | 34.0% | 9.5% | ||
| Q3 24 | 35.0% | 11.5% | ||
| Q2 24 | 36.0% | 11.2% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $1.11 | ||
| Q3 25 | $1.94 | $8.43 | ||
| Q2 25 | $1.89 | $1.01 | ||
| Q1 25 | $1.81 | $1.20 | ||
| Q4 24 | $1.80 | $0.91 | ||
| Q3 24 | $1.93 | $1.32 | ||
| Q2 24 | $1.75 | $1.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $103.8M |
| Total DebtLower is stronger | — | $145.5M |
| Stockholders' EquityBook value | $3.1B | $1.6B |
| Total Assets | $29.2B | $2.4B |
| Debt / EquityLower = less leverage | — | 0.09× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $103.8M | ||
| Q3 25 | $2.6B | $101.3M | ||
| Q2 25 | $1.9B | $78.7M | ||
| Q1 25 | $2.0B | $57.4M | ||
| Q4 24 | $2.4B | $71.3M | ||
| Q3 24 | $2.6B | $66.0M | ||
| Q2 24 | $2.0B | $63.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $145.5M | ||
| Q3 25 | — | $186.0M | ||
| Q2 25 | $312.7M | $525.0M | ||
| Q1 25 | $377.4M | $88.0M | ||
| Q4 24 | $358.7M | $112.0M | ||
| Q3 24 | $313.5M | $122.0M | ||
| Q2 24 | $325.7M | $173.0M |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $1.6B | ||
| Q3 25 | $2.8B | $1.5B | ||
| Q2 25 | $2.7B | $1.3B | ||
| Q1 25 | $2.6B | $1.3B | ||
| Q4 24 | $2.5B | $1.2B | ||
| Q3 24 | $2.4B | $1.2B | ||
| Q2 24 | $2.3B | $1.2B |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $2.4B | ||
| Q3 25 | $27.4B | $2.4B | ||
| Q2 25 | $24.8B | $2.5B | ||
| Q1 25 | $24.0B | $1.8B | ||
| Q4 24 | $23.7B | $1.8B | ||
| Q3 24 | $23.6B | $1.8B | ||
| Q2 24 | $22.9B | $1.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | 0.12× | 0.40× | ||
| Q1 25 | 0.14× | 0.07× | ||
| Q4 24 | 0.14× | 0.09× | ||
| Q3 24 | 0.13× | 0.10× | ||
| Q2 24 | 0.14× | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $68.9M |
| Free Cash FlowOCF − Capex | — | $63.0M |
| FCF MarginFCF / Revenue | — | 21.7% |
| Capex IntensityCapex / Revenue | — | 2.0% |
| Cash ConversionOCF / Net Profit | — | 2.40× |
| TTM Free Cash FlowTrailing 4 quarters | — | $239.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $68.9M | ||
| Q3 25 | $118.4M | $109.9M | ||
| Q2 25 | $490.3M | $73.7M | ||
| Q1 25 | $73.7M | $24.1M | ||
| Q4 24 | $162.5M | $34.2M | ||
| Q3 24 | $70.8M | $72.1M | ||
| Q2 24 | $305.5M | $36.2M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $63.0M | ||
| Q3 25 | $109.3M | $97.8M | ||
| Q2 25 | $436.1M | $64.9M | ||
| Q1 25 | $65.1M | $14.0M | ||
| Q4 24 | $156.4M | $29.0M | ||
| Q3 24 | $53.0M | $60.9M | ||
| Q2 24 | $269.5M | $27.6M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 21.7% | ||
| Q3 25 | 33.8% | 34.1% | ||
| Q2 25 | 135.7% | 21.9% | ||
| Q1 25 | 21.1% | 5.3% | ||
| Q4 24 | 50.8% | 11.7% | ||
| Q3 24 | 16.5% | 20.4% | ||
| Q2 24 | 92.6% | 10.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.0% | ||
| Q3 25 | 2.8% | 4.2% | ||
| Q2 25 | 16.9% | 3.0% | ||
| Q1 25 | 2.8% | 3.8% | ||
| Q4 24 | 2.0% | 2.1% | ||
| Q3 24 | 5.5% | 3.8% | ||
| Q2 24 | 12.4% | 3.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 2.40× | ||
| Q3 25 | 1.05× | 0.50× | ||
| Q2 25 | 4.43× | 2.83× | ||
| Q1 25 | 0.70× | 0.78× | ||
| Q4 24 | 1.55× | 1.46× | ||
| Q3 24 | 0.63× | 2.10× | ||
| Q2 24 | 2.91× | 1.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
ESE
| US Government | $98.0M | 34% |
| Utility Solutions Group | $87.5M | 30% |
| RF Shielding And Test | $58.3M | 20% |
| Commercial | $45.8M | 16% |
| Related Party | $1.3M | 0% |
