vs
Side-by-side financial comparison of Axos Financial, Inc. (AX) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $212.2M, roughly 1.8× LiveRamp Holdings, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs 18.8%, a 13.0% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 11.1%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
AX vs RAMP — Head-to-Head
Income Statement — Q3 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $212.2M |
| Net Profit | $124.7M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | — | 18.6% |
| Net Margin | 31.8% | 18.8% |
| Revenue YoY | — | 8.6% |
| Net Profit YoY | 18.5% | 255.7% |
| EPS (diluted) | $2.15 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $212.2M | ||
| Q3 25 | $323.4M | $199.8M | ||
| Q2 25 | $321.4M | $194.8M | ||
| Q1 25 | $308.8M | $188.7M | ||
| Q4 24 | $307.9M | $195.4M | ||
| Q3 24 | $320.7M | $185.5M | ||
| Q2 24 | $290.9M | $176.0M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $39.9M | ||
| Q3 25 | $112.4M | $27.4M | ||
| Q2 25 | $110.7M | $7.7M | ||
| Q1 25 | $105.2M | $-6.3M | ||
| Q4 24 | $104.7M | $11.2M | ||
| Q3 24 | $112.3M | $1.7M | ||
| Q2 24 | $104.9M | $-7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 18.6% | ||
| Q3 25 | 46.3% | 10.7% | ||
| Q2 25 | 48.5% | 3.7% | ||
| Q1 25 | 47.9% | -6.1% | ||
| Q4 24 | 48.8% | 7.5% | ||
| Q3 24 | 49.6% | 4.0% | ||
| Q2 24 | 49.6% | -3.0% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 18.8% | ||
| Q3 25 | 34.7% | 13.7% | ||
| Q2 25 | 34.4% | 4.0% | ||
| Q1 25 | 34.1% | -3.3% | ||
| Q4 24 | 34.0% | 5.7% | ||
| Q3 24 | 35.0% | 0.9% | ||
| Q2 24 | 36.0% | -4.3% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.62 | ||
| Q3 25 | $1.94 | $0.42 | ||
| Q2 25 | $1.89 | $0.12 | ||
| Q1 25 | $1.81 | $-0.10 | ||
| Q4 24 | $1.80 | $0.17 | ||
| Q3 24 | $1.93 | $0.03 | ||
| Q2 24 | $1.75 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $403.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $3.1B | $962.3M |
| Total Assets | $29.2B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $403.4M | ||
| Q3 25 | $2.6B | $376.9M | ||
| Q2 25 | $1.9B | $371.1M | ||
| Q1 25 | $2.0B | $420.8M | ||
| Q4 24 | $2.4B | $384.3M | ||
| Q3 24 | $2.6B | $348.4M | ||
| Q2 24 | $2.0B | $342.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $962.3M | ||
| Q3 25 | $2.8B | $943.8M | ||
| Q2 25 | $2.7B | $947.8M | ||
| Q1 25 | $2.6B | $948.9M | ||
| Q4 24 | $2.5B | $957.7M | ||
| Q3 24 | $2.4B | $932.1M | ||
| Q2 24 | $2.3B | $951.9M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.3B | ||
| Q3 25 | $27.4B | $1.2B | ||
| Q2 25 | $24.8B | $1.2B | ||
| Q1 25 | $24.0B | $1.3B | ||
| Q4 24 | $23.7B | $1.3B | ||
| Q3 24 | $23.6B | $1.2B | ||
| Q2 24 | $22.9B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
RAMP
Segment breakdown not available.
