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Side-by-side financial comparison of BANCFIRST CORP (BANF) and COMERICA INC (CMA). Click either name above to swap in a different company.
COMERICA INC is the larger business by last-quarter revenue ($187.0M vs $127.7M, roughly 1.5× BANCFIRST CORP). COMERICA INC runs the higher net margin — 94.1% vs 46.6%, a 47.5% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (10.1% vs -2.1%). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.7% CAGR vs -1.3%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
BANF vs CMA — Head-to-Head
Income Statement — Q4 2025 vs Q3 2025
| Metric | | |
|---|---|---|
| Revenue | $127.7M | $187.0M |
| Net Profit | $59.5M | $176.0M |
| Gross Margin | — | — |
| Operating Margin | 59.0% | — |
| Net Margin | 46.6% | 94.1% |
| Revenue YoY | 10.1% | -2.1% |
| Net Profit YoY | 5.3% | -4.3% |
| EPS (diluted) | $1.75 | $1.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $127.7M | — | ||
| Q3 25 | $125.6M | $187.0M | ||
| Q2 25 | $121.3M | $185.0M | ||
| Q1 25 | $115.9M | $183.0M | ||
| Q4 24 | $115.9M | $191.0M | ||
| Q3 24 | $115.0M | $191.0M | ||
| Q2 24 | $109.9M | $203.0M | ||
| Q1 24 | $106.1M | $187.0M |
| Q4 25 | $59.5M | — | ||
| Q3 25 | $62.7M | $176.0M | ||
| Q2 25 | $62.3M | $199.0M | ||
| Q1 25 | $56.1M | $172.0M | ||
| Q4 24 | $56.5M | $170.0M | ||
| Q3 24 | $58.9M | $184.0M | ||
| Q2 24 | $50.6M | $206.0M | ||
| Q1 24 | $50.3M | $138.0M |
| Q4 25 | 59.0% | — | ||
| Q3 25 | 62.9% | — | ||
| Q2 25 | 65.7% | — | ||
| Q1 25 | 61.3% | — | ||
| Q4 24 | 62.1% | — | ||
| Q3 24 | 64.3% | — | ||
| Q2 24 | 59.3% | — | ||
| Q1 24 | 60.5% | — |
| Q4 25 | 46.6% | — | ||
| Q3 25 | 49.9% | 94.1% | ||
| Q2 25 | 51.4% | 107.6% | ||
| Q1 25 | 48.4% | 94.0% | ||
| Q4 24 | 48.7% | 89.0% | ||
| Q3 24 | 51.2% | 96.3% | ||
| Q2 24 | 46.1% | 101.5% | ||
| Q1 24 | 47.4% | 73.8% |
| Q4 25 | $1.75 | — | ||
| Q3 25 | $1.85 | $1.35 | ||
| Q2 25 | $1.85 | $1.42 | ||
| Q1 25 | $1.66 | $1.25 | ||
| Q4 24 | $1.68 | $1.22 | ||
| Q3 24 | $1.75 | $1.33 | ||
| Q2 24 | $1.51 | $1.49 | ||
| Q1 24 | $1.50 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $5.4B |
| Stockholders' EquityBook value | $1.9B | $7.4B |
| Total Assets | $14.8B | $77.4B |
| Debt / EquityLower = less leverage | — | 0.73× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $5.4B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.7B | ||
| Q4 24 | — | $6.7B | ||
| Q3 24 | — | $6.8B | ||
| Q2 24 | — | $7.1B | ||
| Q1 24 | — | $7.1B |
| Q4 25 | $1.9B | — | ||
| Q3 25 | $1.8B | $7.4B | ||
| Q2 25 | $1.7B | $6.9B | ||
| Q1 25 | $1.7B | $7.1B | ||
| Q4 24 | $1.6B | $6.5B | ||
| Q3 24 | $1.6B | $7.4B | ||
| Q2 24 | $1.5B | $6.2B | ||
| Q1 24 | $1.5B | $6.0B |
| Q4 25 | $14.8B | — | ||
| Q3 25 | $14.2B | $77.4B | ||
| Q2 25 | $14.0B | $78.0B | ||
| Q1 25 | $14.0B | $77.6B | ||
| Q4 24 | $13.6B | $79.3B | ||
| Q3 24 | $13.3B | $79.7B | ||
| Q2 24 | $12.7B | $79.6B | ||
| Q1 24 | $12.6B | $79.4B |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.73× | ||
| Q2 25 | — | 0.84× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | 1.15× | ||
| Q1 24 | — | 1.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $54.8M | $-270.0M |
| Free Cash FlowOCF − Capex | $43.2M | — |
| FCF MarginFCF / Revenue | 33.9% | — |
| Capex IntensityCapex / Revenue | 9.0% | — |
| Cash ConversionOCF / Net Profit | 0.92× | -1.53× |
| TTM Free Cash FlowTrailing 4 quarters | $237.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $54.8M | — | ||
| Q3 25 | $75.4M | $-270.0M | ||
| Q2 25 | $78.1M | $476.0M | ||
| Q1 25 | $77.0M | $273.0M | ||
| Q4 24 | $17.1M | $-354.0M | ||
| Q3 24 | $77.6M | $1.0B | ||
| Q2 24 | $100.2M | $111.0M | ||
| Q1 24 | $66.3M | $-205.0M |
| Q4 25 | $43.2M | — | ||
| Q3 25 | $63.7M | — | ||
| Q2 25 | $64.4M | — | ||
| Q1 25 | $65.6M | — | ||
| Q4 24 | $2.0M | — | ||
| Q3 24 | $72.4M | — | ||
| Q2 24 | $94.1M | — | ||
| Q1 24 | $56.1M | — |
| Q4 25 | 33.9% | — | ||
| Q3 25 | 50.7% | — | ||
| Q2 25 | 53.1% | — | ||
| Q1 25 | 56.6% | — | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | 62.9% | — | ||
| Q2 24 | 85.7% | — | ||
| Q1 24 | 52.8% | — |
| Q4 25 | 9.0% | — | ||
| Q3 25 | 9.3% | — | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 9.8% | — | ||
| Q4 24 | 13.1% | — | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 5.5% | — | ||
| Q1 24 | 9.7% | — |
| Q4 25 | 0.92× | — | ||
| Q3 25 | 1.20× | -1.53× | ||
| Q2 25 | 1.25× | 2.39× | ||
| Q1 25 | 1.37× | 1.59× | ||
| Q4 24 | 0.30× | -2.08× | ||
| Q3 24 | 1.32× | 5.70× | ||
| Q2 24 | 1.98× | 0.54× | ||
| Q1 24 | 1.32× | -1.49× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
CMA
| Business Bank | $93.0M | 50% |
| Credit And Debit Card | $47.0M | 25% |
| Retail Bank | $28.0M | 15% |
| Capital Markets | $9.0M | 5% |
| Other | $6.0M | 3% |
| Commercial Loan | $3.0M | 2% |
| Brokerage Commissions Revenue | $1.0M | 1% |
