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Side-by-side financial comparison of BANCFIRST CORP (BANF) and FIRST HORIZON CORP (FHN). Click either name above to swap in a different company.
FIRST HORIZON CORP is the larger business by last-quarter revenue ($888.0M vs $127.7M, roughly 7.0× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 46.6% vs 29.4%, a 17.2% gap on every dollar of revenue. On growth, FIRST HORIZON CORP posted the faster year-over-year revenue change (21.8% vs 10.1%). FIRST HORIZON CORP produced more free cash flow last quarter ($389.0M vs $43.2M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.7% CAGR vs 4.1%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
BANF vs FHN — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $127.7M | $888.0M |
| Net Profit | $59.5M | $261.0M |
| Gross Margin | — | — |
| Operating Margin | 59.0% | 38.5% |
| Net Margin | 46.6% | 29.4% |
| Revenue YoY | 10.1% | 21.8% |
| Net Profit YoY | 5.3% | 57.2% |
| EPS (diluted) | $1.75 | $0.51 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $127.7M | $888.0M | ||
| Q3 25 | $125.6M | $889.0M | ||
| Q2 25 | $121.3M | $830.0M | ||
| Q1 25 | $115.9M | $812.0M | ||
| Q4 24 | $115.9M | $729.0M | ||
| Q3 24 | $115.0M | $827.0M | ||
| Q2 24 | $109.9M | $9.0M | ||
| Q1 24 | $106.1M | $819.0M |
| Q4 25 | $59.5M | $261.0M | ||
| Q3 25 | $62.7M | $262.0M | ||
| Q2 25 | $62.3M | $241.0M | ||
| Q1 25 | $56.1M | $218.0M | ||
| Q4 24 | $56.5M | $166.0M | ||
| Q3 24 | $58.9M | $218.0M | ||
| Q2 24 | $50.6M | $199.0M | ||
| Q1 24 | $50.3M | $192.0M |
| Q4 25 | 59.0% | 38.5% | ||
| Q3 25 | 62.9% | 38.7% | ||
| Q2 25 | 65.7% | 37.2% | ||
| Q1 25 | 61.3% | 35.1% | ||
| Q4 24 | 62.1% | 28.8% | ||
| Q3 24 | 64.3% | 34.0% | ||
| Q2 24 | 59.3% | — | ||
| Q1 24 | 60.5% | 31.0% |
| Q4 25 | 46.6% | 29.4% | ||
| Q3 25 | 49.9% | 29.5% | ||
| Q2 25 | 51.4% | 29.0% | ||
| Q1 25 | 48.4% | 26.8% | ||
| Q4 24 | 48.7% | 22.8% | ||
| Q3 24 | 51.2% | 26.4% | ||
| Q2 24 | 46.1% | 2211.1% | ||
| Q1 24 | 47.4% | 23.4% |
| Q4 25 | $1.75 | $0.51 | ||
| Q3 25 | $1.85 | $0.50 | ||
| Q2 25 | $1.85 | $0.45 | ||
| Q1 25 | $1.66 | $0.41 | ||
| Q4 24 | $1.68 | $0.29 | ||
| Q3 24 | $1.75 | $0.40 | ||
| Q2 24 | $1.51 | $0.34 | ||
| Q1 24 | $1.50 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $8.8B |
| Total Assets | $14.8B | $83.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9B | $8.8B | ||
| Q3 25 | $1.8B | $8.9B | ||
| Q2 25 | $1.7B | $9.0B | ||
| Q1 25 | $1.7B | $8.7B | ||
| Q4 24 | $1.6B | $8.8B | ||
| Q3 24 | $1.6B | $9.0B | ||
| Q2 24 | $1.5B | $8.7B | ||
| Q1 24 | $1.5B | $8.9B |
| Q4 25 | $14.8B | $83.9B | ||
| Q3 25 | $14.2B | $83.2B | ||
| Q2 25 | $14.0B | $82.1B | ||
| Q1 25 | $14.0B | $81.5B | ||
| Q4 24 | $13.6B | $82.2B | ||
| Q3 24 | $13.3B | $82.6B | ||
| Q2 24 | $12.7B | $82.2B | ||
| Q1 24 | $12.6B | $81.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $54.8M | $396.0M |
| Free Cash FlowOCF − Capex | $43.2M | $389.0M |
| FCF MarginFCF / Revenue | 33.9% | 43.8% |
| Capex IntensityCapex / Revenue | 9.0% | 0.8% |
| Cash ConversionOCF / Net Profit | 0.92× | 1.52× |
| TTM Free Cash FlowTrailing 4 quarters | $237.0M | $595.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $54.8M | $396.0M | ||
| Q3 25 | $75.4M | $-200.0M | ||
| Q2 25 | $78.1M | $83.0M | ||
| Q1 25 | $77.0M | $349.0M | ||
| Q4 24 | $17.1M | $191.0M | ||
| Q3 24 | $77.6M | $389.0M | ||
| Q2 24 | $100.2M | $-150.0M | ||
| Q1 24 | $66.3M | $838.0M |
| Q4 25 | $43.2M | $389.0M | ||
| Q3 25 | $63.7M | $-208.0M | ||
| Q2 25 | $64.4M | $74.0M | ||
| Q1 25 | $65.6M | $340.0M | ||
| Q4 24 | $2.0M | $174.0M | ||
| Q3 24 | $72.4M | $383.0M | ||
| Q2 24 | $94.1M | $-161.0M | ||
| Q1 24 | $56.1M | $828.0M |
| Q4 25 | 33.9% | 43.8% | ||
| Q3 25 | 50.7% | -23.4% | ||
| Q2 25 | 53.1% | 8.9% | ||
| Q1 25 | 56.6% | 41.9% | ||
| Q4 24 | 1.7% | 23.9% | ||
| Q3 24 | 62.9% | 46.3% | ||
| Q2 24 | 85.7% | -1788.9% | ||
| Q1 24 | 52.8% | 101.1% |
| Q4 25 | 9.0% | 0.8% | ||
| Q3 25 | 9.3% | 0.9% | ||
| Q2 25 | 11.3% | 1.1% | ||
| Q1 25 | 9.8% | 1.1% | ||
| Q4 24 | 13.1% | 2.3% | ||
| Q3 24 | 4.6% | 0.7% | ||
| Q2 24 | 5.5% | 122.2% | ||
| Q1 24 | 9.7% | 1.2% |
| Q4 25 | 0.92× | 1.52× | ||
| Q3 25 | 1.20× | -0.76× | ||
| Q2 25 | 1.25× | 0.34× | ||
| Q1 25 | 1.37× | 1.60× | ||
| Q4 24 | 0.30× | 1.15× | ||
| Q3 24 | 1.32× | 1.78× | ||
| Q2 24 | 1.98× | -0.75× | ||
| Q1 24 | 1.32× | 4.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
