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Side-by-side financial comparison of BANCFIRST CORP (BANF) and IDACORP INC (IDA). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $181.0M, roughly 2.0× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 12.1%, a 20.8% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs -4.2%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $-216.2M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs -7.2%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
BANF vs IDA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $360.1M |
| Net Profit | $59.5M | $43.6M |
| Gross Margin | — | — |
| Operating Margin | 41.6% | 14.9% |
| Net Margin | 32.9% | 12.1% |
| Revenue YoY | 11.1% | -4.2% |
| Net Profit YoY | 5.3% | 15.1% |
| EPS (diluted) | $1.75 | $0.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $360.1M | ||
| Q3 25 | $175.5M | $526.4M | ||
| Q2 25 | $169.3M | $449.3M | ||
| Q1 25 | $164.8M | $411.1M | ||
| Q4 24 | $162.9M | $375.9M | ||
| Q3 24 | $163.7M | $532.5M | ||
| Q2 24 | $153.8M | $442.6M | ||
| Q1 24 | $151.0M | $417.9M |
| Q4 25 | $59.5M | $43.6M | ||
| Q3 25 | $62.7M | $124.4M | ||
| Q2 25 | $62.3M | $95.8M | ||
| Q1 25 | $56.1M | $59.6M | ||
| Q4 24 | $56.5M | $37.9M | ||
| Q3 24 | $58.9M | $113.6M | ||
| Q2 24 | $50.6M | $89.5M | ||
| Q1 24 | $50.3M | $48.2M |
| Q4 25 | 41.6% | 14.9% | ||
| Q3 25 | 45.0% | 27.5% | ||
| Q2 25 | 47.1% | 22.4% | ||
| Q1 25 | 43.1% | 13.4% | ||
| Q4 24 | 44.2% | 11.0% | ||
| Q3 24 | 45.2% | 25.1% | ||
| Q2 24 | 42.4% | 23.3% | ||
| Q1 24 | 42.5% | 11.9% |
| Q4 25 | 32.9% | 12.1% | ||
| Q3 25 | 35.7% | 23.6% | ||
| Q2 25 | 36.8% | 21.3% | ||
| Q1 25 | 34.0% | 14.5% | ||
| Q4 24 | 34.7% | 10.1% | ||
| Q3 24 | 36.0% | 21.3% | ||
| Q2 24 | 32.9% | 20.2% | ||
| Q1 24 | 33.3% | 11.5% |
| Q4 25 | $1.75 | $0.78 | ||
| Q3 25 | $1.85 | $2.26 | ||
| Q2 25 | $1.85 | $1.76 | ||
| Q1 25 | $1.66 | $1.10 | ||
| Q4 24 | $1.68 | $0.72 | ||
| Q3 24 | $1.75 | $2.12 | ||
| Q2 24 | $1.51 | $1.71 | ||
| Q1 24 | $1.50 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $215.7M |
| Total DebtLower is stronger | — | $3.3B |
| Stockholders' EquityBook value | $1.9B | $3.6B |
| Total Assets | $14.8B | $10.2B |
| Debt / EquityLower = less leverage | — | 0.93× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $215.7M | ||
| Q3 25 | — | $333.2M | ||
| Q2 25 | — | $474.5M | ||
| Q1 25 | — | $634.5M | ||
| Q4 24 | — | $368.9M | ||
| Q3 24 | — | $427.9M | ||
| Q2 24 | — | $169.6M | ||
| Q1 24 | — | $157.6M |
| Q4 25 | — | $3.3B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.1B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.9B | $3.6B | ||
| Q3 25 | $1.8B | $3.5B | ||
| Q2 25 | $1.7B | $3.4B | ||
| Q1 25 | $1.7B | $3.3B | ||
| Q4 24 | $1.6B | $3.3B | ||
| Q3 24 | $1.6B | $3.3B | ||
| Q2 24 | $1.5B | $3.2B | ||
| Q1 24 | $1.5B | $2.9B |
| Q4 25 | $14.8B | $10.2B | ||
| Q3 25 | $14.2B | $10.1B | ||
| Q2 25 | $14.0B | $9.9B | ||
| Q1 25 | $14.0B | $9.6B | ||
| Q4 24 | $13.6B | $9.2B | ||
| Q3 24 | $13.3B | $9.1B | ||
| Q2 24 | $12.7B | $8.7B | ||
| Q1 24 | $12.6B | $8.3B |
| Q4 25 | — | 0.93× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.92× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $137.8M |
| Free Cash FlowOCF − Capex | $237.0M | $-216.2M |
| FCF MarginFCF / Revenue | 130.9% | -60.0% |
| Capex IntensityCapex / Revenue | 26.7% | 98.3% |
| Cash ConversionOCF / Net Profit | 4.79× | 3.16× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $-577.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $137.8M | ||
| Q3 25 | $75.4M | $162.8M | ||
| Q2 25 | $78.1M | $176.9M | ||
| Q1 25 | $77.0M | $124.3M | ||
| Q4 24 | $261.2M | $136.4M | ||
| Q3 24 | $77.6M | $201.9M | ||
| Q2 24 | $100.2M | $146.4M | ||
| Q1 24 | $66.3M | $109.7M |
| Q4 25 | $237.0M | $-216.2M | ||
| Q3 25 | $63.7M | $-127.9M | ||
| Q2 25 | $64.4M | $-156.4M | ||
| Q1 25 | $65.6M | $-77.0M | ||
| Q4 24 | $224.5M | $-48.9M | ||
| Q3 24 | $72.4M | $-16.1M | ||
| Q2 24 | $94.1M | $-199.6M | ||
| Q1 24 | $56.1M | $-150.3M |
| Q4 25 | 130.9% | -60.0% | ||
| Q3 25 | 36.3% | -24.3% | ||
| Q2 25 | 38.0% | -34.8% | ||
| Q1 25 | 39.8% | -18.7% | ||
| Q4 24 | 137.8% | -13.0% | ||
| Q3 24 | 44.2% | -3.0% | ||
| Q2 24 | 61.2% | -45.1% | ||
| Q1 24 | 37.1% | -36.0% |
| Q4 25 | 26.7% | 98.3% | ||
| Q3 25 | 6.7% | 55.2% | ||
| Q2 25 | 8.1% | 74.2% | ||
| Q1 25 | 6.9% | 49.0% | ||
| Q4 24 | 22.5% | 49.3% | ||
| Q3 24 | 3.2% | 41.0% | ||
| Q2 24 | 3.9% | 78.2% | ||
| Q1 24 | 6.8% | 62.2% |
| Q4 25 | 4.79× | 3.16× | ||
| Q3 25 | 1.20× | 1.31× | ||
| Q2 25 | 1.25× | 1.85× | ||
| Q1 25 | 1.37× | 2.08× | ||
| Q4 24 | 4.62× | 3.60× | ||
| Q3 24 | 1.32× | 1.78× | ||
| Q2 24 | 1.98× | 1.63× | ||
| Q1 24 | 1.32× | 2.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
