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Side-by-side financial comparison of Axos Financial, Inc. (AX) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.
VinFast Auto Ltd. is the larger business by last-quarter revenue ($718.6M vs $392.2M, roughly 1.8× Axos Financial, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs -2.8%, a 34.6% gap on every dollar of revenue.
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.
AX vs VFS — Head-to-Head
Income Statement — Q3 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $718.6M |
| Net Profit | $124.7M | $-20.0M |
| Gross Margin | — | — |
| Operating Margin | — | -96.1% |
| Net Margin | 31.8% | -2.8% |
| Revenue YoY | — | — |
| Net Profit YoY | 18.5% | — |
| EPS (diluted) | $2.15 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | — | ||
| Q3 25 | $323.4M | $718.6M | ||
| Q2 25 | $321.4M | $663.0M | ||
| Q1 25 | $308.8M | $656.5M | ||
| Q4 24 | $307.9M | — | ||
| Q3 24 | $320.7M | $511.6M | ||
| Q2 24 | $290.9M | — |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $-20.0M | ||
| Q2 25 | $110.7M | $-51.8M | ||
| Q1 25 | $105.2M | $-26.1M | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $-10.4M | ||
| Q2 24 | $104.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | — | ||
| Q3 25 | 46.3% | -96.1% | ||
| Q2 25 | 48.5% | -79.0% | ||
| Q1 25 | 47.9% | -74.0% | ||
| Q4 24 | 48.8% | — | ||
| Q3 24 | 49.6% | -65.9% | ||
| Q2 24 | 49.6% | — |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | -2.8% | ||
| Q2 25 | 34.4% | -7.8% | ||
| Q1 25 | 34.1% | -4.0% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | -2.0% | ||
| Q2 24 | 36.0% | — |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | — | ||
| Q3 25 | $1.94 | — | ||
| Q2 25 | $1.89 | — | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | — | ||
| Q3 24 | $1.93 | — | ||
| Q2 24 | $1.75 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $3.1B | — |
| Total Assets | $29.2B | $183.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | $8.8M | ||
| Q2 25 | $1.9B | $650.0M | ||
| Q1 25 | $2.0B | $2.4M | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | $1.9M | ||
| Q2 24 | $2.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.8B | — | ||
| Q2 25 | $2.7B | $-7.2B | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.3B | — |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | — | ||
| Q3 25 | $27.4B | $183.2M | ||
| Q2 25 | $24.8B | $7.2B | ||
| Q1 25 | $24.0B | $158.2M | ||
| Q4 24 | $23.7B | — | ||
| Q3 24 | $23.6B | $151.8M | ||
| Q2 24 | $22.9B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
VFS
| Sales of vehicles | $662.9M | 92% |
| Sales of spare parts and components | $41.3M | 6% |
| Revenue from leasing activities | $12.3M | 2% |
| Finance income | $2.4M | 0% |
| Rendering of services | $1.2M | 0% |
