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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Five9, Inc. (FIVN). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($385.1M vs $300.3M, roughly 1.3× Five9, Inc.). On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs 7.8%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $77.3M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs 10.3%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
AX vs FIVN — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $300.3M |
| Net Profit | $128.4M | — |
| Gross Margin | — | 55.4% |
| Operating Margin | 45.6% | 6.6% |
| Net Margin | 33.3% | — |
| Revenue YoY | 25.1% | 7.8% |
| Net Profit YoY | 22.6% | — |
| EPS (diluted) | $2.22 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.1M | $300.3M | ||
| Q3 25 | $323.4M | $285.8M | ||
| Q2 25 | $321.4M | $283.3M | ||
| Q1 25 | $308.8M | $279.7M | ||
| Q4 24 | $307.9M | $278.7M | ||
| Q3 24 | $320.7M | $264.2M | ||
| Q2 24 | $290.9M | $252.1M | ||
| Q1 24 | $294.8M | $247.0M |
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $18.0M | ||
| Q2 25 | $110.7M | $1.2M | ||
| Q1 25 | $105.2M | $576.0K | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $-4.5M | ||
| Q2 24 | $104.9M | $-12.8M | ||
| Q1 24 | $110.7M | $-7.1M |
| Q4 25 | — | 55.4% | ||
| Q3 25 | — | 55.0% | ||
| Q2 25 | — | 54.9% | ||
| Q1 25 | — | 55.0% | ||
| Q4 24 | — | 56.0% | ||
| Q3 24 | — | 53.8% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 53.6% |
| Q4 25 | 45.6% | 6.6% | ||
| Q3 25 | 46.3% | 5.6% | ||
| Q2 25 | 48.5% | -0.6% | ||
| Q1 25 | 47.9% | -1.9% | ||
| Q4 24 | 48.8% | 1.5% | ||
| Q3 24 | 49.6% | -5.8% | ||
| Q2 24 | 49.6% | -7.7% | ||
| Q1 24 | 52.8% | -8.4% |
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | 6.3% | ||
| Q2 25 | 34.4% | 0.4% | ||
| Q1 25 | 34.1% | 0.2% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | -1.7% | ||
| Q2 24 | 36.0% | -5.1% | ||
| Q1 24 | 37.6% | -2.9% |
| Q4 25 | $2.22 | $0.22 | ||
| Q3 25 | $1.94 | $0.21 | ||
| Q2 25 | $1.89 | $0.01 | ||
| Q1 25 | $1.81 | $0.01 | ||
| Q4 24 | $1.80 | $0.16 | ||
| Q3 24 | $1.93 | $-0.06 | ||
| Q2 24 | $1.75 | $-0.17 | ||
| Q1 24 | $1.91 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $232.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.9B | $785.8M |
| Total Assets | $28.2B | $1.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $232.1M | ||
| Q3 25 | $2.6B | $193.4M | ||
| Q2 25 | $1.9B | $205.5M | ||
| Q1 25 | $2.0B | $370.3M | ||
| Q4 24 | $2.4B | $362.5M | ||
| Q3 24 | $2.6B | $291.0M | ||
| Q2 24 | $2.0B | $175.7M | ||
| Q1 24 | $2.1B | $240.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — | ||
| Q1 24 | $330.4M | — |
| Q4 25 | $2.9B | $785.8M | ||
| Q3 25 | $2.8B | $775.3M | ||
| Q2 25 | $2.7B | $717.4M | ||
| Q1 25 | $2.6B | $664.3M | ||
| Q4 24 | $2.5B | $622.2M | ||
| Q3 24 | $2.4B | $565.6M | ||
| Q2 24 | $2.3B | $525.9M | ||
| Q1 24 | $2.2B | $483.6M |
| Q4 25 | $28.2B | $1.8B | ||
| Q3 25 | $27.4B | $1.8B | ||
| Q2 25 | $24.8B | $1.7B | ||
| Q1 25 | $24.0B | $2.1B | ||
| Q4 24 | $23.7B | $2.1B | ||
| Q3 24 | $23.6B | $2.0B | ||
| Q2 24 | $22.9B | $1.9B | ||
| Q1 24 | $22.6B | $1.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $83.6M |
| Free Cash FlowOCF − Capex | $85.4M | $77.3M |
| FCF MarginFCF / Revenue | 22.2% | 25.8% |
| Capex IntensityCapex / Revenue | 4.9% | 2.1% |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | $201.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $83.6M | ||
| Q3 25 | $118.4M | $59.2M | ||
| Q2 25 | $490.3M | $35.1M | ||
| Q1 25 | $73.7M | $48.4M | ||
| Q4 24 | $162.5M | $49.8M | ||
| Q3 24 | $70.8M | $41.1M | ||
| Q2 24 | $305.5M | $19.9M | ||
| Q1 24 | $115.8M | $32.4M |
| Q4 25 | $85.4M | $77.3M | ||
| Q3 25 | $109.3M | $48.7M | ||
| Q2 25 | $436.1M | $31.6M | ||
| Q1 25 | $65.1M | $43.7M | ||
| Q4 24 | $156.4M | $40.5M | ||
| Q3 24 | $53.0M | $26.7M | ||
| Q2 24 | $269.5M | $13.1M | ||
| Q1 24 | $107.3M | $20.4M |
| Q4 25 | 22.2% | 25.8% | ||
| Q3 25 | 33.8% | 17.0% | ||
| Q2 25 | 135.7% | 11.1% | ||
| Q1 25 | 21.1% | 15.6% | ||
| Q4 24 | 50.8% | 14.5% | ||
| Q3 24 | 16.5% | 10.1% | ||
| Q2 24 | 92.6% | 5.2% | ||
| Q1 24 | 36.4% | 8.3% |
| Q4 25 | 4.9% | 2.1% | ||
| Q3 25 | 2.8% | 3.7% | ||
| Q2 25 | 16.9% | 1.2% | ||
| Q1 25 | 2.8% | 1.7% | ||
| Q4 24 | 2.0% | 3.3% | ||
| Q3 24 | 5.5% | 5.4% | ||
| Q2 24 | 12.4% | 2.7% | ||
| Q1 24 | 2.9% | 4.8% |
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 3.29× | ||
| Q2 25 | 4.43× | 30.38× | ||
| Q1 25 | 0.70× | 84.00× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — | ||
| Q1 24 | 1.05× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
