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Side-by-side financial comparison of BANC OF CALIFORNIA, INC. (BANC) and BANCFIRST CORP (BANF). Click either name above to swap in a different company.

BANC OF CALIFORNIA, INC. is the larger business by last-quarter revenue ($286.9M vs $127.7M, roughly 2.2× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 46.6% vs 25.1%, a 21.5% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (10.1% vs 7.9%). Over the past eight quarters, BANC OF CALIFORNIA, INC.'s revenue compounded faster (462.3% CAGR vs 9.7%).

Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.

BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.

BANC vs BANF — Head-to-Head

Bigger by revenue
BANC
BANC
2.2× larger
BANC
$286.9M
$127.7M
BANF
Growing faster (revenue YoY)
BANF
BANF
+2.3% gap
BANF
10.1%
7.9%
BANC
Higher net margin
BANF
BANF
21.5% more per $
BANF
46.6%
25.1%
BANC
Faster 2-yr revenue CAGR
BANC
BANC
Annualised
BANC
462.3%
9.7%
BANF

Income Statement — Q1 2026 vs Q4 2025

Metric
BANC
BANC
BANF
BANF
Revenue
$286.9M
$127.7M
Net Profit
$72.0M
$59.5M
Gross Margin
Operating Margin
59.0%
Net Margin
25.1%
46.6%
Revenue YoY
7.9%
10.1%
Net Profit YoY
34.3%
5.3%
EPS (diluted)
$0.39
$1.75

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANC
BANC
BANF
BANF
Q1 26
$286.9M
Q4 25
$9.5M
$127.7M
Q3 25
$9.8M
$125.6M
Q2 25
$9.3M
$121.3M
Q1 25
$10.2M
$115.9M
Q4 24
$9.3M
$115.9M
Q3 24
$9.1M
$115.0M
Q2 24
$9.1M
$109.9M
Net Profit
BANC
BANC
BANF
BANF
Q1 26
$72.0M
Q4 25
$77.4M
$59.5M
Q3 25
$69.6M
$62.7M
Q2 25
$28.4M
$62.3M
Q1 25
$53.6M
$56.1M
Q4 24
$56.9M
$56.5M
Q3 24
$8.8M
$58.9M
Q2 24
$30.3M
$50.6M
Operating Margin
BANC
BANC
BANF
BANF
Q1 26
Q4 25
59.0%
Q3 25
62.9%
Q2 25
65.7%
Q1 25
61.3%
Q4 24
62.1%
Q3 24
64.3%
Q2 24
59.3%
Net Margin
BANC
BANC
BANF
BANF
Q1 26
25.1%
Q4 25
812.4%
46.6%
Q3 25
712.8%
49.9%
Q2 25
304.9%
51.4%
Q1 25
525.6%
48.4%
Q4 24
611.6%
48.7%
Q3 24
97.0%
51.2%
Q2 24
334.2%
46.1%
EPS (diluted)
BANC
BANC
BANF
BANF
Q1 26
$0.39
Q4 25
$0.41
$1.75
Q3 25
$0.38
$1.85
Q2 25
$0.12
$1.85
Q1 25
$0.26
$1.66
Q4 24
$0.29
$1.68
Q3 24
$-0.01
$1.75
Q2 24
$0.12
$1.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANC
BANC
BANF
BANF
Cash + ST InvestmentsLiquidity on hand
$2.2B
Total DebtLower is stronger
Stockholders' EquityBook value
$3.6B
$1.9B
Total Assets
$34.7B
$14.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANC
BANC
BANF
BANF
Q1 26
$2.2B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
BANC
BANC
BANF
BANF
Q1 26
Q4 25
$2.1B
Q3 25
$2.0B
Q2 25
$1.9B
Q1 25
$1.7B
Q4 24
$1.4B
Q3 24
$1.6B
Q2 24
$1.4B
Stockholders' Equity
BANC
BANC
BANF
BANF
Q1 26
$3.6B
Q4 25
$3.5B
$1.9B
Q3 25
$3.5B
$1.8B
Q2 25
$3.4B
$1.7B
Q1 25
$3.5B
$1.7B
Q4 24
$3.5B
$1.6B
Q3 24
$3.5B
$1.6B
Q2 24
$3.4B
$1.5B
Total Assets
BANC
BANC
BANF
BANF
Q1 26
$34.7B
Q4 25
$34.8B
$14.8B
Q3 25
$34.0B
$14.2B
Q2 25
$34.3B
$14.0B
Q1 25
$33.8B
$14.0B
Q4 24
$33.5B
$13.6B
Q3 24
$33.4B
$13.3B
Q2 24
$35.2B
$12.7B
Debt / Equity
BANC
BANC
BANF
BANF
Q1 26
Q4 25
0.58×
Q3 25
0.58×
Q2 25
0.56×
Q1 25
0.47×
Q4 24
0.40×
Q3 24
0.46×
Q2 24
0.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BANC
BANC
BANF
BANF
Operating Cash FlowLast quarter
$54.8M
Free Cash FlowOCF − Capex
$43.2M
FCF MarginFCF / Revenue
33.9%
Capex IntensityCapex / Revenue
9.0%
Cash ConversionOCF / Net Profit
0.92×
TTM Free Cash FlowTrailing 4 quarters
$237.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BANC
BANC
BANF
BANF
Q1 26
Q4 25
$102.1M
$54.8M
Q3 25
$75.7M
$75.4M
Q2 25
$62.7M
$78.1M
Q1 25
$15.1M
$77.0M
Q4 24
$79.8M
$17.1M
Q3 24
$46.9M
$77.6M
Q2 24
$39.1M
$100.2M
Free Cash Flow
BANC
BANC
BANF
BANF
Q1 26
Q4 25
$84.2M
$43.2M
Q3 25
$75.5M
$63.7M
Q2 25
$61.4M
$64.4M
Q1 25
$13.6M
$65.6M
Q4 24
$75.7M
$2.0M
Q3 24
$44.6M
$72.4M
Q2 24
$34.4M
$94.1M
FCF Margin
BANC
BANC
BANF
BANF
Q1 26
Q4 25
884.2%
33.9%
Q3 25
772.9%
50.7%
Q2 25
660.1%
53.1%
Q1 25
133.4%
56.6%
Q4 24
813.0%
1.7%
Q3 24
492.2%
62.9%
Q2 24
379.1%
85.7%
Capex Intensity
BANC
BANC
BANF
BANF
Q1 26
Q4 25
187.4%
9.0%
Q3 25
1.9%
9.3%
Q2 25
13.6%
11.3%
Q1 25
15.0%
9.8%
Q4 24
44.4%
13.1%
Q3 24
25.1%
4.6%
Q2 24
51.8%
5.5%
Cash Conversion
BANC
BANC
BANF
BANF
Q1 26
Q4 25
1.32×
0.92×
Q3 25
1.09×
1.20×
Q2 25
2.21×
1.25×
Q1 25
0.28×
1.37×
Q4 24
1.40×
0.30×
Q3 24
5.34×
1.32×
Q2 24
1.29×
1.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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