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Side-by-side financial comparison of Bandwidth Inc. (BAND) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
Bandwidth Inc. is the larger business by last-quarter revenue ($208.8M vs $197.3M, roughly 1.1× SIMMONS FIRST NATIONAL CORP). On growth, Bandwidth Inc. posted the faster year-over-year revenue change (20.1% vs 19.6%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $-1.0M). Over the past eight quarters, Bandwidth Inc.'s revenue compounded faster (9.7% CAGR vs 0.6%).
Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
BAND vs SFNC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $208.8M | $197.3M |
| Net Profit | $4.0M | — |
| Gross Margin | 37.3% | — |
| Operating Margin | 60.5% | — |
| Net Margin | 1.9% | — |
| Revenue YoY | 20.1% | 19.6% |
| Net Profit YoY | 200.0% | — |
| EPS (diluted) | $-0.08 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $208.8M | — | ||
| Q4 25 | $207.7M | $197.3M | ||
| Q3 25 | $191.9M | $186.7M | ||
| Q2 25 | $180.0M | $214.2M | ||
| Q1 25 | $174.2M | $209.6M | ||
| Q4 24 | $210.0M | $208.5M | ||
| Q3 24 | $193.9M | $174.8M | ||
| Q2 24 | $173.6M | $197.2M |
| Q1 26 | $4.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $-1.2M | $-562.8M | ||
| Q2 25 | $-4.9M | $54.8M | ||
| Q1 25 | $-3.7M | $32.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $413.0K | $24.7M | ||
| Q2 24 | $4.1M | $40.8M |
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | — | ||
| Q3 25 | -1.0% | — | ||
| Q2 25 | -2.1% | — | ||
| Q1 25 | -2.7% | — | ||
| Q4 24 | -1.3% | — | ||
| Q3 24 | -0.5% | — | ||
| Q2 24 | -3.5% | — |
| Q1 26 | 1.9% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -0.6% | -301.5% | ||
| Q2 25 | -2.7% | 25.6% | ||
| Q1 25 | -2.1% | 15.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.2% | 14.1% | ||
| Q2 24 | 2.3% | 20.7% |
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $-0.10 | $0.36 | ||
| Q3 25 | $-0.04 | $-4.00 | ||
| Q2 25 | $-0.16 | $0.43 | ||
| Q1 25 | $-0.13 | $0.26 | ||
| Q4 24 | $0.27 | $0.38 | ||
| Q3 24 | $0.01 | $0.20 | ||
| Q2 24 | $-0.17 | $0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $47.3M | — |
| Total DebtLower is stronger | — | $620.0M |
| Stockholders' EquityBook value | $405.7M | $3.4B |
| Total Assets | $984.2M | $24.5B |
| Debt / EquityLower = less leverage | — | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $111.3M | — | ||
| Q3 25 | $80.4M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $41.7M | — | ||
| Q4 24 | $83.8M | — | ||
| Q3 24 | $79.9M | — | ||
| Q2 24 | $76.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B |
| Q1 26 | $405.7M | — | ||
| Q4 25 | $400.0M | $3.4B | ||
| Q3 25 | $392.7M | $3.4B | ||
| Q2 25 | $384.5M | $3.5B | ||
| Q1 25 | $345.4M | $3.5B | ||
| Q4 24 | $312.5M | $3.5B | ||
| Q3 24 | $336.6M | $3.5B | ||
| Q2 24 | $307.4M | $3.5B |
| Q1 26 | $984.2M | — | ||
| Q4 25 | $1.1B | $24.5B | ||
| Q3 25 | $1.0B | $24.2B | ||
| Q2 25 | $1.0B | $26.7B | ||
| Q1 25 | $964.4M | $26.8B | ||
| Q4 24 | $989.2M | $26.9B | ||
| Q3 24 | $1.0B | $27.3B | ||
| Q2 24 | $1.0B | $27.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $449.5M |
| Free Cash FlowOCF − Capex | $-1.0M | $411.4M |
| FCF MarginFCF / Revenue | -0.5% | 208.5% |
| Capex IntensityCapex / Revenue | — | 19.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $449.5M | ||
| Q3 25 | $22.2M | $223.4M | ||
| Q2 25 | $31.7M | $77.6M | ||
| Q1 25 | $-3.1M | $32.8M | ||
| Q4 24 | $36.5M | $425.9M | ||
| Q3 24 | $20.5M | $199.4M | ||
| Q2 24 | $24.4M | $86.1M |
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | $411.4M | ||
| Q3 25 | — | $216.7M | ||
| Q2 25 | — | $66.3M | ||
| Q1 25 | — | $22.6M | ||
| Q4 24 | — | $380.4M | ||
| Q3 24 | — | $187.7M | ||
| Q2 24 | — | $72.7M |
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | 208.5% | ||
| Q3 25 | — | 116.1% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 182.5% | ||
| Q3 24 | — | 107.4% | ||
| Q2 24 | — | 36.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 19.3% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 21.8% | ||
| Q3 24 | — | 6.7% | ||
| Q2 24 | — | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.42× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | — | ||
| Q3 24 | 49.55× | 8.06× | ||
| Q2 24 | 6.03× | 2.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
