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Side-by-side financial comparison of BANCFIRST CORP (BANF) and ONESPAWORLD HOLDINGS Ltd (OSW). Click either name above to swap in a different company.
ONESPAWORLD HOLDINGS Ltd is the larger business by last-quarter revenue ($242.1M vs $181.0M, roughly 1.3× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 5.0%, a 27.9% gap on every dollar of revenue. On growth, ONESPAWORLD HOLDINGS Ltd posted the faster year-over-year revenue change (11.5% vs 11.1%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $14.9M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs 7.1%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
BANF vs OSW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $242.1M |
| Net Profit | $59.5M | $12.1M |
| Gross Margin | — | — |
| Operating Margin | 41.6% | 6.8% |
| Net Margin | 32.9% | 5.0% |
| Revenue YoY | 11.1% | 11.5% |
| Net Profit YoY | 5.3% | -16.2% |
| EPS (diluted) | $1.75 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $242.1M | ||
| Q3 25 | $175.5M | $258.5M | ||
| Q2 25 | $169.3M | $240.7M | ||
| Q1 25 | $164.8M | $219.6M | ||
| Q4 24 | $162.9M | $217.2M | ||
| Q3 24 | $163.7M | $241.7M | ||
| Q2 24 | $153.8M | $224.9M | ||
| Q1 24 | $151.0M | $211.2M |
| Q4 25 | $59.5M | $12.1M | ||
| Q3 25 | $62.7M | $24.3M | ||
| Q2 25 | $62.3M | $19.9M | ||
| Q1 25 | $56.1M | $15.3M | ||
| Q4 24 | $56.5M | $14.4M | ||
| Q3 24 | $58.9M | $21.6M | ||
| Q2 24 | $50.6M | $15.8M | ||
| Q1 24 | $50.3M | $21.2M |
| Q4 25 | 41.6% | 6.8% | ||
| Q3 25 | 45.0% | 10.2% | ||
| Q2 25 | 47.1% | 9.2% | ||
| Q1 25 | 43.1% | 7.7% | ||
| Q4 24 | 44.2% | 7.9% | ||
| Q3 24 | 45.2% | 10.3% | ||
| Q2 24 | 42.4% | 8.4% | ||
| Q1 24 | 42.5% | 8.0% |
| Q4 25 | 32.9% | 5.0% | ||
| Q3 25 | 35.7% | 9.4% | ||
| Q2 25 | 36.8% | 8.3% | ||
| Q1 25 | 34.0% | 7.0% | ||
| Q4 24 | 34.7% | 6.6% | ||
| Q3 24 | 36.0% | 8.9% | ||
| Q2 24 | 32.9% | 7.0% | ||
| Q1 24 | 33.3% | 10.0% |
| Q4 25 | $1.75 | $0.12 | ||
| Q3 25 | $1.85 | $0.23 | ||
| Q2 25 | $1.85 | $0.19 | ||
| Q1 25 | $1.66 | $0.15 | ||
| Q4 24 | $1.68 | $0.13 | ||
| Q3 24 | $1.75 | $0.20 | ||
| Q2 24 | $1.51 | $0.15 | ||
| Q1 24 | $1.50 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $16.3M |
| Total DebtLower is stronger | — | $84.0M |
| Stockholders' EquityBook value | $1.9B | $542.6M |
| Total Assets | $14.8B | $707.1M |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $16.3M | ||
| Q3 25 | — | $29.6M | ||
| Q2 25 | — | $35.0M | ||
| Q1 25 | — | $22.6M | ||
| Q4 24 | — | $57.4M | ||
| Q3 24 | — | $48.8M | ||
| Q2 24 | — | $62.5M | ||
| Q1 24 | — | $65.4M |
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $85.2M | ||
| Q2 25 | — | $96.2M | ||
| Q1 25 | — | $97.4M | ||
| Q4 24 | — | $98.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $138.6M |
| Q4 25 | $1.9B | $542.6M | ||
| Q3 25 | $1.8B | $552.8M | ||
| Q2 25 | $1.7B | $548.3M | ||
| Q1 25 | $1.7B | $530.6M | ||
| Q4 24 | $1.6B | $554.5M | ||
| Q3 24 | $1.6B | $540.1M | ||
| Q2 24 | $1.5B | $532.7M | ||
| Q1 24 | $1.5B | $515.5M |
| Q4 25 | $14.8B | $707.1M | ||
| Q3 25 | $14.2B | $732.6M | ||
| Q2 25 | $14.0B | $731.8M | ||
| Q1 25 | $14.0B | $708.7M | ||
| Q4 24 | $13.6B | $746.4M | ||
| Q3 24 | $13.3B | $734.0M | ||
| Q2 24 | $12.7B | $756.8M | ||
| Q1 24 | $12.6B | $763.6M |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $20.0M |
| Free Cash FlowOCF − Capex | $237.0M | $14.9M |
| FCF MarginFCF / Revenue | 130.9% | 6.2% |
| Capex IntensityCapex / Revenue | 26.7% | 2.1% |
| Cash ConversionOCF / Net Profit | 4.79× | 1.65× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $68.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $20.0M | ||
| Q3 25 | $75.4M | $33.2M | ||
| Q2 25 | $78.1M | $20.3M | ||
| Q1 25 | $77.0M | $10.1M | ||
| Q4 24 | $261.2M | $16.6M | ||
| Q3 24 | $77.6M | $28.6M | ||
| Q2 24 | $100.2M | $18.7M | ||
| Q1 24 | $66.3M | $15.0M |
| Q4 25 | $237.0M | $14.9M | ||
| Q3 25 | $63.7M | $27.6M | ||
| Q2 25 | $64.4M | $17.6M | ||
| Q1 25 | $65.6M | $8.4M | ||
| Q4 24 | $224.5M | $13.2M | ||
| Q3 24 | $72.4M | $27.5M | ||
| Q2 24 | $94.1M | $17.6M | ||
| Q1 24 | $56.1M | $13.7M |
| Q4 25 | 130.9% | 6.2% | ||
| Q3 25 | 36.3% | 10.7% | ||
| Q2 25 | 38.0% | 7.3% | ||
| Q1 25 | 39.8% | 3.8% | ||
| Q4 24 | 137.8% | 6.1% | ||
| Q3 24 | 44.2% | 11.4% | ||
| Q2 24 | 61.2% | 7.8% | ||
| Q1 24 | 37.1% | 6.5% |
| Q4 25 | 26.7% | 2.1% | ||
| Q3 25 | 6.7% | 2.2% | ||
| Q2 25 | 8.1% | 1.1% | ||
| Q1 25 | 6.9% | 0.8% | ||
| Q4 24 | 22.5% | 1.5% | ||
| Q3 24 | 3.2% | 0.5% | ||
| Q2 24 | 3.9% | 0.5% | ||
| Q1 24 | 6.8% | 0.6% |
| Q4 25 | 4.79× | 1.65× | ||
| Q3 25 | 1.20× | 1.36× | ||
| Q2 25 | 1.25× | 1.02× | ||
| Q1 25 | 1.37× | 0.66× | ||
| Q4 24 | 4.62× | 1.15× | ||
| Q3 24 | 1.32× | 1.33× | ||
| Q2 24 | 1.98× | 1.19× | ||
| Q1 24 | 1.32× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
