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Side-by-side financial comparison of BANCFIRST CORP (BANF) and Forestar Group Inc. (FOR). Click either name above to swap in a different company.
Forestar Group Inc. is the larger business by last-quarter revenue ($273.0M vs $181.0M, roughly 1.5× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 5.6%, a 27.2% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 9.0%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $-157.1M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs -9.6%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Forestar Group Inc. is a residential lot development company based in Arlington, Texas. The company has operations in 51 markets in 21 states and delivered 11,518 residential lots during the twelve-month period ended December 31, 2020. The company is publicly traded on the New York Stock Exchange and in October 2017 became a majority-owned subsidiary of D.R. Horton, Inc., the largest homebuilder by volume in the United States since 2002. The company primarily acquires entitled real estate and...
BANF vs FOR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $273.0M |
| Net Profit | $59.5M | $15.4M |
| Gross Margin | — | 20.1% |
| Operating Margin | 41.6% | 7.6% |
| Net Margin | 32.9% | 5.6% |
| Revenue YoY | 11.1% | 9.0% |
| Net Profit YoY | 5.3% | -6.7% |
| EPS (diluted) | $1.75 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $273.0M | ||
| Q3 25 | $175.5M | $670.5M | ||
| Q2 25 | $169.3M | $390.5M | ||
| Q1 25 | $164.8M | $351.0M | ||
| Q4 24 | $162.9M | $250.4M | ||
| Q3 24 | $163.7M | $551.3M | ||
| Q2 24 | $153.8M | $318.4M | ||
| Q1 24 | $151.0M | $333.8M |
| Q4 25 | $59.5M | $15.4M | ||
| Q3 25 | $62.7M | $86.9M | ||
| Q2 25 | $62.3M | $32.9M | ||
| Q1 25 | $56.1M | $31.6M | ||
| Q4 24 | $56.5M | $16.5M | ||
| Q3 24 | $58.9M | $81.5M | ||
| Q2 24 | $50.6M | $38.7M | ||
| Q1 24 | $50.3M | $45.0M |
| Q4 25 | — | 20.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 20.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 22.5% | ||
| Q1 24 | — | 24.9% |
| Q4 25 | 41.6% | 7.6% | ||
| Q3 25 | 45.0% | 16.9% | ||
| Q2 25 | 47.1% | 11.2% | ||
| Q1 25 | 43.1% | 11.6% | ||
| Q4 24 | 44.2% | 8.7% | ||
| Q3 24 | 45.2% | 19.7% | ||
| Q2 24 | 42.4% | 16.2% | ||
| Q1 24 | 42.5% | 17.6% |
| Q4 25 | 32.9% | 5.6% | ||
| Q3 25 | 35.7% | 13.0% | ||
| Q2 25 | 36.8% | 8.4% | ||
| Q1 25 | 34.0% | 9.0% | ||
| Q4 24 | 34.7% | 6.6% | ||
| Q3 24 | 36.0% | 14.8% | ||
| Q2 24 | 32.9% | 12.2% | ||
| Q1 24 | 33.3% | 13.5% |
| Q4 25 | $1.75 | $0.30 | ||
| Q3 25 | $1.85 | $1.70 | ||
| Q2 25 | $1.85 | $0.65 | ||
| Q1 25 | $1.66 | $0.62 | ||
| Q4 24 | $1.68 | $0.32 | ||
| Q3 24 | $1.75 | $1.59 | ||
| Q2 24 | $1.51 | $0.76 | ||
| Q1 24 | $1.50 | $0.89 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $211.7M |
| Total DebtLower is stronger | — | $793.2M |
