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Side-by-side financial comparison of Axos Financial, Inc. (AX) and HAVERTY FURNITURE COMPANIES INC (HVT). Click either name above to swap in a different company.

Axos Financial, Inc. is the larger business by last-quarter revenue ($385.1M vs $201.9M, roughly 1.9× HAVERTY FURNITURE COMPANIES INC). Axos Financial, Inc. runs the higher net margin — 33.3% vs 4.2%, a 29.1% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs 9.5%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $3.0M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs 4.8%).

Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.

Furniture Brands International, Inc. was a home furnishings company, headquartered in Clayton, Missouri. The company began in 1911 as International Shoe Company with the merger of Roberts, Johnson & Rand Shoe Company and Peters Shoe Company. In 1966, the company changed its name to Interco as the result of diversification, and once the company exited the shoe business, adopted the name Furniture Brands International. Some of the brands it owned in the furniture industry included Broyhill, Tho...

AX vs HVT — Head-to-Head

Bigger by revenue
AX
AX
1.9× larger
AX
$385.1M
$201.9M
HVT
Growing faster (revenue YoY)
AX
AX
+15.5% gap
AX
25.1%
9.5%
HVT
Higher net margin
AX
AX
29.1% more per $
AX
33.3%
4.2%
HVT
More free cash flow
AX
AX
$82.5M more FCF
AX
$85.4M
$3.0M
HVT
Faster 2-yr revenue CAGR
AX
AX
Annualised
AX
14.3%
4.8%
HVT

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
AX
AX
HVT
HVT
Revenue
$385.1M
$201.9M
Net Profit
$128.4M
$8.5M
Gross Margin
60.4%
Operating Margin
45.6%
5.3%
Net Margin
33.3%
4.2%
Revenue YoY
25.1%
9.5%
Net Profit YoY
22.6%
4.1%
EPS (diluted)
$2.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AX
AX
HVT
HVT
Q4 25
$385.1M
$201.9M
Q3 25
$323.4M
$194.5M
Q2 25
$321.4M
$181.0M
Q1 25
$308.8M
$181.6M
Q4 24
$307.9M
$184.4M
Q3 24
$320.7M
$175.9M
Q2 24
$290.9M
$178.6M
Q1 24
$294.8M
$184.0M
Net Profit
AX
AX
HVT
HVT
Q4 25
$128.4M
$8.5M
Q3 25
$112.4M
$4.7M
Q2 25
$110.7M
$2.7M
Q1 25
$105.2M
$3.8M
Q4 24
$104.7M
$8.2M
Q3 24
$112.3M
$4.9M
Q2 24
$104.9M
$4.4M
Q1 24
$110.7M
$2.4M
Gross Margin
AX
AX
HVT
HVT
Q4 25
60.4%
Q3 25
60.3%
Q2 25
60.8%
Q1 25
61.2%
Q4 24
61.9%
Q3 24
60.2%
Q2 24
60.4%
Q1 24
60.3%
Operating Margin
AX
AX
HVT
HVT
Q4 25
45.6%
5.3%
Q3 25
46.3%
3.3%
Q2 25
48.5%
2.4%
Q1 25
47.9%
2.9%
Q4 24
48.8%
5.2%
Q3 24
49.6%
3.9%
Q2 24
49.6%
3.6%
Q1 24
52.8%
1.7%
Net Margin
AX
AX
HVT
HVT
Q4 25
33.3%
4.2%
Q3 25
34.7%
2.4%
Q2 25
34.4%
1.5%
Q1 25
34.1%
2.1%
Q4 24
34.0%
4.4%
Q3 24
35.0%
2.8%
Q2 24
36.0%
2.5%
Q1 24
37.6%
1.3%
EPS (diluted)
AX
AX
HVT
HVT
Q4 25
$2.22
Q3 25
$1.94
Q2 25
$1.89
Q1 25
$1.81
Q4 24
$1.80
Q3 24
$1.93
Q2 24
$1.75
Q1 24
$1.91

