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Side-by-side financial comparison of AMERICAN AXLE & MANUFACTURING HOLDINGS INC (AXL) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
AMERICAN AXLE & MANUFACTURING HOLDINGS INC is the larger business by last-quarter revenue ($1.4B vs $853.7M, roughly 1.6× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -5.4%, a 28.5% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 0.2%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -7.2%).
American Axle & Manufacturing, Inc. (AAM), headquartered in Detroit, Michigan, is an American manufacturer of automobile driveline and drivetrain components and systems.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
AXL vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $853.7M |
| Net Profit | $-75.3M | $197.0M |
| Gross Margin | 10.2% | — |
| Operating Margin | -2.4% | 28.9% |
| Net Margin | -5.4% | 23.1% |
| Revenue YoY | 0.2% | 11.0% |
| Net Profit YoY | -449.6% | 17.9% |
| EPS (diluted) | $-0.62 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.4B | $853.7M | ||
| Q3 25 | $1.5B | $839.9M | ||
| Q2 25 | $1.5B | $793.3M | ||
| Q1 25 | $1.4B | $804.8M | ||
| Q4 24 | $1.4B | $768.8M | ||
| Q3 24 | $1.5B | $774.1M | ||
| Q2 24 | $1.6B | $803.4M | ||
| Q1 24 | $1.6B | $742.8M |
| Q4 25 | $-75.3M | $197.0M | ||
| Q3 25 | $9.2M | $206.8M | ||
| Q2 25 | $39.3M | $178.3M | ||
| Q1 25 | $7.1M | $169.1M | ||
| Q4 24 | $-13.7M | $167.1M | ||
| Q3 24 | $10.0M | $164.4M | ||
| Q2 24 | $18.2M | $1.2M | ||
| Q1 24 | $20.5M | $137.9M |
| Q4 25 | 10.2% | — | ||
| Q3 25 | 12.6% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 11.4% | — | ||
| Q2 24 | 13.3% | 98.0% | ||
| Q1 24 | 12.4% | 98.2% |
| Q4 25 | -2.4% | 28.9% | ||
| Q3 25 | 3.2% | 32.3% | ||
| Q2 25 | 3.6% | 29.6% | ||
| Q1 25 | 3.0% | 27.5% | ||
| Q4 24 | 2.6% | 64.7% | ||
| Q3 24 | 2.8% | 32.9% | ||
| Q2 24 | 5.3% | 1.0% | ||
| Q1 24 | 4.8% | 24.1% |
| Q4 25 | -5.4% | 23.1% | ||
| Q3 25 | 0.6% | 24.6% | ||
| Q2 25 | 2.6% | 22.5% | ||
| Q1 25 | 0.5% | 21.0% | ||
| Q4 24 | -1.0% | 21.7% | ||
| Q3 24 | 0.7% | 21.2% | ||
| Q2 24 | 1.1% | 0.1% | ||
| Q1 24 | 1.3% | 18.6% |
| Q4 25 | $-0.62 | $6.11 | ||
| Q3 25 | $0.07 | $6.35 | ||
| Q2 25 | $0.32 | $5.40 | ||
| Q1 25 | $0.06 | $5.05 | ||
| Q4 24 | $-0.11 | $4.92 | ||
| Q3 24 | $0.08 | $4.83 | ||
| Q2 24 | $0.15 | $0.03 | ||
| Q1 24 | $0.17 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $708.9M | $756.2M |
| Total DebtLower is stronger | $4.0B | — |
| Stockholders' EquityBook value | $640.0M | $2.4B |
| Total Assets | $6.7B | $15.0B |
| Debt / EquityLower = less leverage | 6.31× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $708.9M | $756.2M | ||
| Q3 25 | $714.1M | $644.9M | ||
| Q2 25 | $586.5M | $621.2M | ||
| Q1 25 | $549.2M | $625.1M | ||
| Q4 24 | $552.9M | $687.8M | ||
| Q3 24 | $542.5M | $550.1M | ||
| Q2 24 | $519.9M | $627.3M | ||
| Q1 24 | $469.8M | $593.4M |
| Q4 25 | $4.0B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.7B | — | ||
| Q1 24 | $2.7B | — |
| Q4 25 | $640.0M | $2.4B | ||
| Q3 25 | $718.4M | $2.3B | ||
| Q2 25 | $673.0M | $2.3B | ||
| Q1 25 | $596.3M | $2.3B | ||
| Q4 24 | $562.8M | $2.3B | ||
| Q3 24 | $616.3M | $1.9B | ||
| Q2 24 | $609.6M | $2.1B | ||
| Q1 24 | $621.4M | $2.2B |
| Q4 25 | $6.7B | $15.0B | ||
| Q3 25 | $5.3B | $14.8B | ||
| Q2 25 | $5.3B | $14.8B | ||
| Q1 25 | $5.1B | $14.6B | ||
| Q4 24 | $5.1B | $14.6B | ||
| Q3 24 | $5.3B | $14.8B | ||
| Q2 24 | $5.3B | $14.6B | ||
| Q1 24 | $5.4B | $14.9B |
| Q4 25 | 6.31× | — | ||
| Q3 25 | 3.61× | — | ||
| Q2 25 | 3.86× | — | ||
| Q1 25 | 4.38× | — | ||
| Q4 24 | 4.58× | — | ||
| Q3 24 | 4.28× | — | ||
| Q2 24 | 4.42× | — | ||
| Q1 24 | 4.40× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $120.5M | $338.2M |
| Free Cash FlowOCF − Capex | $54.7M | — |
| FCF MarginFCF / Revenue | 4.0% | — |
| Capex IntensityCapex / Revenue | 4.8% | — |
| Cash ConversionOCF / Net Profit | — | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $155.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $120.5M | $338.2M | ||
| Q3 25 | $143.3M | $202.9M | ||
| Q2 25 | $91.9M | $162.6M | ||
| Q1 25 | $55.9M | $197.5M | ||
| Q4 24 | $151.2M | $270.6M | ||
| Q3 24 | $143.6M | $207.3M | ||
| Q2 24 | $142.8M | $173.3M | ||
| Q1 24 | $17.8M | $210.9M |
| Q4 25 | $54.7M | — | ||
| Q3 25 | $79.2M | — | ||
| Q2 25 | $34.6M | — | ||
| Q1 25 | $-13.4M | — | ||
| Q4 24 | $73.2M | — | ||
| Q3 24 | $70.4M | — | ||
| Q2 24 | $94.0M | — | ||
| Q1 24 | $-30.2M | — |
| Q4 25 | 4.0% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | -0.9% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 5.8% | — | ||
| Q1 24 | -1.9% | — |
| Q4 25 | 4.8% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 3.0% | — |
| Q4 25 | — | 1.72× | ||
| Q3 25 | 15.58× | 0.98× | ||
| Q2 25 | 2.34× | 0.91× | ||
| Q1 25 | 7.87× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | 14.36× | 1.26× | ||
| Q2 24 | 7.85× | 147.98× | ||
| Q1 24 | 0.87× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AXL
| Driveline | $748.4M | 54% |
| Other | $345.7M | 25% |
| Metal Forming | $289.8M | 21% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