| Stockholders' EquityBook value | $1.9B | $1.8B |
| Total Assets | $14.8B | $3.2B |
| Debt / EquityLower = less leverage | — | 0.44× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $211.7M | ||
| Q3 25 | — | $379.2M | ||
| Q2 25 | — | $189.2M | ||
| Q1 25 | — | $174.3M | ||
| Q4 24 | — | $132.0M | ||
| Q3 24 | — | $481.2M | ||
| Q2 24 | — | $359.2M | ||
| Q1 24 | — | $416.2M |
| Q4 25 | — | $793.2M | ||
| Q3 25 | — | $802.7M | ||
| Q2 25 | — | $872.8M | ||
| Q1 25 | — | $872.5M | ||
| Q4 24 | — | $806.8M | ||
| Q3 24 | — | $706.4M | ||
| Q2 24 | — | $706.1M | ||
| Q1 24 | — | $705.7M |
| Q4 25 | $1.9B | $1.8B | ||
| Q3 25 | $1.8B | $1.8B | ||
| Q2 25 | $1.7B | $1.7B | ||
| Q1 25 | $1.7B | $1.6B | ||
| Q4 24 | $1.6B | $1.6B | ||
| Q3 24 | $1.6B | $1.6B | ||
| Q2 24 | $1.5B | $1.5B | ||
| Q1 24 | $1.5B | $1.5B |
| Q4 25 | $14.8B | $3.2B | ||
| Q3 25 | $14.2B | $3.1B | ||
| Q2 25 | $14.0B | $3.1B | ||
| Q1 25 | $14.0B | $3.0B | ||
| Q4 24 | $13.6B | $3.0B | ||
| Q3 24 | $13.3B | $2.8B | ||
| Q2 24 | $12.7B | $2.7B | ||
| Q1 24 | $12.6B | $2.6B |
| Q4 25 | — | 0.44× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.52× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.44× | ||
| Q2 24 | — | 0.47× | ||
| Q1 24 | — | 0.48× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $-157.0M |
| Free Cash FlowOCF − Capex | $237.0M | $-157.1M |
| FCF MarginFCF / Revenue | 130.9% | -57.5% |
| Capex IntensityCapex / Revenue | 26.7% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.79× | -10.19× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $93.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $-157.0M | ||
| Q3 25 | $75.4M | $256.3M | ||
| Q2 25 | $78.1M | $15.8M | ||
| Q1 25 | $77.0M | $-19.8M | ||
| Q4 24 | $261.2M | $-450.0M | ||
| Q3 24 | $77.6M | $119.2M | ||
| Q2 24 | $100.2M | $-61.7M | ||
| Q1 24 | $66.3M | $-59.2M |
| Q4 25 | $237.0M | $-157.1M | ||
| Q3 25 | $63.7M | $255.6M | ||
| Q2 25 | $64.4M | $15.0M | ||
| Q1 25 | $65.6M | $-20.5M | ||
| Q4 24 | $224.5M | — | ||
| Q3 24 | $72.4M | $118.4M | ||
| Q2 24 | $94.1M | $-62.3M | ||
| Q1 24 | $56.1M | $-59.8M |
| Q4 25 | 130.9% | -57.5% | ||
| Q3 25 | 36.3% | 38.1% | ||
| Q2 25 | 38.0% | 3.8% | ||
| Q1 25 | 39.8% | -5.8% | ||
| Q4 24 | 137.8% | — | ||
| Q3 24 | 44.2% | 21.5% | ||
| Q2 24 | 61.2% | -19.6% | ||
| Q1 24 | 37.1% | -17.9% |
| Q4 25 | 26.7% | 0.0% | ||
| Q3 25 | 6.7% | 0.1% | ||
| Q2 25 | 8.1% | 0.2% | ||
| Q1 25 | 6.9% | 0.2% | ||
| Q4 24 | 22.5% | 0.0% | ||
| Q3 24 | 3.2% | 0.1% | ||
| Q2 24 | 3.9% | 0.2% | ||
| Q1 24 | 6.8% | 0.2% |
| Q4 25 | 4.79× | -10.19× | ||
| Q3 25 | 1.20× | 2.95× | ||
| Q2 25 | 1.25× | 0.48× | ||
| Q1 25 | 1.37× | -0.63× | ||
| Q4 24 | 4.62× | -27.27× | ||
| Q3 24 | 1.32× | 1.46× | ||
| Q2 24 | 1.98× | -1.59× | ||
| Q1 24 | 1.32× | -1.32× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
