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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Installed Building Products, Inc. (IBP). Click either name above to swap in a different company.
Installed Building Products, Inc. is the larger business by last-quarter revenue ($747.5M vs $385.1M, roughly 1.9× Axos Financial, Inc.). Axos Financial, Inc. runs the higher net margin — 33.3% vs 10.2%, a 23.1% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs -0.4%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $49.3M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs 3.9%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Installed Building Products, Inc. is a leading US-based provider of professional installation services for building products. Core offerings include insulation, gutters, garage doors, fire protection systems and window treatments, serving residential new construction, repair & remodel, and commercial construction segments across most US regions.
AX vs IBP — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $747.5M |
| Net Profit | $128.4M | $76.6M |
| Gross Margin | — | 35.0% |
| Operating Margin | 45.6% | 14.6% |
| Net Margin | 33.3% | 10.2% |
| Revenue YoY | 25.1% | -0.4% |
| Net Profit YoY | 22.6% | 14.5% |
| EPS (diluted) | $2.22 | $2.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.1M | $747.5M | ||
| Q3 25 | $323.4M | $778.2M | ||
| Q2 25 | $321.4M | $760.3M | ||
| Q1 25 | $308.8M | $684.8M | ||
| Q4 24 | $307.9M | $750.2M | ||
| Q3 24 | $320.7M | $760.6M | ||
| Q2 24 | $290.9M | $737.6M | ||
| Q1 24 | $294.8M | $692.9M |
| Q4 25 | $128.4M | $76.6M | ||
| Q3 25 | $112.4M | $74.4M | ||
| Q2 25 | $110.7M | $69.0M | ||
| Q1 25 | $105.2M | $45.4M | ||
| Q4 24 | $104.7M | $66.9M | ||
| Q3 24 | $112.3M | $68.6M | ||
| Q2 24 | $104.9M | $65.2M | ||
| Q1 24 | $110.7M | $55.9M |
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 34.2% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 33.6% | ||
| Q3 24 | — | 33.8% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 33.8% |
| Q4 25 | 45.6% | 14.6% | ||
| Q3 25 | 46.3% | 13.7% | ||
| Q2 25 | 48.5% | 13.3% | ||
| Q1 25 | 47.9% | 10.2% | ||
| Q4 24 | 48.8% | 13.1% | ||
| Q3 24 | 49.6% | 13.3% | ||
| Q2 24 | 49.6% | 12.9% | ||
| Q1 24 | 52.8% | 12.7% |
| Q4 25 | 33.3% | 10.2% | ||
| Q3 25 | 34.7% | 9.6% | ||
| Q2 25 | 34.4% | 9.1% | ||
| Q1 25 | 34.1% | 6.6% | ||
| Q4 24 | 34.0% | 8.9% | ||
| Q3 24 | 35.0% | 9.0% | ||
| Q2 24 | 36.0% | 8.8% | ||
| Q1 24 | 37.6% | 8.1% |
| Q4 25 | $2.22 | $2.81 | ||
| Q3 25 | $1.94 | $2.74 | ||
| Q2 25 | $1.89 | $2.52 | ||
| Q1 25 | $1.81 | $1.64 | ||
| Q4 24 | $1.80 | $2.39 | ||
| Q3 24 | $1.93 | $2.44 | ||
| Q2 24 | $1.75 | $2.30 | ||
| Q1 24 | $1.91 | $1.97 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $321.9M |
| Total DebtLower is stronger | — | $886.6M |
| Stockholders' EquityBook value | $2.9B | $709.9M |
| Total Assets | $28.2B | $2.1B |
