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Side-by-side financial comparison of BANCFIRST CORP (BANF) and WEBSTER FINANCIAL CORP (WBS). Click either name above to swap in a different company.
BANCFIRST CORP is the larger business by last-quarter revenue ($127.7M vs $58.7M, roughly 2.2× WEBSTER FINANCIAL CORP). WEBSTER FINANCIAL CORP runs the higher net margin — 435.9% vs 46.6%, a 389.3% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (10.1% vs -0.2%). WEBSTER FINANCIAL CORP produced more free cash flow last quarter ($301.8M vs $43.2M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.7% CAGR vs -4.2%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York City.
BANF vs WBS — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $127.7M | $58.7M |
| Net Profit | $59.5M | $255.8M |
| Gross Margin | — | — |
| Operating Margin | 59.0% | — |
| Net Margin | 46.6% | 435.9% |
| Revenue YoY | 10.1% | -0.2% |
| Net Profit YoY | 5.3% | 43.9% |
| EPS (diluted) | $1.75 | $1.54 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $127.7M | $58.7M | ||
| Q3 25 | $125.6M | $59.1M | ||
| Q2 25 | $121.3M | $59.4M | ||
| Q1 25 | $115.9M | $60.8M | ||
| Q4 24 | $115.9M | $58.8M | ||
| Q3 24 | $115.0M | $61.1M | ||
| Q2 24 | $109.9M | $61.8M | ||
| Q1 24 | $106.1M | $64.0M |
| Q4 25 | $59.5M | $255.8M | ||
| Q3 25 | $62.7M | $261.2M | ||
| Q2 25 | $62.3M | $258.8M | ||
| Q1 25 | $56.1M | $226.9M | ||
| Q4 24 | $56.5M | $177.8M | ||
| Q3 24 | $58.9M | $193.0M | ||
| Q2 24 | $50.6M | $181.6M | ||
| Q1 24 | $50.3M | $216.3M |
| Q4 25 | 59.0% | — | ||
| Q3 25 | 62.9% | — | ||
| Q2 25 | 65.7% | — | ||
| Q1 25 | 61.3% | — | ||
| Q4 24 | 62.1% | — | ||
| Q3 24 | 64.3% | — | ||
| Q2 24 | 59.3% | — | ||
| Q1 24 | 60.5% | — |
| Q4 25 | 46.6% | 435.9% | ||
| Q3 25 | 49.9% | 442.3% | ||
| Q2 25 | 51.4% | 435.6% | ||
| Q1 25 | 48.4% | 373.4% | ||
| Q4 24 | 48.7% | 302.4% | ||
| Q3 24 | 51.2% | 316.0% | ||
| Q2 24 | 46.1% | 293.7% | ||
| Q1 24 | 47.4% | 338.0% |
| Q4 25 | $1.75 | $1.54 | ||
| Q3 25 | $1.85 | $1.54 | ||
| Q2 25 | $1.85 | $1.52 | ||
| Q1 25 | $1.66 | $1.30 | ||
| Q4 24 | $1.68 | $1.01 | ||
| Q3 24 | $1.75 | $1.10 | ||
| Q2 24 | $1.51 | $1.03 | ||
| Q1 24 | $1.50 | $1.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $739.5M |
| Stockholders' EquityBook value | $1.9B | $9.5B |
| Total Assets | $14.8B | $84.1B |
| Debt / EquityLower = less leverage | — | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $739.5M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $905.6M | ||
| Q1 25 | — | $907.4M | ||
| Q4 24 | — | $909.2M | ||
| Q3 24 | — | $911.0M | ||
| Q2 24 | — | $912.7M | ||
| Q1 24 | — | $914.5M |
| Q4 25 | $1.9B | $9.5B | ||
| Q3 25 | $1.8B | $9.5B | ||
| Q2 25 | $1.7B | $9.3B | ||
| Q1 25 | $1.7B | $9.2B | ||
| Q4 24 | $1.6B | $9.1B | ||
| Q3 24 | $1.6B | $9.2B | ||
| Q2 24 | $1.5B | $8.8B | ||
| Q1 24 | $1.5B | $8.7B |
| Q4 25 | $14.8B | $84.1B | ||
| Q3 25 | $14.2B | $83.2B | ||
| Q2 25 | $14.0B | $81.9B | ||
| Q1 25 | $14.0B | $80.3B | ||
| Q4 24 | $13.6B | $79.0B | ||
| Q3 24 | $13.3B | $79.5B | ||
| Q2 24 | $12.7B | $76.8B | ||
| Q1 24 | $12.6B | $76.2B |
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× | ||
| Q1 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $54.8M | $317.6M |
| Free Cash FlowOCF − Capex | $43.2M | $301.8M |
| FCF MarginFCF / Revenue | 33.9% | 514.2% |
| Capex IntensityCapex / Revenue | 9.0% | 26.9% |
| Cash ConversionOCF / Net Profit | 0.92× | 1.24× |
| TTM Free Cash FlowTrailing 4 quarters | $237.0M | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $54.8M | $317.6M | ||
| Q3 25 | $75.4M | $374.7M | ||
| Q2 25 | $78.1M | $270.9M | ||
| Q1 25 | $77.0M | $94.9M | ||
| Q4 24 | $17.1M | $891.3M | ||
| Q3 24 | $77.6M | $45.3M | ||
| Q2 24 | $100.2M | $224.0M | ||
| Q1 24 | $66.3M | $243.7M |
| Q4 25 | $43.2M | $301.8M | ||
| Q3 25 | $63.7M | $362.5M | ||
| Q2 25 | $64.4M | $257.7M | ||
| Q1 25 | $65.6M | $86.6M | ||
| Q4 24 | $2.0M | $879.0M | ||
| Q3 24 | $72.4M | $35.3M | ||
| Q2 24 | $94.1M | $215.6M | ||
| Q1 24 | $56.1M | $238.6M |
| Q4 25 | 33.9% | 514.2% | ||
| Q3 25 | 50.7% | 613.7% | ||
| Q2 25 | 53.1% | 433.6% | ||
| Q1 25 | 56.6% | 142.5% | ||
| Q4 24 | 1.7% | 1495.2% | ||
| Q3 24 | 62.9% | 57.8% | ||
| Q2 24 | 85.7% | 348.6% | ||
| Q1 24 | 52.8% | 372.8% |
| Q4 25 | 9.0% | 26.9% | ||
| Q3 25 | 9.3% | 20.7% | ||
| Q2 25 | 11.3% | 22.2% | ||
| Q1 25 | 9.8% | 13.7% | ||
| Q4 24 | 13.1% | 21.0% | ||
| Q3 24 | 4.6% | 16.4% | ||
| Q2 24 | 5.5% | 13.6% | ||
| Q1 24 | 9.7% | 7.9% |
| Q4 25 | 0.92× | 1.24× | ||
| Q3 25 | 1.20× | 1.43× | ||
| Q2 25 | 1.25× | 1.05× | ||
| Q1 25 | 1.37× | 0.42× | ||
| Q4 24 | 0.30× | 5.01× | ||
| Q3 24 | 1.32× | 0.23× | ||
| Q2 24 | 1.98× | 1.23× | ||
| Q1 24 | 1.32× | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
