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Side-by-side financial comparison of Axos Financial, Inc. (AX) and TIDEWATER INC (TDW). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $336.8M, roughly 1.2× TIDEWATER INC). TIDEWATER INC runs the higher net margin — 65.3% vs 31.8%, a 33.5% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 2.4%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Tidewater, Inc. is a publicly traded international petroleum service company headquartered in Houston, Texas, U.S. It operates a fleet of ships, primarily providing vessels and marine services to the offshore petroleum and offshore wind industries.
AX vs TDW — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $336.8M |
| Net Profit | $124.7M | $219.9M |
| Gross Margin | — | — |
| Operating Margin | — | 19.0% |
| Net Margin | 31.8% | 65.3% |
| Revenue YoY | — | -2.4% |
| Net Profit YoY | 18.5% | 495.8% |
| EPS (diluted) | $2.15 | $4.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $336.8M | ||
| Q3 25 | $323.4M | $341.1M | ||
| Q2 25 | $321.4M | $341.4M | ||
| Q1 25 | $308.8M | $333.4M | ||
| Q4 24 | $307.9M | $345.1M | ||
| Q3 24 | $320.7M | $340.4M | ||
| Q2 24 | $290.9M | $339.2M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $219.9M | ||
| Q3 25 | $112.4M | $-806.0K | ||
| Q2 25 | $110.7M | $72.9M | ||
| Q1 25 | $105.2M | $42.7M | ||
| Q4 24 | $104.7M | $36.9M | ||
| Q3 24 | $112.3M | $46.4M | ||
| Q2 24 | $104.9M | $50.4M |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 19.0% | ||
| Q3 25 | 46.3% | 18.4% | ||
| Q2 25 | 48.5% | 23.7% | ||
| Q1 25 | 47.9% | 22.5% | ||
| Q4 24 | 48.8% | 23.6% | ||
| Q3 24 | 49.6% | 20.6% | ||
| Q2 24 | 49.6% | 23.0% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 65.3% | ||
| Q3 25 | 34.7% | -0.2% | ||
| Q2 25 | 34.4% | 21.4% | ||
| Q1 25 | 34.1% | 12.8% | ||
| Q4 24 | 34.0% | 10.7% | ||
| Q3 24 | 35.0% | 13.6% | ||
| Q2 24 | 36.0% | 14.8% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $4.37 | ||
| Q3 25 | $1.94 | $-0.02 | ||
| Q2 25 | $1.89 | $1.46 | ||
| Q1 25 | $1.81 | $0.83 | ||
| Q4 24 | $1.80 | $0.70 | ||
| Q3 24 | $1.93 | $0.87 | ||
| Q2 24 | $1.75 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $578.8M |
| Total DebtLower is stronger | — | $670.1M |
| Stockholders' EquityBook value | $3.1B | $1.4B |
| Total Assets | $29.2B | $2.4B |
| Debt / EquityLower = less leverage | — | 0.49× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $578.8M | ||
| Q3 25 | $2.6B | $428.2M | ||
| Q2 25 | $1.9B | $369.4M | ||
| Q1 25 | $2.0B | $341.8M | ||
| Q4 24 | $2.4B | $324.9M | ||
| Q3 24 | $2.6B | $280.8M | ||
| Q2 24 | $2.0B | $315.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $670.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $647.9M | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $1.4B | ||
| Q3 25 | $2.8B | $1.1B | ||
| Q2 25 | $2.7B | $1.1B | ||
| Q1 25 | $2.6B | $1.1B | ||
| Q4 24 | $2.5B | $1.1B | ||
| Q3 24 | $2.4B | $1.1B | ||
| Q2 24 | $2.3B | $1.1B |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $2.4B | ||
| Q3 25 | $27.4B | $2.1B | ||
| Q2 25 | $24.8B | $2.1B | ||
| Q1 25 | $24.0B | $2.1B | ||
| Q4 24 | $23.7B | $2.1B | ||
| Q3 24 | $23.6B | $2.0B | ||
| Q2 24 | $22.9B | $2.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.49× | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 0.58× | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $153.0M |
| Free Cash FlowOCF − Capex | — | $147.8M |
| FCF MarginFCF / Revenue | — | 43.9% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 0.70× |
| TTM Free Cash FlowTrailing 4 quarters | — | $353.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $153.0M | ||
| Q3 25 | $118.4M | $54.7M | ||
| Q2 25 | $490.3M | $85.4M | ||
| Q1 25 | $73.7M | $86.0M | ||
| Q4 24 | $162.5M | $100.0M | ||
| Q3 24 | $70.8M | $49.0M | ||
| Q2 24 | $305.5M | $78.6M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $147.8M | ||
| Q3 25 | $109.3M | $49.6M | ||
| Q2 25 | $436.1M | $80.2M | ||
| Q1 25 | $65.1M | $75.7M | ||
| Q4 24 | $156.4M | $95.5M | ||
| Q3 24 | $53.0M | $43.3M | ||
| Q2 24 | $269.5M | $72.3M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 43.9% | ||
| Q3 25 | 33.8% | 14.5% | ||
| Q2 25 | 135.7% | 23.5% | ||
| Q1 25 | 21.1% | 22.7% | ||
| Q4 24 | 50.8% | 27.7% | ||
| Q3 24 | 16.5% | 12.7% | ||
| Q2 24 | 92.6% | 21.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 1.5% | ||
| Q3 25 | 2.8% | 1.5% | ||
| Q2 25 | 16.9% | 1.5% | ||
| Q1 25 | 2.8% | 3.1% | ||
| Q4 24 | 2.0% | 1.3% | ||
| Q3 24 | 5.5% | 1.7% | ||
| Q2 24 | 12.4% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 0.70× | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | 1.17× | ||
| Q1 25 | 0.70× | 2.02× | ||
| Q4 24 | 1.55× | 2.71× | ||
| Q3 24 | 0.63× | 1.06× | ||
| Q2 24 | 2.91× | 1.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
TDW
Segment breakdown not available.
