vs

Side-by-side financial comparison of Axos Financial, Inc. (AX) and ServiceTitan, Inc. (TTAN). Click either name above to swap in a different company.

Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $249.2M, roughly 1.6× ServiceTitan, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs -15.9%, a 47.6% gap on every dollar of revenue.

Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.

Alphabet Inc. is an American multinational technology conglomerate holding company headquartered in Mountain View, California. It was created through a restructuring of Google on October 2, 2015, and became the parent holding company of Google and several former Google subsidiaries. Alphabet is listed on the large-cap section of the Nasdaq under the ticker symbols GOOGL and GOOG; both classes of stock are components of major stock market indices such as the S&P 500 and Nasdaq-100. Alphabet ha...

AX vs TTAN — Head-to-Head

Bigger by revenue
AX
AX
1.6× larger
AX
$392.2M
$249.2M
TTAN
Higher net margin
AX
AX
47.6% more per $
AX
31.8%
-15.9%
TTAN

Income Statement — Q3 FY2026 vs Q3 FY2026

Metric
AX
AX
TTAN
TTAN
Revenue
$392.2M
$249.2M
Net Profit
$124.7M
$-39.5M
Gross Margin
70.8%
Operating Margin
-16.9%
Net Margin
31.8%
-15.9%
Revenue YoY
25.0%
Net Profit YoY
18.5%
14.9%
EPS (diluted)
$2.15
$-0.42

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AX
AX
TTAN
TTAN
Q1 26
$392.2M
Q4 25
$385.1M
$249.2M
Q3 25
$323.4M
$242.1M
Q2 25
$321.4M
$215.7M
Q1 25
$308.8M
$209.3M
Q4 24
$307.9M
$199.3M
Q3 24
$320.7M
Q2 24
$290.9M
$170.3M
Net Profit
AX
AX
TTAN
TTAN
Q1 26
$124.7M
Q4 25
$128.4M
$-39.5M
Q3 25
$112.4M
$-32.2M
Q2 25
$110.7M
$-46.4M
Q1 25
$105.2M
$-100.9M
Q4 24
$104.7M
$-46.5M
Q3 24
$112.3M
Q2 24
$104.9M
$-56.0M
Gross Margin
AX
AX
TTAN
TTAN
Q1 26
Q4 25
70.8%
Q3 25
70.8%
Q2 25
68.8%
Q1 25
66.0%
Q4 24
65.2%
Q3 24
Q2 24
62.2%
Operating Margin
AX
AX
TTAN
TTAN
Q1 26
Q4 25
45.6%
-16.9%
Q3 25
46.3%
-14.4%
Q2 25
48.5%
-23.0%
Q1 25
47.9%
-47.7%
Q4 24
48.8%
-22.1%
Q3 24
49.6%
Q2 24
49.6%
-31.4%
Net Margin
AX
AX
TTAN
TTAN
Q1 26
31.8%
Q4 25
33.3%
-15.9%
Q3 25
34.7%
-13.3%
Q2 25
34.4%
-21.5%
Q1 25
34.1%
-48.2%
Q4 24
34.0%
-23.3%
Q3 24
35.0%
Q2 24
36.0%
-32.9%
EPS (diluted)
AX
AX
TTAN
TTAN
Q1 26
$2.15
Q4 25
$2.22
$-0.42
Q3 25
$1.94
$-0.35
Q2 25
$1.89
$-0.51
Q1 25
$1.81
$-3.34
Q4 24
$1.80
$-1.74
Q3 24
$1.93
Q2 24
$1.75
$-2.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AX
AX
TTAN
TTAN
Cash + ST InvestmentsLiquidity on hand
$493.2M
Total DebtLower is stronger
$103.6M
Stockholders' EquityBook value
$3.1B
$1.5B
Total Assets
$29.2B
$1.8B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AX
AX
TTAN
TTAN
Q1 26
Q4 25
$1.0B
$493.2M
Q3 25
$2.6B
$471.5M
Q2 25
$1.9B
$420.3M
Q1 25
$2.0B
$441.8M
Q4 24
$2.4B
$133.8M
Q3 24
$2.6B
Q2 24
$2.0B
$116.2M
Total Debt
AX
AX
TTAN
TTAN
Q1 26
Q4 25
$103.6M
Q3 25
$103.7M
Q2 25
$312.7M
$103.9M
Q1 25
$377.4M
$104.0M
Q4 24
$358.7M
$174.2M
Q3 24
$313.5M
Q2 24
$325.7M
Stockholders' Equity
AX
AX
TTAN
TTAN
Q1 26
$3.1B
Q4 25
$2.9B
$1.5B
Q3 25
$2.8B
$1.5B
Q2 25
$2.7B
$1.5B
Q1 25
$2.6B
$1.5B
Q4 24
$2.5B
$-576.8M
Q3 24
$2.4B
Q2 24
$2.3B
$-506.0M
Total Assets
AX
AX
TTAN
TTAN
Q1 26
$29.2B
Q4 25
$28.2B
$1.8B
Q3 25
$27.4B
$1.8B
Q2 25
$24.8B
$1.7B
Q1 25
$24.0B
$1.8B
Q4 24
$23.7B
$1.5B
Q3 24
$23.6B
Q2 24
$22.9B
Debt / Equity
AX
AX
TTAN
TTAN
Q1 26
Q4 25
0.07×
Q3 25
0.07×
Q2 25
0.12×
0.07×
Q1 25
0.14×
0.07×
Q4 24
0.14×
Q3 24
0.13×
Q2 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AX
AX
TTAN
TTAN
Operating Cash FlowLast quarter
$43.8M
Free Cash FlowOCF − Capex
$42.2M
FCF MarginFCF / Revenue
16.9%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AX
AX
TTAN
TTAN
Q1 26
Q4 25
$104.1M
$43.8M
Q3 25
$118.4M
$40.3M
Q2 25
$490.3M
$-14.6M
Q1 25
$73.7M
Q4 24
$162.5M
$15.5M
Q3 24
$70.8M
Q2 24
$305.5M
$-19.2M
Free Cash Flow
AX
AX
TTAN
TTAN
Q1 26
Q4 25
$85.4M
$42.2M
Q3 25
$109.3M
$39.2M
Q2 25
$436.1M
$-15.9M
Q1 25
$65.1M
Q4 24
$156.4M
$14.5M
Q3 24
$53.0M
Q2 24
$269.5M
$-19.9M
FCF Margin
AX
AX
TTAN
TTAN
Q1 26
Q4 25
22.2%
16.9%
Q3 25
33.8%
16.2%
Q2 25
135.7%
-7.4%
Q1 25
21.1%
Q4 24
50.8%
7.3%
Q3 24
16.5%
Q2 24
92.6%
-11.7%
Capex Intensity
AX
AX
TTAN
TTAN
Q1 26
Q4 25
4.9%
0.6%
Q3 25
2.8%
0.5%
Q2 25
16.9%
0.6%
Q1 25
2.8%
Q4 24
2.0%
0.5%
Q3 24
5.5%
Q2 24
12.4%
0.4%
Cash Conversion
AX
AX
TTAN
TTAN
Q1 26
Q4 25
0.81×
Q3 25
1.05×
Q2 25
4.43×
Q1 25
0.70×
Q4 24
1.55×
Q3 24
0.63×
Q2 24
2.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AX
AX

Net Interest Income$306.3M78%
Noninterest Income$86.0M22%

TTAN
TTAN

Subscription Revenue$182.8M73%
Usage Revenue$56.8M23%
Professional Services And Other Revenue$9.6M4%

Related Comparisons