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Side-by-side financial comparison of BayFirst Financial Corp. (BAFN) and Mobile Infrastructure Corp (BEEP). Click either name above to swap in a different company.
BayFirst Financial Corp. is the larger business by last-quarter revenue ($10.3M vs $8.8M, roughly 1.2× Mobile Infrastructure Corp). BayFirst Financial Corp. runs the higher net margin — -55.0% vs -85.6%, a 30.6% gap on every dollar of revenue. Over the past eight quarters, Mobile Infrastructure Corp's revenue compounded faster (-0.4% CAGR vs -29.6%).
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.
China Mobile is the trade name of both China Mobile Limited and its ultimate controlling shareholder, China Mobile Communications Group Co., Ltd., a Chinese state-owned telecommunications company. It provides mobile voice and multimedia services through its nationwide mobile telecommunications network across mainland China and Hong Kong. China Mobile is the largest wireless carrier in China, with 945.50 million subscribers as of June 2021. China Mobile was ranked #25 in Forbes' Global 2000 in...
BAFN vs BEEP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $10.3M | $8.8M |
| Net Profit | $-5.7M | $-7.5M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | -55.0% | -85.6% |
| Revenue YoY | — | -4.3% |
| Net Profit YoY | -130.6% | -650.5% |
| EPS (diluted) | $-1.48 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $10.3M | — | ||
| Q4 25 | $11.2M | $8.8M | ||
| Q3 25 | $10.2M | $9.1M | ||
| Q2 25 | $23.1M | $9.0M | ||
| Q1 25 | $19.8M | $8.2M | ||
| Q4 24 | $32.9M | $9.2M | ||
| Q3 24 | $21.7M | $9.8M | ||
| Q2 24 | $20.8M | $9.3M |
| Q1 26 | $-5.7M | — | ||
| Q4 25 | $-2.5M | $-7.5M | ||
| Q3 25 | $-18.9M | $-5.8M | ||
| Q2 25 | $-1.2M | $-4.3M | ||
| Q1 25 | $-335.0K | $-3.9M | ||
| Q4 24 | $9.8M | $-999.0K | ||
| Q3 24 | $1.1M | $-1.3M | ||
| Q2 24 | $866.0K | $-1.4M |
| Q1 26 | — | — | ||
| Q4 25 | -25.3% | — | ||
| Q3 25 | -253.0% | — | ||
| Q2 25 | -7.1% | — | ||
| Q1 25 | -2.3% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.1% | — | ||
| Q2 24 | 5.9% | — |
| Q1 26 | -55.0% | — | ||
| Q4 25 | -22.1% | -85.6% | ||
| Q3 25 | -184.7% | -63.9% | ||
| Q2 25 | -5.3% | -47.3% | ||
| Q1 25 | -1.7% | -47.2% | ||
| Q4 24 | 91.8% | -10.9% | ||
| Q3 24 | 5.2% | -13.4% | ||
| Q2 24 | 4.2% | -14.6% |
| Q1 26 | $-1.48 | — | ||
| Q4 25 | $-0.71 | — | ||
| Q3 25 | $-4.66 | — | ||
| Q2 25 | $-0.39 | — | ||
| Q1 25 | $-0.17 | — | ||
| Q4 24 | $2.21 | — | ||
| Q3 24 | $0.18 | — | ||
| Q2 24 | $0.12 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $134.5M | $8.3M |
| Total DebtLower is stronger | — | $198.3M |
| Stockholders' EquityBook value | $81.9M | $141.3M |
| Total Assets | $1.2B | $382.5M |
| Debt / EquityLower = less leverage | — | 1.40× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $134.5M | — | ||
| Q4 25 | $207.0M | $8.3M | ||
| Q3 25 | $118.5M | $6.1M | ||
| Q2 25 | $77.3M | $10.6M | ||
| Q1 25 | $63.2M | $11.6M | ||
| Q4 24 | $77.8M | $10.7M | ||
| Q3 24 | $64.4M | $8.7M | ||
| Q2 24 | $60.8M | $8.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $198.3M | ||
| Q3 25 | — | $183.3M | ||
| Q2 25 | — | $186.7M | ||
| Q1 25 | — | $187.5M | ||
| Q4 24 | — | $188.2M | ||
| Q3 24 | — | $132.8M | ||
| Q2 24 | — | $133.6M |
| Q1 26 | $81.9M | — | ||
| Q4 25 | $87.6M | $141.3M | ||
| Q3 25 | $89.7M | $151.7M | ||
| Q2 25 | $108.2M | $160.6M | ||
| Q1 25 | $110.1M | $164.5M | ||
| Q4 24 | $110.9M | $170.0M | ||
| Q3 24 | $102.3M | $134.8M | ||
| Q2 24 | $101.0M | $107.4M |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.3B | $382.5M | ||
| Q3 25 | $1.3B | $397.8M | ||
| Q2 25 | $1.3B | $405.6M | ||
| Q1 25 | $1.3B | $409.5M | ||
| Q4 24 | $1.3B | $415.1M | ||
| Q3 24 | $1.2B | $418.2M | ||
| Q2 24 | $1.2B | $417.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.40× | ||
| Q3 25 | — | 1.21× | ||
| Q2 25 | — | 1.16× | ||
| Q1 25 | — | 1.14× | ||
| Q4 24 | — | 1.11× | ||
| Q3 24 | — | 0.99× | ||
| Q2 24 | — | 1.24× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $848.0K |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $285.3M | $848.0K | ||
| Q3 25 | $47.3M | $1.2M | ||
| Q2 25 | $63.3M | $1.8M | ||
| Q1 25 | $74.2M | $-1.5M | ||
| Q4 24 | $390.5M | $-784.0K | ||
| Q3 24 | $90.8M | $0 | ||
| Q2 24 | $78.8M | $346.0K |
| Q1 26 | — | — | ||
| Q4 25 | $285.0M | — | ||
| Q3 25 | $47.3M | — | ||
| Q2 25 | $63.1M | — | ||
| Q1 25 | $74.1M | — | ||
| Q4 24 | $388.8M | — | ||
| Q3 24 | $90.5M | — | ||
| Q2 24 | $78.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 2554.2% | — | ||
| Q3 25 | 462.2% | — | ||
| Q2 25 | 272.7% | — | ||
| Q1 25 | 375.1% | — | ||
| Q4 24 | 1180.9% | — | ||
| Q3 24 | 416.5% | — | ||
| Q2 24 | 376.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 39.95× | — | ||
| Q3 24 | 79.85× | — | ||
| Q2 24 | 90.94× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BAFN
| Net Interest Income | $9.4M | 91% |
| Noninterest Income | $884.0K | 9% |
BEEP
| Transient Parkers | $4.5M | 52% |
| Contract Parkers | $2.4M | 28% |
| Base Rent Income | $1.2M | 14% |
| Other | $607.0K | 7% |
