vs
Side-by-side financial comparison of Axos Financial, Inc. (AX) and monday.com Ltd. (MNDY). Click either name above to swap in a different company.
monday.com Ltd. is the larger business by last-quarter revenue ($704.0M vs $392.2M, roughly 1.8× Axos Financial, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs 1.3%, a 30.5% gap on every dollar of revenue.
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Monday.com Ltd. is an Israeli-based cloud-based platform that allows users to create their own applications and project management software. The product was launched in 2014 and in July 2019, the company raised $150 million, based on a $1.9 billion valuation. The company went public in June 2021 and is based in Tel Aviv, Israel.
AX vs MNDY — Head-to-Head
Income Statement — Q3 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $704.0M |
| Net Profit | $124.7M | $9.4M |
| Gross Margin | — | 89.6% |
| Operating Margin | — | -4.4% |
| Net Margin | 31.8% | 1.3% |
| Revenue YoY | — | — |
| Net Profit YoY | 18.5% | — |
| EPS (diluted) | $2.15 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | — | ||
| Q3 25 | $323.4M | $704.0M | ||
| Q2 25 | $321.4M | $453.0M | ||
| Q1 25 | $308.8M | $216.9M | ||
| Q4 24 | $307.9M | — | ||
| Q3 24 | $320.7M | $527.1M | ||
| Q2 24 | $290.9M | $337.9M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $9.4M | ||
| Q2 25 | $110.7M | $21.4M | ||
| Q1 25 | $105.2M | $7.1M | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $-14.2M | ||
| Q2 24 | $104.9M | $-21.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 89.6% | ||
| Q2 25 | — | 89.6% | ||
| Q1 25 | — | 89.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 89.0% | ||
| Q2 24 | — | 89.2% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | — | ||
| Q3 25 | 46.3% | -4.4% | ||
| Q2 25 | 48.5% | -0.7% | ||
| Q1 25 | 47.9% | -2.3% | ||
| Q4 24 | 48.8% | — | ||
| Q3 24 | 49.6% | -7.1% | ||
| Q2 24 | 49.6% | -10.3% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | 1.3% | ||
| Q2 25 | 34.4% | 4.7% | ||
| Q1 25 | 34.1% | 3.3% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | -2.7% | ||
| Q2 24 | 36.0% | -6.4% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | — | ||
| Q3 25 | $1.94 | — | ||
| Q2 25 | $1.89 | — | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | — | ||
| Q3 24 | $1.93 | — | ||
| Q2 24 | $1.75 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.4B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $3.1B | $1.0B |
| Total Assets | $29.2B | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | $1.4B | ||
| Q2 25 | $1.9B | $1.7B | ||
| Q1 25 | $2.0B | $1.4B | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | $1.1B | ||
| Q2 24 | $2.0B | $1.3B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.8B | $1.0B | ||
| Q2 25 | $2.7B | $1.2B | ||
| Q1 25 | $2.6B | $1.0B | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.4B | $813.5M | ||
| Q2 24 | $2.3B | $910.1M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | — | ||
| Q3 25 | $27.4B | $1.7B | ||
| Q2 25 | $24.8B | $2.0B | ||
| Q1 25 | $24.0B | $1.7B | ||
| Q4 24 | $23.7B | — | ||
| Q3 24 | $23.6B | $1.3B | ||
| Q2 24 | $22.9B | $1.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $234.4M |
| Free Cash FlowOCF − Capex | — | $224.6M |
| FCF MarginFCF / Revenue | — | 31.9% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 25.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | $608.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $118.4M | $234.4M | ||
| Q2 25 | $490.3M | $147.7M | ||
| Q1 25 | $73.7M | $92.0M | ||
| Q4 24 | $162.5M | — | ||
| Q3 24 | $70.8M | $156.9M | ||
| Q2 24 | $305.5M | $90.3M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | $224.6M | ||
| Q2 25 | $436.1M | $141.8M | ||
| Q1 25 | $65.1M | $90.5M | ||
| Q4 24 | $156.4M | — | ||
| Q3 24 | $53.0M | $151.4M | ||
| Q2 24 | $269.5M | $85.6M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | — | ||
| Q3 25 | 33.8% | 31.9% | ||
| Q2 25 | 135.7% | 31.3% | ||
| Q1 25 | 21.1% | 41.7% | ||
| Q4 24 | 50.8% | — | ||
| Q3 24 | 16.5% | 28.7% | ||
| Q2 24 | 92.6% | 25.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | — | ||
| Q3 25 | 2.8% | 1.4% | ||
| Q2 25 | 16.9% | 1.3% | ||
| Q1 25 | 2.8% | 0.7% | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 5.5% | 1.0% | ||
| Q2 24 | 12.4% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 25.02× | ||
| Q2 25 | 4.43× | 6.91× | ||
| Q1 25 | 0.70× | 12.99× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
MNDY
Segment breakdown not available.