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AX
AX
HVT
HVT
Cash + ST InvestmentsLiquidity on hand
$1.0B
$125.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.9B
$307.9M
Total Assets
$28.2B
$649.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AX
AX
HVT
HVT
Q4 25
$1.0B
$125.3M
Q3 25
$2.6B
$130.5M
Q2 25
$1.9B
$107.4M
Q1 25
$2.0B
$111.9M
Q4 24
$2.4B
$120.0M
Q3 24
$2.6B
$121.2M
Q2 24
$2.0B
$109.9M
Q1 24
$2.1B
$111.8M
Total Debt
AX
AX
HVT
HVT
Q4 25
Q3 25
Q2 25
$312.7M
Q1 25
$377.4M
Q4 24
$358.7M
Q3 24
$313.5M
Q2 24
$325.7M
Q1 24
$330.4M
Stockholders' Equity
AX
AX
HVT
HVT
Q4 25
$2.9B
$307.9M
Q3 25
$2.8B
$306.0M
Q2 25
$2.7B
$304.9M
Q1 25
$2.6B
$305.4M
Q4 24
$2.5B
$307.6M
Q3 24
$2.4B
$307.8M
Q2 24
$2.3B
$307.1M
Q1 24
$2.2B
$306.7M
Total Assets
AX
AX
HVT
HVT
Q4 25
$28.2B
$649.1M
Q3 25
$27.4B
$651.7M
Q2 25
$24.8B
$642.7M
Q1 25
$24.0B
$642.7M
Q4 24
$23.7B
$648.7M
Q3 24
$23.6B
$659.3M
Q2 24
$22.9B
$642.1M
Q1 24
$22.6B
$640.5M
Debt / Equity
AX
AX
HVT
HVT
Q4 25
Q3 25
Q2 25
0.12×
Q1 25
0.14×
Q4 24
0.14×
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AX
AX
HVT
HVT
Operating Cash FlowLast quarter
$104.1M
$7.4M
Free Cash FlowOCF − Capex
$85.4M
$3.0M
FCF MarginFCF / Revenue
22.2%
1.5%
Capex IntensityCapex / Revenue
4.9%
2.2%
Cash ConversionOCF / Net Profit
0.81×
0.86×
TTM Free Cash FlowTrailing 4 quarters
$695.9M
$33.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AX
AX
HVT
HVT
Q4 25
$104.1M
$7.4M
Q3 25
$118.4M
$31.9M
Q2 25
$490.3M
$7.2M
Q1 25
$73.7M
$6.2M
Q4 24
$162.5M
$16.9M
Q3 24
$70.8M
$24.4M
Q2 24
$305.5M
$14.4M
Q1 24
$115.8M
$3.1M
Free Cash Flow
AX
AX
HVT
HVT
Q4 25
$85.4M
$3.0M
Q3 25
$109.3M
$28.3M
Q2 25
$436.1M
$1.6M
Q1 25
$65.1M
$27.0K
Q4 24
$156.4M
$9.1M
Q3 24
$53.0M
$16.1M
Q2 24
$269.5M
$4.9M
Q1 24
$107.3M
$-3.3M
FCF Margin
AX
AX
HVT
HVT
Q4 25
22.2%
1.5%
Q3 25
33.8%
14.6%
Q2 25
135.7%
0.9%
Q1 25
21.1%
0.0%
Q4 24
50.8%
4.9%
Q3 24
16.5%
9.2%
Q2 24
92.6%
2.7%
Q1 24
36.4%
-1.8%
Capex Intensity
AX
AX
HVT
HVT
Q4 25
4.9%
2.2%
Q3 25
2.8%
1.8%
Q2 25
16.9%
3.1%
Q1 25
2.8%
3.4%
Q4 24
2.0%
4.2%
Q3 24
5.5%
4.7%
Q2 24
12.4%
5.3%
Q1 24
2.9%
3.5%
Cash Conversion
AX
AX
HVT
HVT
Q4 25
0.81×
0.86×
Q3 25
1.05×
6.75×
Q2 25
4.43×
2.69×
Q1 25
0.70×
1.63×
Q4 24
1.55×
2.06×
Q3 24
0.63×
4.96×
Q2 24
2.91×
3.25×
Q1 24
1.05×
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AX
AX

Segment breakdown not available.

HVT
HVT

Upholstery$91.0M45%
Bedroom Furniture$29.2M14%
Accessories And Other$28.4M14%
Dining Room Furniture$22.8M11%
Mattresses$16.1M8%
Occasional$14.4M7%

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