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Side-by-side financial comparison of Axos Financial, Inc. (AX) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($385.1M vs $367.6M, roughly 1.0× PROSPERITY BANCSHARES INC). Axos Financial, Inc. runs the higher net margin — 33.3% vs 31.6%, a 1.7% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 14.3%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
AX vs PB — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $367.6M |
| Net Profit | $128.4M | $116.3M |
| Gross Margin | — | — |
| Operating Margin | 45.6% | — |
| Net Margin | 33.3% | 31.6% |
| Revenue YoY | 25.1% | — |
| Net Profit YoY | 22.6% | -10.7% |
| EPS (diluted) | $2.22 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $385.1M | $275.0M | ||
| Q3 25 | $323.4M | $273.4M | ||
| Q2 25 | $321.4M | $267.7M | ||
| Q1 25 | $308.8M | $265.4M | ||
| Q4 24 | $307.9M | $267.8M | ||
| Q3 24 | $320.7M | $261.7M | ||
| Q2 24 | $290.9M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $128.4M | $139.9M | ||
| Q3 25 | $112.4M | $137.6M | ||
| Q2 25 | $110.7M | $135.2M | ||
| Q1 25 | $105.2M | $130.2M | ||
| Q4 24 | $104.7M | $130.1M | ||
| Q3 24 | $112.3M | $127.3M | ||
| Q2 24 | $104.9M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 65.1% | ||
| Q3 25 | 46.3% | 64.4% | ||
| Q2 25 | 48.5% | 64.3% | ||
| Q1 25 | 47.9% | 62.7% | ||
| Q4 24 | 48.8% | 62.0% | ||
| Q3 24 | 49.6% | 62.1% | ||
| Q2 24 | 49.6% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 33.3% | 50.9% | ||
| Q3 25 | 34.7% | 50.3% | ||
| Q2 25 | 34.4% | 50.5% | ||
| Q1 25 | 34.1% | 49.1% | ||
| Q4 24 | 34.0% | 48.6% | ||
| Q3 24 | 35.0% | 48.6% | ||
| Q2 24 | 36.0% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $2.22 | $1.48 | ||
| Q3 25 | $1.94 | $1.45 | ||
| Q2 25 | $1.89 | $1.42 | ||
| Q1 25 | $1.81 | $1.37 | ||
| Q4 24 | $1.80 | $1.36 | ||
| Q3 24 | $1.93 | $1.34 | ||
| Q2 24 | $1.75 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.9B | $8.2B |
| Total Assets | $28.2B | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $2.9B | $7.6B | ||
| Q3 25 | $2.8B | $7.7B | ||
| Q2 25 | $2.7B | $7.6B | ||
| Q1 25 | $2.6B | $7.5B | ||
| Q4 24 | $2.5B | $7.4B | ||
| Q3 24 | $2.4B | $7.4B | ||
| Q2 24 | $2.3B | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $28.2B | $38.5B | ||
| Q3 25 | $27.4B | $38.3B | ||
| Q2 25 | $24.8B | $38.4B | ||
| Q1 25 | $24.0B | $38.8B | ||
| Q4 24 | $23.7B | $39.6B | ||
| Q3 24 | $23.6B | $40.1B | ||
| Q2 24 | $22.9B | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | — |
| Free Cash FlowOCF − Capex | $85.4M | — |
| FCF MarginFCF / Revenue | 22.2% | — |
| Capex IntensityCapex / Revenue | 4.9% | — |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $78.3M | ||
| Q3 25 | $118.4M | $194.8M | ||
| Q2 25 | $490.3M | $98.2M | ||
| Q1 25 | $73.7M | $178.2M | ||
| Q4 24 | $162.5M | $-205.8M | ||
| Q3 24 | $70.8M | $274.6M | ||
| Q2 24 | $305.5M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $68.5M | ||
| Q3 25 | $109.3M | $185.7M | ||
| Q2 25 | $436.1M | $91.8M | ||
| Q1 25 | $65.1M | $171.1M | ||
| Q4 24 | $156.4M | $-210.7M | ||
| Q3 24 | $53.0M | $270.2M | ||
| Q2 24 | $269.5M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 24.9% | ||
| Q3 25 | 33.8% | 67.9% | ||
| Q2 25 | 135.7% | 34.3% | ||
| Q1 25 | 21.1% | 64.5% | ||
| Q4 24 | 50.8% | -78.7% | ||
| Q3 24 | 16.5% | 103.3% | ||
| Q2 24 | 92.6% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 3.6% | ||
| Q3 25 | 2.8% | 3.3% | ||
| Q2 25 | 16.9% | 2.4% | ||
| Q1 25 | 2.8% | 2.7% | ||
| Q4 24 | 2.0% | 1.8% | ||
| Q3 24 | 5.5% | 1.7% | ||
| Q2 24 | 12.4% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 0.56× | ||
| Q3 25 | 1.05× | 1.42× | ||
| Q2 25 | 4.43× | 0.73× | ||
| Q1 25 | 0.70× | 1.37× | ||
| Q4 24 | 1.55× | -1.58× | ||
| Q3 24 | 0.63× | 2.16× | ||
| Q2 24 | 2.91× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
Segment breakdown not available.
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