| Debt / EquityLower = less leverage | — | 1.25× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $321.9M | ||
| Q3 25 | $2.6B | $333.3M | ||
| Q2 25 | $1.9B | $305.2M | ||
| Q1 25 | $2.0B | $298.7M | ||
| Q4 24 | $2.4B | $327.6M | ||
| Q3 24 | $2.6B | $406.2M | ||
| Q2 24 | $2.0B | $380.3M | ||
| Q1 24 | $2.1B | $399.9M |
| Q4 25 | — | $886.6M | ||
| Q3 25 | — | $880.8M | ||
| Q2 25 | $312.7M | $876.1M | ||
| Q1 25 | $377.4M | $872.4M | ||
| Q4 24 | $358.7M | $874.8M | ||
| Q3 24 | $313.5M | $872.3M | ||
| Q2 24 | $325.7M | $875.8M | ||
| Q1 24 | $330.4M | $875.0M |
| Q4 25 | $2.9B | $709.9M | ||
| Q3 25 | $2.8B | $678.6M | ||
| Q2 25 | $2.7B | $664.5M | ||
| Q1 25 | $2.6B | $660.9M | ||
| Q4 24 | $2.5B | $705.3M | ||
| Q3 24 | $2.4B | $716.4M | ||
| Q2 24 | $2.3B | $685.3M | ||
| Q1 24 | $2.2B | $679.2M |
| Q4 25 | $28.2B | $2.1B | ||
| Q3 25 | $27.4B | $2.1B | ||
| Q2 25 | $24.8B | $2.0B | ||
| Q1 25 | $24.0B | $2.0B | ||
| Q4 24 | $23.7B | $2.1B | ||
| Q3 24 | $23.6B | $2.1B | ||
| Q2 24 | $22.9B | $2.0B | ||
| Q1 24 | $22.6B | $2.0B |
| Q4 25 | — | 1.25× | ||
| Q3 25 | — | 1.30× | ||
| Q2 25 | 0.12× | 1.32× | ||
| Q1 25 | 0.14× | 1.32× | ||
| Q4 24 | 0.14× | 1.24× | ||
| Q3 24 | 0.13× | 1.22× | ||
| Q2 24 | 0.14× | 1.28× | ||
| Q1 24 | 0.15× | 1.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $64.9M |
| Free Cash FlowOCF − Capex | $85.4M | $49.3M |
| FCF MarginFCF / Revenue | 22.2% | 6.6% |
| Capex IntensityCapex / Revenue | 4.9% | 2.1% |
| Cash ConversionOCF / Net Profit | 0.81× | 0.85× |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | $300.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $64.9M | ||
| Q3 25 | $118.4M | $124.0M | ||
| Q2 25 | $490.3M | $90.4M | ||
| Q1 25 | $73.7M | $92.1M | ||
| Q4 24 | $162.5M | $74.8M | ||
| Q3 24 | $70.8M | $101.4M | ||
| Q2 24 | $305.5M | $79.0M | ||
| Q1 24 | $115.8M | $84.8M |
| Q4 25 | $85.4M | $49.3M | ||
| Q3 25 | $109.3M | $104.8M | ||
| Q2 25 | $436.1M | $74.8M | ||
| Q1 25 | $65.1M | $71.9M | ||
| Q4 24 | $156.4M | $52.9M | ||
| Q3 24 | $53.0M | $77.3M | ||
| Q2 24 | $269.5M | $58.2M | ||
| Q1 24 | $107.3M | $63.0M |
| Q4 25 | 22.2% | 6.6% | ||
| Q3 25 | 33.8% | 13.5% | ||
| Q2 25 | 135.7% | 9.8% | ||
| Q1 25 | 21.1% | 10.5% | ||
| Q4 24 | 50.8% | 7.1% | ||
| Q3 24 | 16.5% | 10.2% | ||
| Q2 24 | 92.6% | 7.9% | ||
| Q1 24 | 36.4% | 9.1% |
| Q4 25 | 4.9% | 2.1% | ||
| Q3 25 | 2.8% | 2.5% | ||
| Q2 25 | 16.9% | 2.1% | ||
| Q1 25 | 2.8% | 2.9% | ||
| Q4 24 | 2.0% | 2.9% | ||
| Q3 24 | 5.5% | 3.2% | ||
| Q2 24 | 12.4% | 2.8% | ||
| Q1 24 | 2.9% | 3.1% |
| Q4 25 | 0.81× | 0.85× | ||
| Q3 25 | 1.05× | 1.67× | ||
| Q2 25 | 4.43× | 1.31× | ||
| Q1 25 | 0.70× | 2.03× | ||
| Q4 24 | 1.55× | 1.12× | ||
| Q3 24 | 0.63× | 1.48× | ||
| Q2 24 | 2.91× | 1.21× | ||
| Q1 24 | 1.05× | 1.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
Segment breakdown not available.
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
